Yes Bank Personal Loan of 1 Lakh

Planning a significant expense or managing unexpected financial needs can sometimes require extra support. If you’re considering options for financing, Yes Bank’s personal loans starting from 1 lakh could be a suitable solution. These loans offer flexibility, competitive interest rates, and convenient repayment terms. Whether it’s for home renovations, wedding expenses, or handling emergencies, Yes Bank aims to provide accessible and hassle-free financial assistance tailored to your needs. Please scroll down if you’d like to explore or have questions about Yes Bank’s 1 lakh personal loans.

Personal Loan Options for 1 lakh in Yes Bank

Personal loans from Yes Bank can be utilized for a multitude of purposes, including but not limited to:

• Emergencies: Covering unforeseen medical expenses, repairs, or other urgent needs.
• Debt Consolidation: Combining multiple debts into a single loan for easier management and potentially lower interest rates.
• Home Renovation: Financing renovation or refurbishment projects to enhance living spaces.
• Weddings: Funding wedding expenses, including venue, catering, decorations, and more.
• Holidays: Financing travel expenses such as flights, accommodation, and activities for leisure or vacation.

Features of Yes Bank1 lakh Personal Loan

Here are the features and benefits of a Yes Bank personal loan of 1 Lakh:

• Yes Bank offers competitive interest rates on personal loans, ensuring affordability for borrowers.
• Borrowers can choose from various repayment tenures to suit their financial capabilities and preferences.
• Yes, the bank ensures prompt processing and disbursal of personal loans.
• The application process for personal loans at Yes Bank involves minimal documentation.

Can I get a 1 lakh personal loan Instantly from Yes Bank?

Yes, you can apply for a 1 lakh personal loan instantly through Yes Bank’s online platform. However, instant approval and disbursal are subject to meeting eligibility criteria and documentation requirements. 

What is the EMI for a 1 lakh loan?

Here is some idea of EMI you can get while choosing a 1 lakh personal plan from Yes Bank:

Loan Amount	Interest Rate	Tenure	Equated Monthly Installment (EMI)
1,00,000	10.99% – 20%	12 – 60 months	Approx. ₹2,224 – ₹2,509

Eligibility Criteria 1 lakh loan in Yes Bank

The Yes Bank Personal loan of 1 lakh depends on the following criteria:

• Min-Max Age:  21 yrs to 60 yrs
• Nationality: Indian
• Occupation: Government or Private Sector Business Holder or Employee 
• Employment Status: Salaried/Self-employed  
• Minimum Salary:  As per bank requirements
• ITR: documents are mandatory for the previous year.
• Minimum Relationship with the Bank: At least 6 months.
• Active Bank Account: Regular transactions are required.

Documents Required 1 lakh Yes Bank loan

The necessary documents you need to avail of Yes Bank Personal loan of 1 lakh include:-

• Proof of Identity and Address: Aadhaar, PAN, Passport, Driving License, Voter ID 
• Proof of Employment: Salary slips, Form-16, Proof of business 
• Bank Statements: Last 6 months
• Passport-size Photographs

How to Apply for a 1 lakh Personal Loan From Uban Money?

Here is step-by-step guidance to apply for a Yes Bank personal loan of 1 lakh via Urban Money:

• Click on the link! This will take you to the personal loan portal on our website 
• Search for the Yes bank personal loan and click on Apply now! 
• A form will pop up! Fill out your details like name, number and city! Verify your number via OTP. 
• Once you submit the form, we receive your request. You can then sit back and relax, our executive will call you shortly to ease out the loan process.