Union Bank Of India Personal Loan Statement

Managing a personal loan can seem daunting, but with the right tools at your disposal, it becomes much simpler. Banks have made it incredibly easy for customers to keep an eye on their personal loan statements, like Union Bank of India Personal Loan Statement. Whether you’re tracking your repayments, checking up on your financial health, or just like to keep everything neatly organised, having access to your loan statement is key!

Union Bank of India has gone the extra mile to ensure that every customer can access their personal loan statements in a way that suits them best. You can effortlessly download your statement from their comprehensive online banking portal, use their handy mobile app, or if you’re more traditional, pop into a branch and get it in person. The whole process is smooth, secure, and user-friendly. We get into all the details below!

Method to Get Union Bank of India Personal Loan Statements

You can obtain your personal loan statements through the following methods on the official site, Here’s a detailed explanation of the methods to obtain your Union Bank of India Personal Loan Statements:

Online Banking

1. Access Internet Banking: Visit the Union Bank of India’s official internet banking website.
2. Login: Use your credentials to log in to your account.
3. Navigate to Statements: Go to the ‘Statements’ section and select your personal loan account.
4. Select Time Frame: Choose the period for which you need the statement.
5. Download Statement: Opt for the desired file type, such as PDF or Excel, and download your statement. You can also request that the statement be sent to your email.

Mobile Banking

1. Download the App: Install the Union Bank of India’s mobile banking app, Vyom.
2. Login: Enter your PIN to access your accounts.
3. Select Account: Go to the ‘mPassbook’ or ‘Accounts’ section and choose your personal loan account.
4. View Statement: Click on ‘Go’ to view your account summary.
5. Download: You can download the statement directly to your device.

Bank Branch Visit

1. Visit Your Branch: Go to your nearest Union Bank of India branch.
2. Request Statement: Provide the banking executive with your personal loan account number and request a statement for the desired period.
3. Identity Verification: You may need to present personal identification for verification.
4. Receive Statement: The bank will provide you with a printed copy of your personal loan statement. Note that there might be a nominal fee for this service.

*Remember to have your loan account number and necessary identification documents ready when requesting your loan statement through any of these methods. For further assistance, you can always contact Union Bank of India’s customer service.

How To Check Your Union Bank of India Loan Statement?

To check your Union Bank of India Loan Statement and get detailed information, you can use any of the above methods. In addition to that, the following details can be accessed:

1. Loan Account Details: Your loan account details include the loan amount sanctioned, the rate of interest applicable, EMI amount, and the number of installments paid and outstanding.
2. Transaction History: This will show all the transactions related to your loan, including disbursements, repayments, interest charges, and any fees or penalties applied.
3. Outstanding Balance and Interest Accrued: The outstanding balance is the amount of loan that is still due to be paid. Interest accrued is the interest amount that has been accumulated on the outstanding balance.
4. Payment History and Due Dates: This includes a record of all the payments you have made towards the loan, including the dates and amounts. It also shows the upcoming due dates for your future EMI payments.

Registration Process at Union Bank of India Personal Loan Portal

To register for a personal loan at the Union Bank of India Personal Loan Portal, follow this detailed step-by-step guide:

Step-by-Step Guide on Registering

1. Visit the Official Website: Go to the Union Bank of India’s official website and navigate to the loans section.
2. Select Personal Loan: Choose the ‘Personal Loan’ option from the list of loan products.
3. Access the Loan Portal: Click on the ‘Apply Online Loan’ link to be directed to the loan application portal.
4. Create an Account: If you’re a new user, you’ll need to create an account. Look for the ‘New User Registration’ or ‘Sign Up’ button and click on it.
5. Fill in Personal Details: Enter your personal details as required, including your name, age, gender, residence city, employment type, annual income, and contact details.
6. Set Up Login Credentials: Choose a username and password that you will use to access the portal in the future.
7. Submit the Registration Form: Review all the information you’ve entered, agree to the terms and conditions, and submit the registration form.
8. Verify Your Account: You may be asked to verify your account through an email or SMS sent to the contact details you provided.
9. Log In to Your Account: Once your account is verified, log in using your new credentials to access the personal loan portal.

Necessary Documents and Information

When registering for a personal loan, you will need to provide certain documents and information, including:

• Proof of Identity: A government-issued ID like a passport, driver’s license, or Aadhaar card.
• Proof of Address: Utility bills, rental agreement, or passport showing your current address.
• Proof of Income: Recent pay slips, income tax returns, or Form 16.
• Bank Statements: Typically, the last 6 months of bank statements are required.
• Employment Details: Information about your current employer, job title, and length of employment.
• Loan Details: The amount you wish to borrow and the purpose of the loan.

**Please note that the process and document requirements may change, so it’s always best to check the latest information on the Union Bank of India’s official website or contact their customer service for assistance.

Login Procedure at Union Bank of India Loan Portal

To log in to the Union Bank of India Loan Portal, you can follow this detailed step-by-step process:

1. Access the Portal: Start by visiting the Union Bank of India’s official website. Look for the ‘Digital Banking’ or ‘Self Service Banking’ section, which should provide a link to the loan portal.
2. Navigate to Loan Application: Once on the homepage, find the ‘Apply Online Loan’ option. This will direct you to the page where you can apply for various loans, including personal loans.
3. Enter Login Details: If you’re an existing user, enter your username and password in the designated fields. For new users, you’ll need to register first by following the registration process provided in the previous messages.
4. Set Login PIN: For added security, you may be prompted to set a login PIN. You can do this using various options, such as your debit card details, internet banking ID, branch token, or Aadhaar + OTP.
5. Biometric Recognition (Optional): Some phones allow you to enable biometric recognition, like fingerprint or facial recognition, for easier and quicker login.
6. Complete Authentication: After entering your credentials, complete any additional authentication required, such as answering security questions or entering a one-time password (OTP) sent to your registered mobile number.

Access Your Account: Once authenticated, you’ll gain access to your loan account, where you can manage your loan, view statements, apply for new loans, or get customer support.