25 Lakh Union Bank of India Home Loan

Union Bank of India offers comprehensive support for individuals seeking a 25 lakh home loan. Whether the applicants need funds to purchase, construct, or renovate, a Union Bank of India 25 lakh home loan can be ideal. With competitive interest rates starting at 8.50% per annum and flexible repayment options for up to 30 years, borrowers can expect a more comfortable repayment journey. It is advisable to clearly understand all the aspects of this credit option, which empowers you to make more informed decisions. Hence, Urban Money details the estimated 25 lakh home loan EMI in Union Bank of India, applicable eligibility, required documents, and associated fees. Let’s scroll down to learn more.

25 Lakh Home Loan Union Bank of India – Highlights

Here are the Union Bank of India home loan interest rate for 25 lakhs and other key parameters:

25 Lakh Home Loan EMI for 5 Years Union Bank of India

Have a look at the 25 lakh home loan EMI in Union Bank of India with a tenure of 5 years:

25 Lakh Home Loan EMI for 10 Years Union Bank of India

Below is the 25 lakh home loan EMI for 10 years from the Union Bank of India:

25 Lakh Home Loan EMI for 15 Years Union Bank of India

Here is the Union Bank of India home loan 25 lakh EMI amount with a tenure of 15 years:

25 Lakh Home Loan EMI for 20 Years Union Bank of India

Following is the 25 lakh home loan EMI for 20 years from the Union Bank of India:

25 Lakh Home Loan EMI for 25 Years Union Bank of India

Let’s examine the 25 lakh home loan EMI in Union Bank of India with a tenure of 25 years:

25 Lakh Union Bank of India Home Loan – Fees and Charges

Here are the fees and charges beside the Union Bank of India home loan interest rate of 25 lakhs:

25 Lakh Union Bank of India Home Loan – Documents Required

To apply for a Union Bank of India 25 lakh home loan, the following documents are required: 

• Identity Proof: PAN card, aadhaar card, voter ID, passport, etc.
• Address Proof: Utility bill, rental agreement, aadhaar card, driving license, etc.
• Salaried Proof: 2-year ITR/Form 16 and 3-month salary slips (if you are a salaried individual).
• Business Proof: Last 3-year ITR and other documents show your business existence (if you are self-employed).
• Property Proof: Sale agreement, title deed, payment receipts, NOC from the builder, etc.
• Additional Documents: Bank statement for the last 6 months and two recent passport-size photographs.

25 Lakh Union Bank of India Home Loan – Eligibility Criteria

Below is the applicable 25 lakh home loan eligibility in Union Bank of India:

• Age: Applicants must be between 18 and 75 years old.
• Employment Status: Salaried and self-employed individuals are eligible.
• Credit Score: A good credit score is required, typically 700 or higher.
• Residential Status: Applicants must be Indian citizens, including NRIs.