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How To Get A Personal Loan Without A Salary Slip?
Personal loans are issued against a borrower’s income. Hence, income certificates, such as salary slips, play a crucial role in loan approval. That said, salary slips are just one of the many forms of income proof. Borrowers who might not be able to produce them, say, self-employed individuals, freelancers, and others, can also get the required financial help via personal loans without salary slips.
The important criterion is to showcase a steady source of income and establish high credibility. This helps gain a lender's trust and confidence. Here, we discuss the various ways using which you can do exactly that, even without having a salary slip.
- Personalized Personal Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Personal Loan Interest rate comparison
Table of Content
Urgent cash loan without salary slip? Don’t worry! While income proof is crucial for loan approval, there are several ways to secure a personal loan without salary slip or even an instant loan without salary slip. This guide will show you how to showcase your financial credibility and increase your chances of approval for a loan without salary slip.
Key Points | |
Loan Options | Quick Personal loan Urgent cash loans Instant loans Small loans |
Alternatives to Salary Slip | IT returns Business statements Bank statements High CIBIL score |
Ways to Improve Chances | Joint application Secured loan Approach NBFCs |
Eligibility | Age: 21-65 years Indian national Employed/Self-employed |
Tips | Maintain high credit score Compare lender offers Prepare all documents |
5 Ways to Get a Personal Loan Without Salary Slip or Income Proof
Use Alternative Income Sources
Self-employed individuals and freelancers can prove their income through these methods, even for an instant personal loan without income proof:
- IT returns
- Business statements
- Bank statements
- Rental income proof
Maintain an Excellent CIBIL Score
A high credit score (800+) can compensate for lack of formal income proof when applying for a personal loan without income proof. Improve your score by:
- Paying credit card bills on time
- Maintaining a healthy credit mix
Apply for a Joint Personal Loan
Consider applying with a co-borrower who has a steady income for a small loan without salary slip can apply jointly with their spouse, parent or any other reliable co-borrower and use their steady income to gain the bank’s confidence.
- Spouse
- Parent
- Sibling
Opt for a Secured Loan
Offer collateral to increase your chances of approval for an instant loan without salary slip. However, borrowers can mortgage high-value securities such as properties, mutual funds and others to gain loans without salary slips.
- Property
- Mutual funds
- Fixed deposits
Approach NBFCs
Non-Banking Financial Companies (NBFCs) often have more flexible eligibility criteria for personal loans without salary slip.
Key Features of Personal Loans Without Salary Slip or Income Proof
Feature | Description |
---|---|
Loan Purpose | Multipurpose (medical expenses, family functions, etc.) |
Interest Rates | Typically higher for loans without salary slip |
Loan Tenure | Generally shorter for instant loans without salary slip |
Eligibility Criteria for Personal Loan Without Salary Slip
- Age: 21-65 years
- Nationality: Indian
- Employment: Salaried or Self-Employed
- Credit Score: High CIBIL score preferred for instant personal loans without income proof
Tips to Improve Your Chances of Approval
- Maintain a high CIBIL score consistently
- Prepare all necessary documents (ID proof, address proof, etc.)
- Compare offers from multiple lenders for urgent cash loans without salary slip
- Be honest about your financial situation.
