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ICICI Personal Loan of 10000
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- ICICI Personal Loan of 9 Lakh
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ICICI Bank is India’s leading and most trusted banking institution. ICICI Bank personal loans are no less than a robust financial solution tailored to meet the needs and aspirations of borrowers. Thus, whether you are planning a dream vacation, a home renovation, or need assistance with unforeseen expenses, ICICI Bank Personal Loans come with competitive interest rates, hassle-free application processes, and swift disbursal of funds. Today, we will discuss ICICI Bank personal loans and everything you need to know about them, from documentation to eligibility criteria.
10,000 Personal Loan ICICI Bank
Here is a quick snapshot of the highlights for ICICI Bank personal loan 10,000.
Features | Highlights |
ICICI Bank Loan Amount | Up to Rs. 50 lakhs |
Approval & Disbursal | Instant, within 3 seconds |
Interest Rate | 10.50% -16.00% per annum |
Repayment Tenure | 12 to 84 months |
Prepayment Charges | None |
Eligibility | Candidate must be 20+, salaried, good credit |
Documentation | Minimal: ID, salary, bank statement |
Customer Care | 1800 200 3344 |
10,000 Personal Loan EMI for 1- 5 & 7 Years
Here is the snapshot of 10,000 personal loan EMI for 1 year.
Loan Amount | 10,000 |
Interest Rate | 10.50% |
Tenure | 12 months |
EMI | INR 881 |
Take a look at 10,000 personal loan EMI for 2 years.
Loan Amount | 10,000 |
Interest Rate | 10.50% |
Tenure | 24 months |
EMI | INR 464 |
Here is the snapshot of 10,000 personal loan EMI for 3 years.
Loan Amount | 10,000 |
Interest Rate | 10.50% |
Tenure | 36 months |
EMI | INR 325 |
Here is the snapshot of 10,000 personal loan EMI for 4 years.
Loan Amount | 10,000 |
Interest Rate | 10.50% |
Tenure | 48 months |
EMI | INR 256 |
Here is the snapshot of 10,000 personal loan EMI for 5 years.
Loan Amount | 10,000 |
Interest Rate | 10.50% |
Tenure | 60 months |
EMI | INR 215 |
Here is the snapshot of 10,000 personal loan EMI for 7 years.
Loan Amount | 10,000 |
Interest Rate | 10.50% |
Tenure | 84 months |
EMI | INR 169 |
Compare 10,000 Personal Loan ICICI Bank with Other Banks & NBFCS
Here is a quick comparison between the ICICI Bank personal loan and its fellow competitors.
Parameters | ICICI | SBI | HDFC Bank | Axis Bank | Bank of Baroda |
Quantum of Loan | Up to Rs. 20 Lakhs | Up to Rs. 20 Lakhs | Up to Rs. 40 Lakhs | Up to Rs. 15 Lakhs | Up to Rs. 10 Lakhs |
Rate of Interest | 10.50% onwards | 11. 00 % onwards | 10.50% onwards | 10.49% onwards | 10.10 % onwards |
Processing fees | Up to 2.25% of the loan amount plus GST | Up to 1% of the loan amount plus GST | Up to Rs. 2.50% of the loan amount (Min Rs. 2,999/- and maximum Rs. 25,000 plus GST | Up to 2% of the loan amount plus GST | Up to 2% of the loan amount
Min. Rs. 1,000 and Max. Rs. 10,000 plus GST |
Pre-payment charges | 5% of the loan amount plus GST | Up to 3% of the outstanding principal amount | Between 2% to 4% of the outstanding amount | Nil | Nil |
Balance transfer and top-up | Yes | No | Yes | Yes | No |
Eligibility | Salaried only | Salaried Only | Salaried Only | Salaried Only | Salaried plus self-employed |
10,000 ICICI Personal Loan – Fees and Charges
Take a look at the charges and fees that an individual might need to pay for ICICI Bank’s personal loan of 10,000.
Fee/Charge |
Amount |
Interest Rate | 10.50% to 16.00% per annum |
Processing Fee | Up to 2.50% of the loan amount + applicable taxes |
Prepayment Charges | 3% of principal outstanding |
Additional Interest on Late Payment | 24% per annum |
Repayment Mode Swap Charges | Rs. 500 per transaction + applicable taxes |
Loan Cancellation Charges | Rs. 3000 + applicable taxes |
EMI Bounce Charges | Rs. 500 per bounce + applicable taxes |
Non-Maintenance of Mode of Payment | Rs. 800 per month + applicable taxes |
10,000 Personal Loan Documents Required – ICICI Bank
An individual will need to share latest salary slips and bank statements, along with government approved ID proofs such as PAN cards, Aadhaar cards, etc.
10,000 Personal Loan Eligibility ICICI Bank
Take a look at the basic eligibility criteria for 10,000 ICICI Bank Personal Loan.
- The individual should have a regular source of income, like a job or a business.
- He or she should be a resident of India
- He or she should have a healthy credit score.
Frequently Asked Question (FAQs)
What is the ICICI Bank monthly interest on a 10,000 personal loan?
Can I get 10,000 personal loan from ICICI Bank?
How do I get a 10,000 loan without a salary slip in ICICI Bank?
What is the credit score for 10,000 personal loan for ICICI Bank?
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