ICICI Bank Personal Loan for Lawyers

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Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

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Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

The ICICI Bank lawyers’ personal loan caters to the personal expenses of lawyers working with a firm or practising independently. The bank’s easy personal loans can be used for new purchases, family functions, medical expenses and a plethora of other needs. The ICICI Bank lawyers personal loan interest rate starts at 10.50% per annum and can be comfortably repaid in up to 7 years. Digital applications and pre-approved loans are just some of the many advantages offered by these loans.

Urban Money helps easily borrow up to 50 lakhs of personal loan from ICICI Bank at zero collateral. Stay tuned as we discuss the complete details of this popular product.

ICICI Bank Personal Loan for Lawyers – Highlights

Here is a quick glimpse of the ICICI Bank lawyers’ personal loan details.

Maximum Loan Amount	50 lakhs
Rate of Interest (p.a.)	10.50%-16.00%
Type of Interest Rate	Fixed
Loan Tenure	1-7 years
Collateral	Not required
Digital Applications	Available
Pre-Approved Loans	Available

Comparing ICICI Bank Lawyers Loan With Other Banks

Take a look at how the ICICI Bank lawyers’ instant loan compares with some of the other leading banks and NBFCs.

Lender	Rate of Interest (p.a.)	Loan Tenure
Bank of India	10.25% onwards	7 years
HDFC Bank	10.50% onwards	6 years
State Bank of India	10.55% onwards	6 years
Bajaj Finserv	11% onwards	8 years
L&T Finance	12% onwards	4 years

ICICI Bank Personal Loan for Lawyers – Fees and Charges

Other than the ICICI Bank lawyers’ personal loan interest rate, a borrower is required to pay the following charges on the loan:

A processing fee of up to 2.50% plus GST
A GST of 18% on all loan-related bank services
24% additional interest on late payments
Verification charges, stamp duty and other charges

ICICI Bank Personal Loan for Lawyers – Documents Required

The ICICI Bank lawyers’ personal loan document requirements are as follows:

Fully filled loan application
ID Proof: Aadhar Card/ Voter’s ID
Address Proof: Utility bills/ Aadhar Card
Income proofs of the last 2 years
6 months’ bank statements
Other Documents: Law degree, documents showcasing work experience, etc.

ICICI Bank Personal Loan for Lawyers – Eligibility Criteria

Here are the ICICI Bank lawyers’ Personal loan eligibility criteria:

Eligible Applicants: Salaried/ Self-Employed Lawyers
Age Limit: 20-65 years
Minimum Income: 30,000 per month for salaried employees/ as specified by the bank for self-employed
Minimum Work Experience: 2 years