PNB Bank Wedding Loan

A wedding is a special day that everyone dreams of. But, with all the expenses, it can be a burden on your pocket. PNB Bank’s Personal loan for wedding expenses is the perfect solution to help you fulfil your dream wedding. With competitive interest rates and flexible repayment options, you can plan your special day without worrying about finances.

Benefits of PNB Bank Wedding Loan

Here are some of the features and benefits of the PNB Bank’s Personal loan for wedding expenses.

• Competitive interest rates starting at 11.40%.
• Loan amount available up to ₹5 lakh.
• Flexible tenure of up to 5 years.
• No collateral/guarantor.
• Debt consolidation is available.

Why Choose PNB Bank for Wedding Loan?

Here are some reasons why you should consider PNB Bank for a loan for wedding expenses.

• No hidden charges.
• Competitive interest rates.
• Easy online application.
• Minimal processing fee.
• Flexible tenure of up to 5 years.

PNB Bank Personal Loan for Wedding Interest Rates & Charges

Here are some details associated with the loan, such as the PNB Bank wedding loan interest rate and service charges.

Tips for Getting a PNB Bank Wedding Loan

Here are some tips for getting a PNB Bank instant personal Wedding Loan.

• Maintain a high credit score of about 750.
• Use a PNB Bank marriage loan emi calculator to determine repayment capacity.
• Submit accurate documents.

Eligibility for PNB Bank Loan for Wedding

The PNB Bank Wedding loan’s eligibility criteria are stringent and specific. 

• Individuals who are salaried professionals and have a minimum gross annual income of ₹6.00 lakh for the last two years
• Applicant must have a minimum CIC score of 750 and above
• The borrower must have maintained a savings fund or current account with the bank for the past two years and 
• The borrower must have a minimum annual credit transaction of ₹5.00 lakh in all savings or current accounts in the previous financial year.

Documents Required for PNB Bank Wedding Loan Application

Here is a list of PNB Bank Wedding loan document requirements.

• Proof of address and identification.
• Latest salary slip and form no 16.
• Recent 6 months’ bank statement.
• Details of loan guarantor.
• Details of collateral assets.

What are the things to consider while taking a Wedding Loan?

Here are some things to consider when applying for an PNB Bank personal loan for a wedding.

• Estimated expenses.
• Repayment capacity.
• Availability of collateral (if needed).
• Availability of co-guarantor (if needed).
• Current CIC score.

How to Apply for a Wedding Loan

Anyone can apply for the PNB Bank Wedding Loan online. Furthermore, the Bank also offers doorstep banking services for customers who cannot visit a physical branch.