Loans
- Home Loan Eligibility Calculator
- BOB Housewife Personal Loan
- 30 Lakh Home Loan EMI
- 25 Lakh Home Loan EMI
- 50 Lakh Home Loan EMI
- 1 crore Home Loan EMI
- Yes Bank Travel Loan
- Kotak Travel Loan
- HDFC Personal Loan of 2 Lakh
- Canara Travel Loan
- HDFC Personal Loan of 4 Lakh
- SBI Personal Loan of 20,000
- Indusind Bank Personal Loan of 3 Lakh
- Yes Bank Medical Loan
- SBI Personal Loan of 3 Lakh
- Kotak Medical Loan
- SBI Personal Loan of 5000
- SBI Personal Loan of 4 Lakh
- SBI Personal Loan of 40000
- BOB Personal Loan of 7 Lakh
- SBI Personal Loan of 7 Lakh
- SBI Personal Loan of 10 Lakh
- BOB Personal Loan of 50000
- BOB Personal Loan of 10 Lakh
- IDFC First Personal Loan for Wedding
- HDFC Personal Loan of 3 Lakh
- Canara Bank Housewife Personal Loan
- HDFC Personal Loan of 5 Lakh
- SBI Personal Loan of 10000
- SBI Personal Loan of 25000
- Canara Bank Students Personal Loan
- Yes Bank Personal Loan for Wedding
- ICICI Personal Loan of 10000
- ICICI Personal Loan of 5000
- ICICI Personal Loan of 15000
- HDFC Personal Loan of 1 Lakh
- BOB Personal Loan for Doctors
- BOB Personal Loan of 2 Lakh
- Axis Bank Personal Loan For Medical
- HDFC Personal Loan of 6 Lakh
- ICICI Medical Loan
- SBI Personal Loan of 15,000
- ICICI Personal Loan of 20000
- SBI Personal Loan of 30000
- ICICI Personal Loan of 50000
- SBI Personal Loan of 50000
- ICICI Personal Loan of 1 Lakh
- SBI Personal Loan of 1 Lakh
- SBI Personal Loan of 2 Lakh
- IDFC First Medical Loan
- SBI Personal Loan of 5 Lakh
- SBI Personal Loan of 6 Lakh
- SBI Personal Loan of 8 Lakh
- ICICI Personal Loan of 2 Lakh
- SBI Personal Loan of 9 Lakh
- BOB Personal Loan of 10000
- BOB Personal Loan of 40000
- HDFC Personal Loan for Medical
- BOB Personal Loan of 1 Lakh
- ICICI Personal Loan of 3 Lakh
- BOB Personal Loan of 8 Lakh
- BOB Personal Loan of 9 Lakh
- Canara Bank Government Employees Personal Loan
- Canara Bank Self Employed Personal Loan
- Federal Bank Salaried Employee Personal Loan
- Axis Bank Personal Loan of 20000
- Navi Personal Loan Eligibility Calculator
- HDFC Personal Loan of 40000
- RBL Bank Students Personal loan
- HDFC Personal Loan of 5000
- SBI Personal Loan for Wedding
- SBI Personal Loan for Medical
- HDFC Personal Loan for Wedding
- Axis Personal Loan for Wedding
- HDFC Personal Loan of 30000
- Karur Vysya Bank small loans
- Indian Bank Personal Loan for Lawyers
- Yes Bank Personal Loan of 40000
- Indusind Bank Flexi Loan
- Axis Bank Personal Loan of 5000
- Axis Bank Personal Loan of 10000
- Axis Bank Personal Loan of 15000
- Axis Bank Personal Loan of 1 lakh
- Axis Bank Personal Loan of 2 lakh
- Axis Bank Personal Loan of 3 lakh
- Axis Bank Personal Loan of 4 lakh
- Axis Bank Personal Loan of 5 lakh
- Axis Bank Personal Loan of 6 lakh
- Axis Bank Personal Loan of 7 lakh
- Axis Bank Personal Loan of 8 lakh
- Punjab & Sind Bank Travel Loan
- HDFC Senior Citizen Personal Loan
- HDFC Government Employees Personal Loan
- HDFC Salaried Employee Personal Loan
- HDFC Personal Loan for Doctors
- HDFC Personal Loan for lawyers
- Axis Senior Citizen Personal Loan
- Yes Bank Small Personal Loan
- Axis Government Employees Personal Loan
- Axis Salaried Employee Personal Loan
