Yes Bank Short Term Loan

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Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

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Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

Yes Bank’s short-term personal loan is a popular option among customers due to its attractive interest rates and flexible repayment options. With loan amounts ranging from Rs. 1 Lakh to Rs. 40 Lakh, borrowers can easily meet their urgent financial needs, whether it’s covering emergency expenses, bridging cash flow gaps, or making sudden large purchases. The loan tenure, which ranges from 12 to 60 months, allows borrowers to choose a repayment schedule that suits their financial situation, alleviating any pressure on their monthly budget. With a host of features and benefits, YES BANK’s loan remains a top choice for customers.

Feature & Benefits of a Yes Bank Short-Term Personal Loan

FEATURES	BENEFITS
Unsecured Loans	No need for collateral while availing of the loan with Yes Bank.
Flexible Repayment	By using the personal loan EMI calculator, customers can calculate the monthly instalments they must pay for different loan durations. The EMI calculator offers a convenient and efficient way to determine the most suitable repayment schedule based on individual needs.
Speedy Approval	Once all the necessary paperwork has been processed, Yes Bank will promptly provide its appraisal decision within five days of receiving the application, on the condition that all required documentation has been accurately submitted by Yes Bank’s policy guidelines.
Balance Transfer Facility	Option to transfer existing loans for potentially better terms.

Why You Should Need Yes Bank Short-Term Personal Loan

Doorstep Banking: Yes Bank offers doorstep banking services to make your life easier. One of the dedicated bank representatives will personally come to your home or office. They will assist you in completing the application form and handling all the necessary documentation for your loan.
1 Minute-In-Principle Approval: Within a minute, customers have the opportunity to determine their eligibility for a personal loan from Yes Bank by using the personal loan eligibility calculator provided.
Interest Rates: At a competitive 10.99%, Yes Bank provides attractive interest rates that are among the best in the industry, ensuring a lucrative opportunity for customers.
Part Pre-Payment Option: If customers have some surplus funds, they are provided with the choice to partially pre-pay their Yes Bank Personal Loan after completing 12 EMIs.

Eligibility Criteria

Customers will be required to fill in details such as

Age
Monthly Income
Recurring monthly expenses (including any current EMIs)
Employer
Employment History: Years at current job
The period spent living at the current residence

Documents Needed for Instant Personal Loans

Proof of Identity: (Aadhaar card/ passport/ driver’s license)
Proof of Address: (Recent utility bills/ rental agreement)
Proof of Income: (Salary slips/ income tax returns/ bank statements)
Employment Verification: (Employment letter or proof of business ownership)
Credit History
Passport-Sized Photographs

Things to Consider While Opting Short-Term Personal Loan

When considering a short-term personal loan, it’s important to weigh several key factors:

Interest Rates
Repayment Capacity
Loan Amount
Loan Term
Fees
Purpose of the Loan
Impact on Credit Score
Emergency Fund

Apply for Yes Bank Short-Term Personal Loan Online

When in need of a quick online loan from Yes Bank, look no further than Urban Money. Our team of professionals is committed to guiding you through the application process, offering support at every stage. Whether it’s completing necessary paperwork or providing the required documents, we have all your requirements covered. Start your journey by visiting our website, www.urbanmoney.com.

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Frequently Asked Question (FAQs)

How Does Yes Bank's short-term personal loan work?

Yes Bank’s short-term personal loan application process is straightforward, requiring minimal paperwork and can be completed online or in person.

How Can A Yes Bank Short-Term Loan Help You?

A Yes Bank short-term loan can provide immediate financial support for unexpected expenses or temporary cash flow shortages at a competitive 10.99% interest rate. The quick disbursal process and short repayment period will also help to manage financial commitments without any long-term debt.

How much amount I can get through Yes Bank's short-term personal loan?

Yes Bank offers customers personal loans for Rs. 1 Lakh to Rs. 40 Lakh.

What is the minimum tenure of a Yes Bank short-term loan?

The minimum tenure of a Yes Bank short-term loan is 12 months.