FAQs (Frequently Ask Questions) Updated: 2024-12-19 12:43 PM

Urban Money is a fintech loan aggregator that assists millions in achieving their dream of owning a home. Since 2015, Urban Money has changed how lending works by offering personalised loan options from various banks and NBFCs. It guides clients through every loan process step—from selecting the right loan to handling paperwork, legal support, insurance, and disbursing the loan. Urban Money uses modern technology to check eligibility, connect with credit bureaus, and work smoothly with loan systems. Urban Money streamlines personal loans, home loans, business loans, insurance, property loans, and working capital loans from more than 90 banks and NBFCs in India.

Urban Money simplifies borrowing by connecting individuals with various financial products. Urban Money offers personal loans, home loans, business loans, and loans against property. Through its digital platform, users can compare loan options from over 95 lenders, ensuring they find the best fit for their financial needs. The platform offers tools like EMI calculators and eligibility checkers to assist users in making informed decisions. By streamlining the application process and providing personalised recommendations, Urban Money aims to make accessing financial services more efficient and user-friendly.

Urban Money is a reputable fintech company in India, partnering with over 95 trusted banks and financial institutions to deliver reliable services. With advanced technology, Urban Money safeguards user data and transactions, following strict security protocols to ensure privacy. Offering transparent loan options and personalised financial advice, it provides a secure, trustworthy platform for financial products. For every CIBIL score check, Urban Money questions your consent, ensuring your information remains private. No data is shared without permission, making Urban Money a trusted choice for borrowers seeking safe, efficient financial solutions.

No, Urban Money does not store your bank login credentials. Users are requested to create their own accounts, wherein the login credentials are strictly private and should not be shared with others, as account access and credits are exclusively available to each user individually. The platform prioritises user privacy and security, ensuring that sensitive information, such as login details, remains confidential and is not retained on their systems. This approach aligns with industry best practices to protect users’ financial data.

Urban Money may share your information with other companies when necessary. This can include sharing with banks or lenders to help process your loan application and with service providers for customer support or marketing. They may also share details if required by law or to prevent fraud. Urban Money ensures that any company receiving your information will keep it safe and use it only for the intended purpose so your privacy remains protected. Refer to the Urban Money website to learn more about privacy and policy.

Yes, Urban Money collaborates with over 95 banks, including public and private sector banks and non-banking financial companies (NBFCs) in India. While this extensive network includes many major financial institutions, it does not encompass every bank in the country.