Indusind Bank Salaried Employee Personal loan

  • Personal Loan By Amount
  • Personal Loan By Profession
  • Personal Loan By Other
  • Personal Loan By Scheme

The IndusInd Bank salaried employee personal loan is a multi-purpose credit option. The bank is ready to disburse funds on time, whether you need cash to cover an unannounced medical emergency, give a much-needed home renovation, or even purchase a gadget. Keep scrolling down to learn more about this remarkable credit option. Hereunder, Urban Money offer a detailed overview of an IndusInd Bank salaried employee personal loan online. Let’s dive in. 

Get in Touch for Personal Loan Expert Advice
Connect with our Personal Loan Advisor Now!
  • Personalized Personal Loan solutions
  • Expert guidance
  • Application assistance
  • Credit score discussion
  • Personal Loan Interest rate comparison
+91
Choose City

Table of Content

1. IndusInd Bank Personal Loan for Salaried Employee Highlights

2. Compare Salaried Employee Loans From Other Banks

3. IndusInd Bank Personal Loan for Salaried Employee Fees and Charges

4. IndusInd Bank Personal Loan for Salaried Employee Documents Required

5. IndusInd Bank Personal Loan for Salaried Employee Eligibility Criteria

Read more
Written By
Thejus KS
Thejus KS
A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

IndusInd Bank Personal Loan for Salaried Employee – Highlights 

The IndusInd Bank salaried employee personal loan interest rate and other key parameters are as follows: 

Loan Amount Up to ₹50 Lakh
Interest Rates 10.49 p.a. onwards 
Loan Tenure 12 – 72 month
Eligibility Must receive a salary of ₹25,000 or above per month 

Compare Salaried Employee Loans From Other Banks  

Following is the comparison of an IndusInd Bank salaried employee personal loan with other leading Banks in India: 

Lender Interest Rate  Processing Fee Loan Amount Loan Tenure
IndusInd Bank 10.49 p.a. onwards Up to 3% of the loan amount Up to Rs 50 lakh 6 years
HDFC Bank 10.50% p.a. onwards Upto Rs 4999 Up to Rs 40 lakh 6 years
Axis Bank 10.49% p.a. onwards Up to 2% of the loan amount Up to Rs 40 lakh 7 years
Bank Of Baroda 12.15% p.a. onwards Up to 2% of the loan amount Up to Rs 20 lakh 7 years
IDBI Bank 9.50% p.a. onwards 1 % of the loan amount Up to Rs 5 lakh 6 years
Kotak Mahindra Bank 10.99% p.a. onwards Up to 3% of the loan amount  Up to Rs 40 lakh 6 years
Tata Capital 10.99% p.a. onwards 3.5% of the loan amount Up to Rs 35 lakh 6 years
State Bank of India 10.55% p.a. onwards Up to 0.75% of the loan amount Up to Rs 35 lakh 6 years
Union Bank 10.60% p.a. onwards 0.50% of the loan amount Up to Rs 15 lakh 6 years
Yes Bank  10.99% p.a. onwards Up to 2% of the loan amount Up to Rs. 40 lakh 5 years

IndusInd Bank Personal Loan for Salaried Employee – Fees and Charges

Below are the pertinent fees and charges for an IndusInd Bank salaried employee personal loan online:

Fee/Charge Amount
Processing Fee Up to 3% of the loan amount + tax
Prepayment Charges Not Applicable 
Late Payment Fees 2% per month on overdue amount; I..e., 24% p.a.

IndusInd Bank Personal Loan for Salaried Employee – Documents Required

Let’s take a look at a list of documents you may require to apply for an IndusInd Bank salaried employee personal loan:

Identity Proof Aadhar card, Passport, Driving License, or Voter ID
Address Proof Utility bills, Passport, Aadhar card, or Driving License
Income Proof Salary slips, bank statements, income tax returns, or Form 16

IndusInd Bank Personal Loan for Salaried Employee – Eligibility Criteria

IndusInd Bank’s salaried employee personal loan eligibility criteria are as follows: 

Age 21 – 60 years old
Salary ₹25,000 or above per month
Working Experience  Minimum of 2 years
Credit Score  700 is typically considered ideal 
Nationality  Indian

Quick Links

Loan Offers By Indusind Bank's

Personal Loan by Private Bank

Personal Loan by Nationalized Bank

Personal Loan by NBFC

Personal Loan Calculators

Indusind Bank Calculators

Bank wise Personal Loan Calculators

Bank Wise Personal Loan Interest Rate

Urban Money

Disclaimer:

The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which urbanmoney.com does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that urbanmoney.com is providing these information & links only as a convenience, and further agree that urbanmoney.com is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that urbanmoney.com nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.

© 2025 www.urbanmoney.com. All rights reserved.