IDFC Personal Loan for Doctors

Understanding the unique needs of doctors, IDFC FIRST Bank Doctors instant loan recognises the financial demands that come with your profession. Whether it’s ongoing education, setting up a clinic, or upgrading medical tools, IDFC FIRST Bank Doctors Personal Loan has designed customised loans just for you. 

They aim to help you achieve your financial goals without touching your savings. With no need for collateral, a reasonable Doctors Personal loan interest rate, and quick approval, our Doctor’s loan makes it hassle-free for you to manage your financial requirements. Be it renovating your home, purchasing new medical equipment, or consolidating debts; our loan offers a convenient and accessible solution tailored for doctors like you.

IDFC FIRST Bank Personal Loan for Doctors – Highlights 

As a dedicated healthcare professional, your financial needs are unique. IDFC FIRST Bank understands the challenges you face and is committed to providing tailored solutions. Our Doctor’s loan is designed to empower you with hassle-free and flexible financing options. Here are the key highlights:

Compare Doctors Loan from Other Banks

Explore the competitive landscape as we examine and compare the doctors Loan options from other banks, allowing you to make an educated decision on an IDFC FIRST Bank doctors personal loan online.

IDFC FIRST Bank Personal Loan for Doctors – Fees and Charges

The various fees and charges that come with the loan are as follows:

Please note: All IDFC FIRST Bank Doctors personal details are subject to change, and applicants are advised to refer to the latest schedule of charges provided by IDFC FIRST Bank.

IDFC FIRST Bank Personal Loan for Doctors – Documents Required

The following IDFC FIRST Bank Doctors Personal loan Documents are required to apply for the loan:

Salaried Professionals

• Photo identity proof, address proof: As per RBI defined KYC guidelines.
• Education Proof- Degree certificate, Degree registration
• 3 Months Bank Statement
• Employee ID Card
• Residence Ownership proof

Self Employed professionals and Entities such as Hospitals, Diagnostic centres

• Photo identity and Address proof: As per RBI defined KYC guidelines
• Education Proof- Degree certificate, Degree registration
• Ownership proof of residence or office as applicable
• Business Proof: Shop Act License/MOA & AOA/GST registration/ITR, Partnership Deed.

Any one of the additional documents as per program

• Basis Banking – 1 year ITR & Computation, 12 months banking
• Or Basis Degree – 3 months of banking
• Or Basis Income – 2 years ITR & financials, 12 months banking

Note: Ensure that all documents are up-to-date and adhere to the specified requirements. The additional documents are to be submitted based on the selected program for the loan application.

IDFC FIRST Bank Personal Loan for Doctors – Eligibility Criteria

The loans, tailored for professionals including doctors, are available for a diverse range of individuals and entities to apply for an IDFC FIRST Bank Doctors personal loan online. The following IDFC FIRST Bank Doctors Personal loan eligibility outlines those who are eligible to apply:

• Graduate Allopathic Doctors
• Post Graduate Allopathic Doctors
• BDS/ MDS
• Veterinary Doctor
• Physiotherapists
• BAMS, BHMS
• Diagnostic Centres & Hospitals
• Chartered Accountants (CA)
• Company Secretaries (CS)
• Architects
• Consulting Engineers

If you fall into any of the categories mentioned above, you are eligible to apply for our specialised professional loans to meet your financial needs.