- Axis Students Personal Loan
- Kotak Mahindra Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan for Lawyers
- Home Loan for 60000 Salary
- RBL Bank Personal Loan Transfer
- Home Loan for 50000 Salary
- Home Loan for 30000 Salary
- ICICI Bnak Self Employed Personal Loan
- Kotak Bank Personal Loan for Doctors
- IDBI Bank Personal Loan of 1 Lakh
- ICICI Bnak Personal Loan for Doctors
- RBL Bank Personal Loan of 50000
- Karur Vysya Bank overdraft loan
- Axis Bank Personal Loan Balance Transfer
- Kotak Bank Self Employed Personal Loan
- Indian Bank Personal Loan of 7 lakh
- Indian Bank Students Personal loan
- IDFC First Bank Personal Loan of 3 Lakh
- SBI Government Employees Personal Loan
- SBI Salaried Employee Personal Loan
- SBI Students Personal Loan
- SBI Housewife Personal Loan
- RBL Bank Housewife Personal loan
- SBI Self Employed Personal Loan
- SBI Personal Loan for Doctors
- Karnataka Bank Government Employees Personal Loan
- SBI Personal Loan for Lawyers
- Bank of Maharashtra Personal Loan for Doctors
- BOB Senior Citizen Personal Loan
- ICICI Personal Loan for Senior Citizen
- Axis Bnak Personal Loan for Doctors
- Axis Bnak Self Employed Personal Loan
- Axis Bnak Housewife Personal Loan
- Kotak Mahindra Bank Personal Loan of 3 Lakh
- Bank of Maharashtra Senior Citizens Personal Loan
- Kotak Mahindra Bank Personal Loan of 50000
- IDBI Bank Personal Loan of 30000
- Bank of Maharashtra small loans
- Indian Bank Personal Loan of 6 lakh
- PNB Senior Citizens/Pensioners Personal loan
- Bank of India Personal Loan for lawyers
- ICICI Bank Small Personal Loan
- Bank of India Personal Loan for Doctors
- PNB Students Personal Loan
- ICICI Bnak Personal Loan for Lawyers
- Kotak Bank Salaried Employee Personal Loan
- Bank of India Self Employed Personal Loan
- Bank of India Students Personal Loan
- Bank of India Government Employees Personal Loan
- IDBI Bank Personal Loan of 2 Lakh
- BOB Personal Loan for Lawyers
- Indian Bank overdraft loan
- 2 crore Home Loan EMI
- 40 Lakh Home Loan EMI
- Indian Bank Personal Loan of 2 lakh
- 10 Lakh Home Loan EMI
- IDBI Bank Government Employees Personal loan
- HDFC Personal Loan of 25000
- ICICI Personal Loan of 8 Lakh
- Bank of India Senior Citizens Personal Loan
- Loans
- PNB short term personal loan
- 55 Lakh Home Loan EMI
- 4 Crore Home Loan EMI
- IDBI Bank Senior Citizens/Pensioners Personal loan
- Personal Loan for CIBIL Score of 700
- Personal Loan for CIBIL Score 650
- Personal Loan for CIBIL Score 650
- Personal Loan of 20 Lakh
- HDFC Personal Loan of 50000
- PNB Personal Loan of 4 Lakh
- HDFC Personal Loan of 20000
- 70 Lakh Home Loan EMI
- Indian Bank Personal Loan of 1 lakh
- 15 Lakh Home Loan EMI
- Home Loan for 40000 Salary
- Axis Travel Loan
- ICICI Bank Overdraft Loan
- HDFC Personal Loan of 15000
- SBI Overdraft Loan
- Canara Medical Loan
- PNB Personal Loan of 3 Lakh
- HDFC Bank Overdraft Loan
- BOB Self Employed Personal Loan
- IDFC First Bank Overdraft Loan
- Axis Bank Overdraft Loan
- Kotak Bank Overdraft Loan
- HSBC Government Employee Personal Loan
- Yes Bank Overdraft Loan
- Canara Bank Overdraft Loan
- ICICI Bank Flexi Loan
- SBI Flexi Loan
- Kotak Bank Flexi Loan
- Yes Bank Flexi Loan
