RBL Bank Housewife Personal loan

RBL Bank recognises the diverse financial needs of all its customers, including housewives, and offers personal loan solutions to help them meet their specific requirements. Understanding that traditional income proof may not always be available for housewives, RBL Bank provides flexible and innovative loan options that cater to this unique demographic. Whether funding a child’s education, managing household expenses, or investing in a home-based business, RBL Bank’s homemaker personal loan is designed to ensure financial inclusivity and empowerment. With competitive interest rates, easy application processes, and minimal documentation requirements, these loans are structured to provide hassle-free financial support. RBL Bank’s commitment to providing accessible financing options underscores its dedication to fostering financial growth and stability for housewives, allowing them to achieve their dreams and financial goals without compromise.

RBL Bank Personal Loan for Housewife – Highlights

Here’s a highlight of RBL Bank Housewife Personal Loan features in a tabular format for easy understanding:

Compare RBL Bank Housewife Loan from Other Banks 

Following is the comparison of an RBL Bank women’s personal loan with other leading banks and NBFCs in India:

RBL Bank Personal Loan for Housewife – Fees and Charges

Following are the applicable fees and charges for an RBL Bank women’s personal loan:

RBL Bank Personal Loan for Housewife – Documents Required

For a housewife to apply for a personal loan with RBL Bank, the following documents are required:

• Identity Proof: (Aadhaar Card/ Passport/ Voter ID/ Driving License)
• Address Proof: (Aadhaar Card/ Passport/ Utility Bills (not older than 3 months)/ Rental Agreement)
• Income Proof: Income from rental income, interest from fixed deposits, dividends, etc., can be considered. Documents required could include bank statements, IT returns, or any other document that proves income.
• Relationship Proof: Relationship with the co-applicant or guarantor, if applicable.
• Bank Statements: Recent bank statements (typically for the last 6 months) to assess financial behaviour.
• Collateral Documentation: If the loan is secured against an asset, documents related to the asset.

RBL Bank Personal Loan for Housewife – Eligibility Criteria

A personal loan from RBL Bank is exclusively available to customers with a savings or salary account with RBL Bank. The eligibility criteria for this loan are as follows:

• Only individuals with an RBL Bank Savings Account or Corporate Salary Account can take advantage of this offer.
• Only residents of India are eligible.
• The borrower must be between the ages of 25 and 55 at the time of onboarding or when the loan is offered.