25 Lakh Union Bank of India Home Loan

Home Loan By Property
Home Loan By Profession
Home Loan By Other
Home Loan By Amount

Union Bank of India offers comprehensive support for individuals seeking a 25 lakh home loan. Whether the applicants need funds to purchase, construct, or renovate, a Union Bank of India 25 lakh home loan can be ideal. With competitive interest rates starting at 8.50% per annum and flexible repayment options for up to 30 years, borrowers can expect a more comfortable repayment journey. It is advisable to clearly understand all the aspects of this credit option, which empowers you to make more informed decisions. Hence, Urban Money details the estimated 25 lakh home loan EMI in Union Bank of India, applicable eligibility, required documents, and associated fees. Let’s scroll down to learn more.

Get in Touch for Home Loan Expert Advice

Connect with our Home Loan Advisor Now!

Personalized Home Loan solutions
Expert guidance
Application assistance
Credit score discussion
Home Loan Interest rate comparison

Full Name *

+91Mobile No. *

Search City *

Choose City

Choose Loan Type *

I agree to the Terms and Conditions of TUCIBIL and hereby provide explicit consent to share my Credit Information with Urban Money Private Limited.

Terms and Conditions

CONSENT IN RELATION TO ACCESS TO CREDIT INFORMATION THROUGH Equifax

End-user (customer)hereby consents to Loantap financial technology being appointed as your authorized representative to receive your Credit Information from Equifax on an ongoing basis until the purpose of Credit Risk Assessment. is satisfied or the expiry of 6 months from the date the consent is collected; whichever is earlier.

This End User Agreement (the “Agreement” ) is made between you (the “User” or “You” ) and Urban Money Private Limited hereinafter referred to as “URBAN MONEY ”, a private limited company having its registered office at 1st Floor, Tower A, M3M Urbana Business Park, Sector 67, near M3M Urbana, Gurugram, Haryana 122001. (“Urban Money ”, “Us” or “We”, which term shall include its successors and permitted assigns). The User and URBAN MONEY shall be collectively referred to as the “Parties” and individually as a “Party”.

25 Lakh Union Bank Of India Home Loan EMI Calculator

Loan Amount

₹

5 Lac
20 Cr

Loan Tenure

Years

Rate Of Interest

Monthly Loan EMI

Payment Breakdown:

Principal Amount

₹25,00,000

Interest Payable

Total Amount Payable

Table of Content

1. 25 Lakh Home Loan Union Bank of India Highlights

2. 25 Lakh Home Loan EMI for 5 Years Union Bank of India

3. 25 Lakh Home Loan EMI for 10 Years Union Bank of India

4. 25 Lakh Home Loan EMI for 15 Years Union Bank of India

5. 25 Lakh Home Loan EMI for 20 Years Union Bank of India

6. 25 Lakh Home Loan EMI for 25 Years Union Bank of India

7. 25 Lakh Union Bank of India Home Loan Fees and Charges

8. 25 Lakh Union Bank of India Home Loan Documents Required

9. 25 Lakh Union Bank of India Home Loan Eligibility Criteria

Written By

Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

Last Updated: 10 December 2025

25 Lakh Home Loan Union Bank of India – Highlights

Here are the Union Bank of India home loan interest rate for 25 lakhs and other key parameters:

Interest Rates	Starting at 8.50% p.a.
Loan Amount	90% of the property price
Loan Tenure	Up to 30 years
Eligibility	Both Indian citizens and NRIs

25 Lakh Home Loan EMI for 5 Years Union Bank of India

Have a look at the 25 lakh home loan EMI in Union Bank of India with a tenure of 5 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
25 Lakh	8.50% p.a.	5 years	₹51,291	₹5,77,460	₹30,77,460

25 Lakh Home Loan EMI for 10 Years Union Bank of India

Below is the 25 lakh home loan EMI for 10 years from the Union Bank of India:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
25 Lakh	8.50% p.a.	10 years	₹30,996	₹12,19,520	₹37,19,520

25 Lakh Home Loan EMI for 15 Years Union Bank of India

Here is the Union Bank of India home loan 25 lakh EMI amount with a tenure of 15 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
25 Lakh	8.50% p.a.	15 years	₹24,618	₹19,31,240	₹44,31,240

25 Lakh Home Loan EMI for 20 Years Union Bank of India

Following is the 25 lakh home loan EMI for 20 years from the Union Bank of India:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
25 Lakh	8.50% p.a.	20 years	₹21,696	₹27,07,040	₹52,07,040

25 Lakh Home Loan EMI for 25 Years Union Bank of India

Let’s examine the 25 lakh home loan EMI in Union Bank of India with a tenure of 25 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
25 Lakh	8.50% p.a.	25 years	₹20,131	₹35,39,300	₹60,39,300

25 Lakh Union Bank of India Home Loan – Fees and Charges

Here are the fees and charges beside the Union Bank of India home loan interest rate of 25 lakhs:

Fee/Charge	Amount
Processing Fee	0.50% of the loan amount
Foreclosure Charges	Nil
Penal Interest Rate	2% of the default amount
Stamp Duty & Other Statutory Charges	At actuals

25 Lakh Union Bank of India Home Loan – Documents Required

To apply for a Union Bank of India 25 lakh home loan, the following documents are required:

Identity Proof: PAN card, aadhaar card, voter ID, passport, etc.
Address Proof: Utility bill, rental agreement, aadhaar card, driving license, etc.
Salaried Proof: 2-year ITR/Form 16 and 3-month salary slips (if you are a salaried individual).
Business Proof: Last 3-year ITR and other documents show your business existence (if you are self-employed).
Property Proof: Sale agreement, title deed, payment receipts, NOC from the builder, etc.
Additional Documents: Bank statement for the last 6 months and two recent passport-size photographs.

25 Lakh Union Bank of India Home Loan – Eligibility Criteria

Below is the applicable 25 lakh home loan eligibility in Union Bank of India:

Age: Applicants must be between 18 and 75 years old.
Employment Status: Salaried and self-employed individuals are eligible.
Credit Score: A good credit score is required, typically 700 or higher.
Residential Status: Applicants must be Indian citizens, including NRIs.

Frequently Asked Questions

What is the EMI for a 25 lakh home loan for 20 years in Union Bank of India?

For a Union Bank of India home loan of 25 lakhs with a 20-year tenure and an 8.50% annual interest rate, the estimated EMI is ₹21,696.

Who is eligible for a 25 lakh home loan in Union Bank of India?

Salaried and self-employed individuals can apply for a 25 lakh home loan at Union Bank of India.

What is the monthly interest rate of a 25 lakh home loan in Union Bank of India?

The monthly interest rate for a 25 lakh home loan from Union Bank of India starts at 0.71%.

Quick Links

Loan Offers By Union Bank Of India's

Home Loan by Nationalized Bank

Home Loan Calculators

Union Bank Of India Calculators