65 Lakh Home Loan Axis Bank
- Home Loan By Property
- Home Loan By Amount
- Home Loan By Profession
- Home Loan By Scheme
- Home Loan By Other
- 5 Crore Home Loan Axis Bank
- 15 Lakh Home Loan Axis Bank
- 10 Lakh Home Loan Axis Bank
- 70 Lakh Home Loan Axis Bank
- 75 Lakh Home Loan Axis Bank
- 90 Lakh Home Loan Axis Bank
- 3 Crore Home Loan Axis Bank
- 85 Lakh Home Loan Axis Bank
- 1 Crore Axis Bank Home Loan
- 25 Lakh Home Loan Axis Bank
- 2 Crore Axis Bank Home Loan
- 35 Lakh Axis Bank Home Loan
- 40 Lakh Home Loan Axis Bank
- 45 Lakh Axis Bank Home Loan
- 4 Crore Axis Bank Home Loan
- 50 Lakh Home Loan Axis Bank
- 50 Lakh Home Loan Axis Bank
- 60 Lakh Axis Bank Home Loan
- 30 Lakh Home Loan Axis Bank
- 20 Lakh Home Loan Axis Bank
- Axis Bank Home Loan for Government Employees
- Axis Bank Home Loan for Self Employed
- Axis Bank Home Loan for Bank Employees
- Axis Bank Home Loan for Salaried Person
- Axis Bank Home Loan for Women & Housewife
Axis Bank's 65 Lakh Home Loan suits various borrowers, from self-employed and salaried NRI borrowers to salaried professionals. You will find floating and fixed options for interest rates along with long tenures going up to 30 years. At the same time, there are several unique loan offerings like QuikPay Home Loan, Super Saver Home Loan, Asha Home Loan, and more. They have all been created to ensure you can seamlessly obtain funds to buy your dream property. Transferring your home loan is also possible without any worries. Here are more details about the Axis Bank 65 Lakh Home Loan. Prepayment charges are also absent on loans with floating interest rates.
- Personalized Home Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Home Loan Interest rate comparison
Table of Content
Written By
Reviewed By65 Lakh Home Loan Axis Bank – Highlights
| Feature | Description |
| Interest Rate |
|
| Loan Amount | Till 5 Crore |
| Tenure | 30 years |
| Any Hidden Charges | No hidden charges |
65 Lakh home loan emi for 10 years Axis Bank
You can easily use a 65 Lakh loan emi calculator of Axis Bank to work out your Lakh home loan emi for 10 years in Axis Bank.
| Loan Amount | Tenure | Interest Rate | EMI per Month | Total Interest Paid on Loan Amount | Total Amount Repaid |
| 65,00,000 | 10 years | 8.70% (Salaried) | 81,288 | 32,54,516 | 97,54,516 |
| 65,00,000 | 10 years | 9.10% (Non-salaried) | 82,691 | 34,22,973 | 99,22,973 |
65 Lakh home loan emi for 20 years Axis Bank
Wondering about the 65 Lakh home loan emi for 20 years in Axis Bank? Here is an estimate for your perusal.
| Loan Amount | Tenure | Interest Rate | EMI per Month | Total Interest Paid on Loan Amount | Total Amount Repaid |
| 65,00,000 | 20 years | 8.70% (Salaried) | 57,234 | 72,36,158 | 1,37,36,158 |
| 65,00,000 | 20 years | 9.10% (Non-salaried) | 58,901 | 76,36,211 | 1,41,36,211 |
65 Lakh Axis Bank home loan – Fees and Charges
| Particulars | Fees/Charges (not inclusive of GST) |
| Processing Charges | Up to 1% of the loan amount, subject to a minimum of Rs. 10,000 |
| Prepayment Charges, including part prepayment for floating rate loan | Nil |
| Prepayment Charges for a fixed-rate loan | 2% of the principal outstanding |
| Penal Interest Rate | 24% per annum, 2% per month |
| Switching Fees (Base Rate/BPLR to MCLR) | When the effective rate is to be kept the same – No fees |
| When an effective rate is to be revised – 0.5% on the outstanding principal, with a minimum of Rs. 10,000 | |
| Switching Fees (Floating Rate to Fixed Rate) | 1% on the outstanding principal with a minimum of 10,000/- |
| Switching Fees (Fixed Rate to Floating Rate) | 2% on the outstanding principal amount |
| Repayment Instruction/Cheque Return Charges | Rs. 500 per instance |
| Cheque/Instrument Swap Charges | Rs. 500 per instance |
| Duplicate Statement Issuance Charges | Rs. 250 per instance |
| Duplicate Amortization Schedule Issuance Charges | Rs. 250 per instance |
| Duplicate Interest Certificate (Provisional/Actual) Issuance Charges | Rs. 250 per instance |
| CERSAI charges | For loans up to Rs. 5 lakh – Rs. 50 |
| For loans above Rs. 5 lakh – Rs. 100 | |
| Loan Cover/ Insurance | As per the bank’s agreement |
65 Lakh Axis Bank home loan – Documents Required
You will need a few basic documents. These include the following:
- Aadhar Card and PAN Card
- ID, Address, and Date of Birth Proof
- Signature Proof
- Income Proof for Salaried- 3 months salary slips and bank statements
- Income Proof for Self-Employed- 2 years ITR and P&L sheet of the business
- Property insurance form
- Existing loan documents
- Property sale documents
65 Lakh Axis Bank home loan – Eligibility Criteria
The criteria for 65 Lakh home loan eligibility in Axis Bank include the following:
- Age Limit- 21-60 years for salaried and 21-65 years for professionals/self-employed borrowers.
- Professional background- Permanent government/private sector position for salaried and required professional qualifications.
- Income Proof- Mandatory for all applicants, while self-employed have to show proven income sources.
Frequently Asked Question (FAQs)
What is the EMI for a 65 Lakh Home Loan for 20 years in Axis Bank?
The monthly 65 Lakh home loan EMI in Axis Bank will be Rs.57,234 at 8.70% and Rs.58,901 at 9.10%.
Who is eligible for a 65 Lakh Home loan in Axis Bank?
The 65 Lakh home loan eligibility in Axis Bank mainly pertains to age and income. You can apply if you have a stable income and meet the age and other criteria.
What is the monthly interest rate of a 65 Lakh home loan in Axis Bank?
The Axis Bank home loan interest rate for 65 Lakh is approximately 8.70-9.10%.