- Canara Bank Flexi Loan
- ICICI Bank Short Term Loan
- SBI Short Term Loan
- IDFC First Bank Short Term Loan
- Axis Bank Short Term Loan
- Yes Bank Short Term Loan
- Kotak Bank Short Term Loan
- SBI Small Personal Loan
- HDFC Bank Small Personal Loan
- Karur Vysya Bank Personal Loan for Doctors
- IDFC First Bank Small Personal Loan
- RBL Bank Personal Loan of 10 Lakh
- Axis Bank Small Personal Loan
- RBL Bank Flexi Loan
- Kotak Bank Small Personal Loan
- SBI Personal Loan Eligibility Calculator
- Union Bank of India Personal Loan of 6 lakh
- Indusind Bank Personal Loan of 1 Lakh
- Yes Bank Personal Loan of 2 Lakh
- Karur Vysya Bank short term personal loan
- Canara Bank Small Personal Loan
- Indian Bank Personal Loan of 8 lakh
- Federal Bank Personal Loan of 6 Lakh
- Union Bank Housewife Personal loan
- BOB Students Personal Loan
- ICICI Personal Loan of 4 Lakh
- Union Bank of India Personal Loan of 5 lakh
- Federal Bank Personal Loan of 7 Lakh
- Federal Bank Personal Loan of 4 Lakh
- Union Bank Personal Loan for Doctors
- Union Bank Government Employees Personal loan
- Federal Bank Personal Loan of 1 Lakh
- Indusind Bank Personal Loan for Lawyers
- Indian Bank Personal Loan for Doctors
- Indusind Bank Personal Loan for Doctors
- Indusind Bank Students Personal loan
- Indusind Bank Senior Citizens/Pensioners Personal loan
- Canara Bank Personal Loan for Wedding
- Union Bank of India Personal Loan of 4 lakh
- Federal Bank Personal Loan of 10 Lakh
- Union Bank Personal Loan for Lawyers
- Axis Bank Personal Loan of 40000
- Union Bank of India Personal Loan of 2 lakh
- Indusind Bank Personal Loan of 9 Lakh
- Indusind Bank Personal Loan of 8 Lakh
- Indusind Bank Personal Loan of 40000
- Federal Bank Personal Loan of 3 Lakh
- Union Bank Students Personal loan
- Indusind Bank Salaried Employee Personal loan
- Kotak Personal Loan for Wedding
- HDFC Personal Loan of 7 Lakh
- HDFC Personal Loan of 8 Lakh
- BOB Personal Loan of 15,000
- BOB Personal Loan of 20,000
- BOB Personal Loan of 25000
- BOB Personal Loan of 30000
- BOB Personal Loan of 6 Lakh
- BOB Personal Loan of 4 Lakh
- BOB Personal Loan of 5 Lakh
- ICICI Salaried Employee Personal Loan
- Kotak Mahindra Bank Personal Loan of 5000
- Kotak Mahindra Bank Personal Loan of 10000
- Kotak Mahindra Bank Personal Loan of 40000
- Kotak Mahindra Bank Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 8 Lakh
- RBL Bank Small Loan
- ICICI Government Employee Personal loan
- Kotak Mahindra Bank Personal Loan of 1 lakh
- Canara Bank Personal Loan of 5000
- Canara Bank Personal Loan of 10000
- Indusind Bank Personal Loan Transfer
- Canara Bank Personal Loan of 15,000
- Canara Bank Personal Loan of 20,000
- Canara Bank Personal Loan of 25000
- HSBC Bank Short Term Personal Loan
- Canara Bank Personal Loan of 30000
- Canara Bank Personal Loan of 40000
- Indusind Bank Small Loans
- Axis Bnak Personal Loan for Lawyers
- Federal Bank Short Term Personal Loan
- Canara Bank Personal Loan of 50000
- Canara Bank Personal Loan of 1 Lakh
- Union Bank Short Term Personal Loan
- Canara Bank Personal Loan of 2 Lakh
- Canara Bank Personal Loan of 3 Lakh
- RBL Bank Medical Loan
- Canara Bank Personal Loan of 4 Lakh
