RBL Bank Personal Loan of 30000

RBL Bank’s ₹30,000 personal loan is a swift credit option. The bank ensures eligible applicants can expect the funds to be credited to their applicable bank accounts within the same business day or the next. The bank also doesn’t demand applicants submit any collateral as well. Thus, applicants can secure the necessary funds without pledging their assets as collateral or security. The digital application process enables applicants to apply and submit the required documents online, eliminating the need to visit a bank branch. To know more about this remarkable credit option, keep scrolling down. We present a detailed overview of an instant ₹30,000 loan from RBL Bank.

Personal Loan Options for ₹30,000 in RBL Bank

You can ideally apply for an RBL Bank personal loan of ₹30,000 to meet any of your personal needs, such as: 

• Settle high-interest debts like credit cards and conserve your hard-earned income.
• Fund long-awaited home improvements such as painting, flooring, plumbing, roofing, etc.
• Manage unexpected medical expenses, such as surgery, hospitalisation, medication, etc.
• Purchase expensive items like furniture, appliances, electronics, jewellery, etc.
• Plan much-needed vacations, such as a cruise, a safari, a ski trip, etc.

Features of Bank ₹30,000 Personal Loan

Below are the expected features of a ₹30,000 personal loan instant fund disbursement: 

• Multi-purpose 
• Collateral-free 
• Attractive interest rates  
• Minimal documentation 
• Digital application  

Can I Get a ₹30,000 Personal Loan Instantly From RBL Bank?

You can apply for an instant ₹30,000 loan from RBL Bank via the official website of Urban Money. Urban Money is a fintech company offering various loan and credit products from 50+ lenders, including RBL Bank. Ideally, you can compare all the available credit options, check eligibility, determine expected EMIs, and apply for the most cost-effective option. Thus, a loan specialist from Urban Money will contact you within a day and guide you through the application process until the fund disbursement. You can typically expect to receive the fund within the same business day or the next.

What Is the EMI for ₹30,000 Loan?

The expected ₹30,000 personal loans EMI, varying loan tenure from 1 year to 5 years, are as follows:   

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Interest Payable	Total Amount Payable
₹30,000	14% p.a.	1 year	₹2,694	₹2,328	₹32,328
₹30,000	14% p.a.	2 years	₹1,440	₹4,560	₹34,560
₹30,000	14% p.a.	3 years	₹1,025	₹6,900	₹36,900
₹30,000	14% p.a.	4 years	₹820	₹9,360	₹39,360
₹30,000	14% p.a.	5 years	₹698	₹11,880	₹41,880

Eligibility Criteria ₹30,000 Loan in RBL Bank

₹30,000 personal loan eligibility in RBL Bank are as follows: 

• You must be aged somewhere between 25 and 60 years old. 
• You must have a minimum monthly income of ₹40,000.
• You must have at least 1 year of experience at your current organisation and 3 years of work experience.
• You must be an Indian citizen.

Documents Required ₹30,000 RBL Bank Loan

₹30,000 personal loan documents in RBL Bank are as follows: 

• Identity proof includes a PAN card, Driving license, Passport, Aadhaar card, etc.
• Residential Proof includes Utility bills, ration card, voter’s ID, etc.
• Income proof consists of the last 2-month salary slip.

How to Apply for ₹30,000 Personal Loan From Urban Money?

The online application process for an RBL Bank personal loan of ₹30,000 is as follows:   

• Go to the Urban Money official website.
• Tap “Loan” and select the “Personal Loan” option.
• You will be directed to a new page titled “Personal Loan.”
• An array of leading banks across India will appear as you scroll down. 
• Locate “RBL Bank” and click the “Apply Now” button.
• A brief digital form will appear on your display.
• Enter your name, mobile number, and city.
• You will receive a 6-digit OTP on your mobile.
• Enter the OTP and click on the “Submit” button.
• A loan expert from our team will contact you within a day.