ICICI Personal Loan Statements

ICICI Bank, one of India's leading and most trusted private sector banks, prides itself on offering a wide range of financial products and ensuring a seamless and secure banking experience for all its patrons. Checking your loan statement is crucial for effective financial planning and loan management. It helps you keep track of your repayments, interest charges, outstanding balance, and any adjustments made to your loan account.

Below, we provide detailed insights into accessing your ICICI Personal Loan Statements. Explore to ensure you make the most of your ICICI Personal Loan and easily maintain your financial health.

Method to get ICICI Personal Loan Statements

Each platform offers unique features and benefits for accessing your ICICI personal loan statements:

Online Banking Portal

The ICICI Bank online banking portal provides a comprehensive and secure environment for managing your banking needs. It allows you to access various services, including loan statements, account management, fund transfers, and bill payments.  

iMobile App

The iMobile app is ICICI Bank’s official mobile banking application, offering convenience and security for all your banking transactions. With the app, you can check your loan statements, track your account balance, transfer funds, pay bills, and more. It’s a one-stop solution for managing your financial activities efficiently through your smartphone.

Customer Service Helpline

ICICI Bank’s customer service helpline assists and resolves customer queries. You can call the helpline to request personal loan statements and resolve issues related to any other banking service. 

Visiting a Branch

Visiting an ICICI Bank branch offers the advantage of face-to-face interaction with bank representatives. You can receive personalised assistance, submit or collect documents, and request various services, including loan statements. 

Email Request

Requesting your personal loan statement via email is convenient for those who prefer digital communication. It provides a written record of your request and the bank’s response. This method suits customers who need help visiting a branch or using online and mobile banking services.

ATM

Although not traditionally used for loan statements, ICICI Bank ATMs offer basic account services, including the option to check account balances and recent transactions. The availability of specific loan-related services or statements may vary, and customers typically use ATMs for quick cash withdrawals or account inquiries.

Checking ICICI Loan Statement

When managing your ICICI Bank personal loan, it’s crucial to stay updated with various aspects of your loan statement for effective financial planning:

Loan Account Details: 

This section offers a snapshot of your loan, including the account number, loan amount, interest rate, tenure, and disbursement date. It outlines the terms of your loan agreement.

Transaction History: 

Records all financial transactions related to your loan, such as disbursements, payments, interest charges, and fees. It’s a detailed log of the activity on your loan account.

Outstanding Balance and Interest Accrued: 

This section shows the current amount you owe (outstanding balance) and the total interest accumulated on your loan. It helps you understand how much of your loan is left to pay off and how much interest is charged over time.

Payment History and Due Dates: 

This section lists all the payments you’ve made toward the loan, including the payment dates, amounts, and modes of payment. It also indicates the upcoming payment due dates and amounts due, assisting in keeping track of your repayment schedule.

Registration Process at ICICI Personal Loan Portal

Registering on the ICICI Personal Loan Portal is straightforward and enables you to manage your loan account efficiently. Here’s a step guide to the registration process, along with the necessary documents and information.

• Begin by visiting the official ICICI Bank website. 
• Click on the ‘Login’ button.
• In the login section, click the ‘Register Now’ link. Then, enter your loan account number for verification, followed by additional identity verification details such as your registered mobile number or email address associated with the loan. 
• After verification, create your User ID and Password. 
• Confirm your login via SMS or email.

Essentials for Registration:

• Loan account number  
• Registered contact information
• Identification details 

Tips for a Smooth Process:

• Keep loan documents accessible for reference.
• Securely manage your login credentials, sharing them with no one.
• It’s important to update your contact details with the bank if they have changed since the loan application.

Login Procedure at ICICI Loan Portal

Logging into the ICICI Loan Portal lets you manage your personal loan account online:

• Visit official site.
• Click the ‘Login’ button at the top right.
• Enter your User ID and Password. For first-timers, registration may be required.
• Complete any additional security verification, like entering an OTP.
• Access your loan account dashboard.

Remember:

• Update your browser for security.
• Use ‘Forgot User ID/Password’ if needed.
• Keep your login details private.

Downloading ICICI Personal Loan Statement Online

To check your ICICI personal loan statement online, you have multiple avenues available, each with its steps for access:

Steps for Online Banking Portal:

• Visit the official ICICI Bank website.
• Navigate to the ‘Ways to Bank’ section on the homepage.
• Choose ‘Internet Banking’.
• Click on ‘Service Requests’.
• Scroll to the ‘Loan’ section and select ‘Personal Loan Related’.
• Find and click ‘Request for Statement of Loan Account’.
• Log in using your User ID and Password or your Registered Mobile Number. If logging in with a mobile number, enter the OTP received.

Steps for iMobile App:

• Download the ICICI Bank iMobile app from the App Store or Google Play.
• Log in using your MPIN or fingerprint.
• Navigate to the ‘Loans’ section.
• Select your personal loan account.
• Choose to view your loan statement.

Steps for Email Request:

• Email the customer service department of ICICI Bank using your registered email address.
• Mention your loan account number and the period you need the statement for.
• Request the dispatch of your loan statement by email or postal mail to your registered address.