HSBC Bank Travel Loan

Get in Touch for Personal Loan Expert Advice

Connect with our Personal Loan Advisor Now!

Personalized Personal Loan solutions
Expert guidance
Application assistance
Credit score discussion
Personal Loan Interest rate comparison

Full Name

+91Mobile No.

Choose City

I agree to the Terms and Conditions of TUCIBIL and hereby provide explicit consent to share my Credit Information with Urban Money Private Limited.

Written By

Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

HSBC Bank Travel Loan is a hassle-free way to fund your dream vacation. With flexible repayment options and competitive interest rates, you can easily finance your travel expenses, including flights, accommodation, and activities. Whether it’s a professional business trip or a family holiday, HSBC Bank’s Travel Loan makes it easier for you to embark on your next journey without any financial worries.

Feature and Benefits of HSBC Bank Travel Loan

Here are some of the features and benefits of the HSBC Bank travel loan.

Competitive interest rates starting at 9.99%.
Loan amount available up to ₹3 lakh.
Flexible tenure of up to 5 years.
No collateral/guarantor.
Debt consolidation is available.
Special welcome offers. (subject to availability)

What are the interest rates for HSBC Bank Travel loans?

The HSBC Bank travel loan interest rate starts from 9.99%, ranging up to 16%, depending on the applicant’s employment status and purpose of loan.

Category

Interest Rate

Salaried and non-salaried applicants

9.99% to

16.00% p.a

Why Choose HSBC Bank for Travel Loans?

Here are some reasons why you should consider HSBC Bank for a travel loan in India.

No hidden charges.
Special interest rates for selected HSBC customers.
Competitive interest rates.
Minimal processing fee.
Flexible tenure of up to 5 years.

HSBC Bank Personal Loan for Travel Interest Rates & Charges

Here are some of the details associated with the HSBC Bank travel loan, such as interest rates and service charges.

Category

Interest Rate

Salaried and non-salaried applicants

9.99% to

16.00% p.a

Category	Fees and Charges
Processing Charges	Up to 2% of the loan amount
Foreclosure Charges	5% within 1 year of tenure 4% within 2 years 3% within 3 years 2 % after 3 years

Tips for Getting a HSBC Bank Travel Loan

Here are some tips for getting an HSBC Bank instant personal travel loan.

Maintain a high credit score of about 700.
Determine your budget for EMI plans.
Check eligibility criteria beforehand.
Get a co-guarantor/co-signer to improve your risk profile.
Submit accurate documents.

Who is eligible for an HSBC Bank travel loan

Here are the eligibility criteria for applying for an HSBC travel loan.

Criterion	Details
Minimum Age	21 for salaried & self-employed
Maximum Age	60 for salaried & 65 for self-employed
Residential Status	Resident Indian only
HSBC Account Status	Existing HSBC customers with active savings/current accounts more than 3 months old
Valid Cities	Ahmedabad, Bangalore, Chandigarh, Chennai, Kochi, Coimbatore, Hyderabad, Jaipur, Kolkata, Mumbai, New Delhi, Pune and Visakhapatnam

Documents Required for HSBC Bank Travel Loan Application

The following list of documents is necessary to apply for an HSBC Bank travel loan.

Proof of address and identification.
Latest salary slip (mandatory)
Latest Form 16 (optional)
P&L account and balance sheet for the last 2 years certified/audited by a C.A. (mandatory)
ITR for the last 2 years (mandatory)
Bank statements of the primary account for the last 6 months (mandatory)

What are the things to consider while taking a Travel loan?

Here are some things to consider when applying for an HSBC Bank travel loan.

Estimated budget of travel.
Forex charges, in case of international travel.
Processing fees and other service charges.
Repayment capacity per month.

How to Apply for a Travel Loan

Anyone can apply for the HSBC Bank travel loan online. Furthermore, the Bank also offers net banking and phone banking services to apply for the loan.