- Canara Bank Personal Loan of 5 Lakh
- ICICI Personal Loan of 10 Lakh
- IDBI Bank Travel Loan
- Yes Bank Personal Loan of 3 Lakh
- Yes Bank Personal Loan of 5 Lakh
- IDBI Bank Personal Loan of 50000
- Punjab Sind Bank overdraft loan
- Canara Bank Short-Term loan
- Canara Bank Personal Loan of 8 Lakh
- Union Bank of India Personal Loan of 1 lakh
- Federal Bank Personal Loan of 50000
- Union Bank Self Employed Personal loan
- RBL Bank Short Term Personal Loan
- Union Bank Salaried Employee Personal loan
- Indusind Bank Personal Loan of 50000
- Union Bank overdraft loan
- Indusind Bank Personal Loan of 4 Lakh
- Bank of Maharashtra Personal Loan of Rs. 5 Lakh
- ICICI Bnak Housewife Personal Loan
- HSBC Bank Small Loans
- HSBC Bank Overdraft Loan
- HSBC Bank Personal Loan Transfer
- Bank Of Baroda Small Loans
- RBL Bank Travel Loan
- IndusInd Bank Medical Loan
- HSBC Bank Medical Loan
- PNB Bank Medical Loan
- BOB Bank Wedding Loan
- Indian Bank Medical Loan
- Bank of India Medical Loan
- Bank of Maharashtra Wedding Loan
- Karnataka Bank Wedding Loan
- Karnataka Bank Travel Loan
- Punjab & Sind Bank Medical Loan
- Federal Bank Medical Loan
- Union Bank Small Personal Loan
- Federal Bank Travel Loan
- ICICI Bank Personal Loan Balance Transfer
- ICICI Personal Loan for Wedding
- Yes Bank Personal Loan of 1 Lakh
- RBL Bank Government Employees Personal loan
- IDFC First Bank Personal Loan of 2 Lakh
- Kotak Mahindra Bank Personal Loan of 7 lakh
- Indian Bank Personal Loan of 10 lakh
- Indian Bank Salaried Employee Personal loan
- IDBI Bank Personal Loan of 40000
- Karnataka Bank small loans
- IDFC First Bank Personal Loan of 1 Lakh
- Canara Bank Personal Loan of 10 Lakh
- IDFC First Bank Personal Loan of 5000
- Canara Bank Personal Loan of 9 Lakh
- IDFC First Bank Personal Loan of 10000
- 10 Lakh SBI Home Loan
- IDFC First Bank Personal Loan of 20,000
- IDFC First Bank Personal Loan of 25000
- Indian Bank Personal Loan of 9 lakh
- IDFC First Bank Personal Loan of 40000
- Canara Bank Personal Loan of 7 Lakh
- Karnataka Bank overdraft loan
- IDFC First Bank Personal Loan of 50000
- Canara Bank Personal Loan of 6 Lakh
- Union Bank of India Personal Loan of 50000
- Union Bank Senior Citizens/Pensioners Personal loan
- IDFC First Bank Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 5 Lakh
- IDFC First Bank Personal Loan of 6 Lakh
- Federal Bank Salaried Employee Personal loan
- IDFC First Bank Personal Loan of 7 Lakh
- BOB Salaried Employee Personal Loan
- IDFC First Bank Personal Loan of 8 Lakh
- Axis Bank Fast Forward Home Loan Scheme
- IDFC First Bank Personal Loan of 9 Lakh
- Federal Bank Students Personal loan
- 80 Lakh Home Loan EMI
- Indian Bank Government Employees Personal loan
- Yes Bank Self Employed Personal loan
- Yes Bank Students Personal loan
- Yes Bank Personal Loan of 4 Lakh
- Union Bank of India Personal Loan of 40000
- Federal Bank Personal Loan of 8 Lakh
- Indusind Bank Personal Loan of 10 Lakh
- Federal Bank Personal Loan of 5 Lakh
- Federal Bank Self Employed Personal loan
- Federal Bank Housewife Personal loan
- Yes Bank Housewife Personal loan
- Federal Bank Personal Loan of 9 Lakh
- Indusind Bank Personal Loan of 30000
