Kotak Mahindra Bank Personal Loan of 9 lakh

Have you ever found yourself in need of a substantial amount, let’s say 9 lakh, to get through a financial emergency? The answer is in the accessibility of a Kotak Mahindra Bank personal loan specifically tailored to your needs. 

Securing Kotak Mahindra Bank’s personal loan of 9 Lakh will provide the financial freedom to handle life’s unforeseen curve balls stress-free.

Now, let’s go through the prerequisites in detail and understand how to get this 9 Lakh personal loan instant.

Personal Loan Options for 9 Lakh in Kotak Mahindra

Kotak Mahindra Bank can easily help you secure an INR 9 Lakh personal loan for all your financial needs. The bank also allows you to apply for loans ranging from INR 50,000 to INR 40 Lakh if needed.

Features of Kotak Mahindra Bank 9 Lakh Personal Loan

Here are the primary features and benefits of applying for a 9 lakh loan amount from Kotak Mahindra Bank’s personal loan:

• Loan amounts available up to INR 40 lakh
• Pre-approved loans are disbursed for existing Kotak customers within a minute
• No collateral requirements
• Flexible repayment options spanning 1 to 6 years
• Competitive interest rates starting from just 10.99%* p.a.
• Approval for loans up to INR 5 lakh within 30 minutes
• Seamless digital KYC and video verification process
• Freedom to utilize the loan for any purpose

Can I Get a 9 Lakh Personal Loan Instantly From Kotak Mahindra Bank?

Although you cannot avail of a 9 Lakh personal loan instant from Kotak Mahindra Bank, you can, however, get a personal loan up to 5 lakh within 30 minutes. 

What is the EMI for a 9 Lakh loan?

To calculate the EMI for a 9 Lakh loan from Kotak Mahindra Bank, you can use an online EMI calculator. For accurate estimation, make sure you have the necessary details:

• Loan amount value (for instance, 9 lakh)
• Current rate of interest on the loan (10.99%)
•  Loan repayment tenure

Eligibility Criteria 9 Lakh Loan in Kotak Mahindra Bank

To determine your eligibility for a 9 lakh personal loan from Kotak Mahindra Bank, consider the following primary criteria:

• Salaried employees can apply
• The age range for applicants is 21 to 60 years
• For Kotak Mahindra Bank salary account holders, the minimum net monthly income should be at least INR 25,000
• For non-Kotak Mahindra Bank salary account holders, the minimum net monthly income should be at least INR 30,000
• Kotak Bank employees should have a minimum net monthly income of INR 20,000
• Loan applicants must possess a graduate degree
• A minimum of one year of work experience is required
• A good CIBIL score is essential

Documents Required 9 Lakh Kotak Mahindra Bank Loan

To Get an INR 9 Lakh personal loan from Kotak Mahindra Bank, you must have the following documents ready:

• Voter’s ID card, Passport, PAN card, Aadhar card, etc.
• Last 3 months’ bank statement
• Last 3 months’ salary slip
• 2-3 passport-sized photographs
• Residence proof

How to Apply for a 9 Lakh Personal Loan From Urban Money?

 To Apply for a 9 Lakh Personal Loan From Urban Money:

• Visit Urbanmoney.com and navigate to the personal loan section.
• Click on the Apply Now button, fill in the required details, and click on the Submit button.

Once done, a company representative will get in touch with you to guide you through the process. Click here to contact us or call our India Toll-Free Number: 1800 208 3344. We are happy to help!