ICICI Bank Housewife Personal Loan

The best thing about an ICICI women’s personal loan is its lower interest rate. Even slightly lower rates eventually allow you to save thousands of rupees for longer repayments. Moreover, as a female applicant, you can also avail of benefits such as flexible repayment, moderate eligibility criteria, minimal documentation, and a generous loan amount. Thus, Urban Money offers a brief overview of this appealing financing option to empower hard-working and independent women. Namely, we will provide details regarding ICICI women’s personal loan interest rates, applicable fees, eligibility, and required documents. We will also compare this loan with offerings from leading banks that provide the same, enabling you to determine the most cost-effective financing option.

ICICI Personal Loan for Women – Highlights

The following are the key parameters of an ICICI women’s personal loan:

Compare ICICI Women Loan From Other Banks

Following is the comparison of an ICICI women’s personal loan with other leading banks and NBFCs in India:

ICICI Personal Loan for Women – Fees and Charges

Following are the applicable fees and charges for an ICICI women’s personal loan:

ICICI Personal Loan for Women – Documents Required

The required documents for an ICICI housewife personal loan are as follows:

Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID or Driving License.

Proof of Address: Passport, Driving License, or Registered Rent Agreement.

Proof of Income: Last 3-month bank statement.

Proof of Employee: Last 3-month salary slips. 

ICICI Personal Loan for Women – Eligibility Criteria

The ICICI women’s personal loan eligibility criteria are as follows: 

• You must be aged between 20 and 58 years
• You must have a minimum monthly income of Rs.30,000
• You must have at least 2 years of work experience. 
• You must have resided at your current address for more than 1 year.
• You must have a good credit score and repayment history.