- PNB Personal Loan for Doctors
- Bank of Maharashtra personal loan transfer
- Indian Bank Personal Loan of 5 lakh
- Federal Bank Personal Loan for Doctors
- IDFC First Bank Personal Loan of 10 Lakh
- Kotak Bank Housewife Personal Loan
- Kotak Bank Personal Loan for Lawyers
- Canara Bank Personal Loan for Senior Citizens
- RBL Bank Salaried Employee Personal loan
- Canara Bank Personal Loan for Doctors
- Kotak Mahindra Bank Personal Loan of 9 lakh
- RBL Bank Self Employed Personal loan
- ICICI Personal Loan of 9 Lakh
- Canara Bank Personal Loan for Lawyers
- IDFC Personal Loan for Senior Citizens
- IndusInd Bank Overdraft Loan
- HSBC Bank Flexi Loan
- Federal Bank Overdraft Loan
- Union Bank Flexi Loan
- IDFC Salaried Employee Personal Loan
- Union Bank Personal Loan Transfer
- IDFC Students Personal Loan
- Axis Bank Personal Loan of 50000
- IDFC Government Employees Personal Loan
- RBL Bank Personal Loan of 30000
- IDFC Housewife Personal Loan
- Union Bank of India Personal Loan of 30000
- IDFC Self Employed Personal Loan
- IDFC Personal Loan for Doctors
- HSBC Bank Wedding Loan
- IDFC Personal Loan for Lawyers
- HSBC Bank Travel Loan
- PNB Bank Travel Loan
- BOB Bank Medical Loan
- BOB Bank Travel Loan
- Union Bank Travel Loan
- Kotak Mahindra Bank Personal Loan of 10 lakh
- Federal Bank Personal Loan of 2 Lakh
- Indusind Bank Self Employed Personal loan
- Indusind Bank Government Employees Personal loan
- Bank of Maharashtra Government Employees Personal Loan
- Indusind Bank Short Term Personal Loan
- Bank Of Baroda Overdraft Loan
- Yes Bank Small Personal Loan
- RBL Bank Wedding Loan
- IndusInd Bank Wedding Loan
- IndusInd Bank Travel Loan
- PNB Bank Wedding Loan
- Union Bank Wedding Loan
- Indian Bank Travel Loan
- Bank of India Wedding Loan
- Bank of India Travel Loan
- Bank of Maharashtra Medical Loan
- Bank Of Maharashtra Travel Loan
- Karnataka Bank Medical Loan
- Punjab & Sind Bank Wedding Loan
- Karur Vysya Bank Medical Loan
- Karur Vysya Bank Wedding Loan
- Federal Bank Wedding Loan
- IDBI Bank Wedding Loan
- DBI Bank Medical loan
- Karur Vysya Bank Travel Loan
- RBL Bank Overdraft Loan
- IDBI Bank Personal Loan for Lawyers
- Bank of Maharashtra overdraft loan
- Yes Bank Personal Loan of 9 Lakh
- Kotak Mahindra Bank Personal Loan of 2 Lakh
- RBL Bank Personal Loan of 2 Lakh
- Axis Super Save Home Loan Scheme
- 35 Lakh Home Loan EMI
- Home Loan for 70000 Salary
- Yes Bank Government Employee Personal loan
- RBL Bank Personal Loan of 7 Lakh
- RBL Bank Personal Loan of 8 Lakh
- Yes Bank Personal Loan of 7 Lakh
- IDBI Bank small loans
- RBL Bank Personal Loan of 6 Lakh
- 60 Lakh Home Loan EMI
- Kotak Mahindra Bank Personal Loan of 5 Lakh
- Yes Bank Personal Loan of 50000
- Yes Bank Personal loan for Doctors
- IDBI Bank Personal Loan for Doctors
- PNB Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 4 Lakh
- PNB Salaried Employee Personal loan
- Bank Of India short term personal loan
- Indian Bank Personal Loan of 4 lakh
- IDBI Bank Self Employed Personal loan
- 45 Lakh Home Loan EMI
- Axis Bank Personal Loan of 30000
- Union Bank of India Personal Loan of 10 lakh
- Yes Bank Personal Loan of 8 Lakh
- RBL Bank Personal Loan of 5 Lakh
