ICICI Government Employee Personal loan

The ICICI government employee personal loan is a quick and convenient credit option. Offering competitive interest rates and flexible repayment options makes this multipurpose personal loan more affordable and easy to repay. Eligible applicants can secure a loan of up to ₹50 Lakh without pledging any of their assets as collateral. Borrowers can also benefit from an easy online application process, which ultimately eliminates the need for back-and-forth bank visits and hassleful physical documentation. Moreover, the loan features lower processing fees, moderate eligibility criteria, and minimal documentation, further enhancing the overall appeal of this remarkable personal finance. Let’s scroll down to learn more.

ICICI Personal Loan for Government Employees – Highlights

Here are the key parameters of an ICICI government employee personal loan:

Compare Government Employees Loan From Other Bank 

Here is the comparison of ICICI government staff personal loans with other leading banks and NBFCs in India:

ICICI Personal Loan for Government Employees

Here are the fees of an ICICI state employee personal loan:

ICICI Personal Loan for Government Employees – Documents Required

Here is the required documentation for an ICICI government employee personal loan:

• Proof of Identity: Aadhaar card, PAN card, passport, voter ID, or driving licence.
• Proof of Address: Utility bills, passport, ration card, or driving licence.
• Proof of Income: Last 3-month salary slip, bank statement, or income tax return.

ICICI Personal Loan for Government Employees – Eligibility Criteria

The ICICI personal loan eligibility for government employees is as follows:

• You must be aged between 20 and 58 years
• You must have a minimum income of Rs.30,000 per month.
• You must have a good credit score and repayment history.
• You must have permanent employment at a Central or State Government organisation.