25 Lakh Karnataka Bank Home Loan

With appealing financing alternatives, Karnataka Bank's 25 lakh home loan is made to suit a range of housing needs. The bank is a desirable option for prospective homeowners because it provides a competitive interest rate on EMI for 25 Lakh home loan from Karnataka Bank. Candidates can quickly and simply examine 25 lakh home loan eligibility in Karnataka Bank online. This loan, which has adjustable repayment schedules determined by the bank's EMI calculator, is appropriate for buying or renovating a house. It offers a workable financial fix for large-scale real estate purchases.

25 Lakh Home Loan Karnataka Bank – Highlights

Here are Karnataka Bank home loan interest rates for 25 Lakh, along with highlights:

25 Lakh Home Loan EMI for 5 years Karnataka Bank 

Karnataka Bank housing loan EMI for 25 Lakh is mentioned below in detail:

25 Lakh Home Loan EMI for 10 years Karnataka Bank 

Here are the 25 Lakh home loan EMI for 10 years Karnataka Bank in a detailed format:

25 Lakh Home Loan EMI for 15 years Karnataka Bank 

Here are 25 Lakh home loan EMI for 15 years Karnataka Bank, along with highlights:

25 Lakh Home Loan EMI for 20 years Karnataka Bank 

25 Lakh home loan EMI for 20 years Karnataka Bank are as follows:

25 Lakh Home Loan EMI for 25 years Karnataka Bank 

Karnataka Bank home loan of 25 Lakh EMI for 25 years is mentioned below in the detailed format:

25 Lakh Karnataka Bank Home Loan – Fees and Charges 

There are some additional fees with Karnataka Bank home loan interest rate of 25 Lakh. These fees are mentioned below:

25 Lakh Karnataka Bank Home Loan – Documents Required

Several documents are needed in order to apply for a ₹25 Lakh loan EMI at Karnataka Bank. Every candidate undertaking KYC (Know Your Customer) must submit two recent passport-sized photos. This applies to both new and current customers. In addition, they need to provide identification in the form of a passport, voter ID, driver’s licence, PAN card, or Aadhar card. Similar to this, an Aadhar card, passport, voter ID, or driver’s licence can be used to prove your address. Applicants may present their birth certificate, passport, driver’s licence, or SSLC/AISSE certificate as proof of age.

Every consumer needs a PAN card. If the person is an established customer, they should also supply their customer ID or debit card number in addition to a copy of their prior KYC paperwork.

A scanned copy or PDF of the salaried worker’s salary account statement for the last 12 months must be submitted. This data can be retrieved automatically, if the person is already a customer.

Self-employed people must additionally produce a scanned copy or a PDF of their most recent 12-month salary account statement; if they are current clients, this can also be automatically retrieved.

25 Lakh Karnataka Bank Home Loan – Eligibility Criteria

The Karnataka Bank 25 Lakh Home Loan is open to both salaried and self-employed individuals, with specific income and age requirements:

• Income Requirements: Salaried applicants need a minimum gross monthly salary of Rs. 10,000, whereas self-employed applicants should have a minimum annual gross income of Rs. 4,80,000.
• Age Requirements: Applicants must be at least 18 years old when applying for the loan. The upper age limit is 60 years at the time the loan is due to be paid off.
• Loan Details: The loan duration can be up to 30 years, allowing for flexible repayment. The maximum loan amount available is Rs.750 Lakh, based on the applicant’s ability to repay and the bank’s evaluation.
• Other Requirements: Only Indian citizens are eligible for this home loan.