PNB Salaried Employee Personal loan

PNB salaried employee personal loan is a quick and easy credit option. The bank can disburse funds on time if you want funds to cover unexpected medical emergencies, a long-awaited home makeover, a much-needed holiday, or whatever else you desire. You can typically expect to receive the cash within 3 to 7 days. The online application process enables you to secure the funds from the comfort of your home. Moreover, the maximum loan amount available can be up to 20 lakh, based on your salary and creditworthiness. To make your ‘someday’ come ‘today,’ Urban Money offers a complete overview of a PNB salaried employee instant loan. Let’s scroll down.

PNB Personal Loan for Salaried Employees – Highlights 

The PNB salaried employee personal loan interest rate and other key parameters are as follows: 

Compare Salaried Employees Loan From Other Banks  

Here is the comparison of a PNB salaried employee personal loan with other lenders in India: 

PNB Personal Loan for Salaried Employees – Fees and Charges 

Below are the pertinent fees and charges for a Punjab National Bank (PNB) salaried employee personal loan online:

PNB Personal Loan for Salaried Employees – Documents Required 

PNB salaried employee personal loan documents are as follows:

• Identity Proof: Aadhaar, Passport, Driving License, Voter ID, or PAN.
• Residential Proof: Registered Rent Agreement, Utility Bill (up to 3 months old), or Passport.
• Income Proof: Latest Salary Slip, Form 16, and Bank Statement.
• Additional Documents: PAN Card, 2 passport-size photos, and duly filled application form.

PNB Personal Loan for Salaried Employees – Eligibility Criteria

PNB salaried employee personal loan eligibility is as follows: 

• Minimum Age: The applicant must be at least 21 years of age.
• Employment Stability: The applicant should have a work experience of at least 2 years and at least 1 year at the current organisation.
• Bank Account: The applicant should maintain a salary account with Punjab National Bank (PNB).
• Maximum Age: The applicant should not exceed 60 years or retirement age, whichever is earlier.
• Nationality: The applicant should be an Indian citizen.