Union Bank Housewife Personal loan

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The Union Bank women's personal loan is a remarkable credit option. The eligible applicants can expect the loan amount in as little as 3 business days and a competitive interest rate. As it falls under the collateral-free credit option, you aren’t required to pledge any of your assets as collateral. Hereunder, we present a detailed overview of this multi-purpose personal loan, which includes the applicable fees, eligibility criteria, required documents, and nearly everything you need to know about a Union Bank housewife personal loan. Let’s scroll down to learn more.

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Table of Content

1. Compare Personal Loans for Women from Other Banks

2. Union Bank Personal Loan for Women Fees and Charges

3. Union Bank Personal Loan for Women Documents Required

4. Union Bank Personal Loan for Women Eligibility Criteria

Written By

Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Here are the Union Bank women’s personal loan interest and other key parameters you should be aware of regarding a Union Bank women’s personal loan:

Interest Rates	11.35 p.a onwards
Loan Amount	Up to ₹50 Lakh
Loan Tenure	7 years
Eligibility	Both salaried and self-employed women

Compare Personal Loans for Women from Other Banks

Following is the comparison of a Union Bank women’s personal loan with other leading lenders in India:

Lenders	Interest Rate (p.a.)	Maximum Amount	Maximum tenure
Union Bank	11.35 onwards	₹50 Lakh	7 year
Axis Bank	10.75% onwards	₹40 Lakh	7 year
IndusInd Bank	10.49% onwards	₹5 Lakh	6 year
SBI Bank	11.00 onwards	₹20 Lakh	7 year
HDFC Bank	10.50% onwards	₹40 Lakh	6 year
ICICI Bank	10.65% onwards	₹50 Lakh	6 year
Kotak Mahindra Bank	10.99% onwards	₹40 Lakh	5 year
Tata Capital	10.99% onwards	₹35 Lakh	6 year
Bajaj Finserv	11.00% onwards	₹40 Lakh	6 year

Union Bank Personal Loan for Women – Fees and Charges

Let’s take a look at the applicable fees and charges of a Union Bank women’s personal loan online:

Fee/Charge	Amount
Processing Fee	Nil
Prepayment Charges	Nil
Late Payment Charges	2% per annum, in addition to the relevant interest rates, on the overdue amount

Union Bank Personal Loan for Women – Documents Required

Below are the required documents for a Union Bank women’s personal loan application:

Identity Proof: PAN Card, Voter ID, Driving License, Passport, etc.
Residence Proof: Utility Bills, Aadhar Card, Voter ID, etc.
Income Proof: For salaried individuals, the latest salary slip, ITR/Form-16, and bank statements showing salary credited. Self-employed women must submit documents such as the last 3 years’ ITR, Computation of Income, P&L, Balance Sheet, etc.

Union Bank Personal Loan for Women – Eligibility Criteria

Below are the applicable eligibility criteria for a Union Bank women’s personal loan:

The applicants must be salaried or non-salaried women who are Income Tax assessees.
The applicants must be aged somewhere between 21 to 65 years old.
The applicants must have earned a minimum of ₹5 Lakh per annum.
The applicants must have a credit score of at least 650 or above.
The applicant must be an Indian citizen.

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