10 Lakh PNB Home Loan

  • Home Loan By Profession
  • Home Loan By Scheme
  • Home Loan By Amount
  • Home Loan By Property
  • Home Loan By Other

Owning a home doesn't have to be a distant dream. Punjab National Bank's 10-lakh home loan scheme makes it easier than ever to turn your aspirations into reality. With competitive interest rates, flexible repayment options, and minimal processing fees, PNB empowers you to unlock the door to your own haven.

Get in Touch for Home Loan Expert Advice
Connect with our Home Loan Advisor Now!
  • Personalized Home Loan solutions
  • Expert guidance
  • Application assistance
  • Credit score discussion
  • Home Loan Interest rate comparison
+91
Choose City

Table of Content

1. 10 Lakh Home Loan Highlights for Punjab National Bank

2. 10 Lakh Home Loan EMI For 5 Years From PNB

3. 10 Lakh Home Loan EMI for 10 years From PNB

4. 10 Lakh Home Loan EMI For 15 Years From PNB

5. 10 Lakh Home Loan EMI for 20 years From PNB

6. 10 Lakh PNB Home Loan Fees and Charges

7. 10 Lakh PNB Home Loan Documents Required

8. 10 lakh PNB Home Loan Eligibility Criteria

Read more
Written By
Amrita Sinha
Amrita Sinha
Amrita Sinha comes with a background in journalism and mass communication, drawing from her roots in journalism, she has found her voice in the world of finance. As an accomplished writer, she specialises in Financial Services, Mutual Funds, Loan Assessments, Banking & Loan Products. She has established herself as a reliable expert in the field, offering valuable advice to those looking to navigate the various aspects of personal finance.
Reviewed By
Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

10 Lakh Home Loan Highlights for Punjab National Bank

  • Loan amount: Up to Rs. 10 lakh
  • Competitive interest rates
  • Flexible repayment tenure (up to 30 years)
  • Minimal processing fees
  • Simple documentation
Feature Benefit
Loan Amount Up to Rs. 10 lakh
Interest Rates Starting at 6.95% (subject to change)
Repayment Tenure Up to 30 years
Loan Processing Fee Up to 0.35% of loan amount (minimum Rs. 2,500)
Prepayment Charges Nil for floating rate loans, applicable for fixed rate loans

10 Lakh Home Loan EMI For 5 Years From PNB

Loan Amount Rs. 10 Lakhs
Rate of Interest 8.50%
Loan Tenure 5 Years
EMI Rs. 20,517
Interest Payable Rs. 2,31,020
Total Amount Payable Rs. 12,31,020

10 Lakh Home Loan EMI for 10 years From PNB

Loan Amount Rs. 10 Lakhs
Rate of Interest 8.50%
Loan Tenure 10 Years
EMI Rs. 12,399
Interest Payable Rs. 4,87,880
Total Amount Payable Rs. 14,87,880

10 Lakh Home Loan EMI For 15 Years From PNB

Loan Amount Rs. 10 Lakhs
Rate of Interest 8.50%
Loan Tenure 15 Years
EMI Rs. 9,847
Interest Payable Rs. 7,72,460
Total Amount Payable Rs. 17,72,460

10 Lakh Home Loan EMI for 20 years From PNB

Loan Amount Rs. 10 Lakhs
Rate of Interest 8.50%
Loan Tenure 20 Years
EMI Rs. 8,678
Interest Payable Rs. 10,82,720
Total Amount Payable Rs. 20,82,720

Pro Tip : Simplify your home loan journey with PNB Housing Loan EMI Calculator.

10 Lakh PNB Home Loan Fees and Charges

Processing fee: 0.35% of loan amount (minimum Rs. 2,500). The loan to value ratio is 80% and interest rates range from 6.95-7.75%. Besides processing fees, you may incur charges for documentation, valuation, and insurance.

However, PNB offers competitive rates and minimal prepayment charges, making it a cost-effective option.

10 Lakh PNB Home Loan Documents Required

The application process is streamlined, requiring standard documents like KYC proofs, income proof, property documents, and bank statements.

  • KYC documents (PAN, Aadhaar)
  • Income proof (salary slips/IT returns)
  • Property documents
  • Bank statements

10 lakh PNB Home Loan Eligibility Criteria

Salaried individuals and self-employed professionals with a stable income and good credit score are eligible. Specific income criteria may apply.

  • Salaried/self-employed individuals
  • Minimum age: 21 years
  • Maximum age: 60 years (at loan maturity)
  • Minimum income: As per bank norms

Contact your nearest PNB branch or visit their website for detailed information and loan application assistance as well as EMI calculator. With its competitive rates, flexible options, and hassle-free process, PNB’s 10 lakh home loan scheme is the perfect stepping stone to homeownership.

Quick Links

Loan Offers By Punjab National Bank's

Home Loan by Private Bank

Home Loan by Nationalized Bank

Home Loan by NBFC

Home Loan Calculators

Punjab National Bank Calculators

Urban Money

Disclaimer:

The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which urbanmoney.com does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that urbanmoney.com is providing these information & links only as a convenience, and further agree that urbanmoney.com is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that urbanmoney.com nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.

© 2025 www.urbanmoney.com. All rights reserved.