- RBL Bank Personal Loan of 1 Lakh
- IDBI Bank Flexi Loan
- Canara Bank Salaried Employee Personal loan
- ICICI Personal Loan of 7 Lakh
- PNB Personal Loan of 2 Lakh
- Yes Bank Salaried Employee Personal loan
- Yes Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan of 40000
- IDBI Bank Personal Loan of 5 Lakh
- PNB Government Employees Personal loan
- Bank Of India overdraft loan
- BOB Government Employees Personal Loan
- 5 Crore Home Loan EMI
- ICICI Personal Loan of 5 Lakh
- IDBI Bank Students Personal loan
- RBL Bank Personal Loan of 3 Lakh
- RBL Bank Personal Loan of 4 Lakh
- IDBI Bank Personal Loan of 4 Lakh
- Axis Bank Empower Home Loan Scheme
- 85 Lakh Home Loan EMI
- Indian Bank Personal Loan of 3 lakh
- PNB Personal Loan of 1 Lakh
- Kotak Bank Government Employees Personal Loan
- Axis Bank Personal Loan of 10 lakh
- Bank of India Salaried Employee Personal Loan
- PNB Personal Loan of 40000
- IDBI Bank Personal Loan of 3 Lakh
- IDFC First Bank Personal Loan Balance Transfer
- Personal Loan for Government Employees
- Union Bank of India Personal Loan of 9 lakh
- Indusind Bank Personal Loan of 6 Lakh
- Indian Bank small loans
- IDBI Bank Salaried Employee Personal loan
- Home Loan for 20000 Salary
- SBI Bank Personal Loan Balance Transfer
- Axis Bank Asha Home Loan Scheme
- 20 Lakh Home Loan EMI
- Union Bank of India Personal Loan of 8 lakh
- Indusind Bank Personal Loan of 5 Lakh
- HDFC Personal Loan of 10000
- ICICI Credit Card Application Status
- PMEGP Loan
- ICICI Personal Loan of 6 Lakh
- HDFC Bank Personal Loan Balance Transfer
- RBL Bank Personal Loan of 9 Lakh
- PNB Personal Loan of 50000
- Indiabulls Home Loan Eligibility Calculator
- Holi 2024
- Union Bank of India Personal Loan of 7 lakh
- Indusind Bank Personal Loan of 2 Lakh
- Home Loan
- Personal Loan
- Loan Against Property
- Business Loan
- Federal Bank Personal Loan for Lawyers
Bank Wise Home Loan Eligibility Calculator
- SBI Home Loan Eligibility Calculator
- HDFC Home Loan Eligibility Calculator
- Axis Bank Home Loan Eligibility Calculator
- ICICI Home Loan Eligibility Calculator
- LIC Home Loan Eligibility Calculator
- PNB Home Loan Eligibility Calculator
- Canara Bank Home Loan Eligibility Calculator
- Bank of Baroda Home Loan Eligibility Calculator
- Bank of India Home Loan Eligibility Calculator
Frequently Asked Questions (FAQs)
What is an instant personal loan without a salary slip?
It is a personal loan which is issued against various income certificates, other than the salary slip. These are useful for self-employed borrowers and others who may not be able to furnish payslips.
How much can I borrow using a loan without a salary slip?
Maximum personal loan amount varies from one bank to another. However, maintaining high CIBIL scores can help individuals gain higher loan amounts.
What are the interest rates for instant Personal loans without a salary certificate?
Although these usually start at 9-10% p.a., different banks charge different interest rates on personal loans.
How long does it take to get a loan without a salary slip and bank statement?
It depends on the credibility of one’s application. Generally, personal loans get approved within a few hours to a few business days.