HDFC Bank Personal Loan Statement

Managing your personal loan with HDFC Bank is easier with the ability to handle your loan effectively. The HDFC personal loan statement is an important document that summarises your loan's journey, showing your repayment history, interest details, and remaining balance. Are you curious about how to download your HDFC personal loan statement? The simple and user-friendly process ensures you maintain control over your financial responsibilities. Whether you prefer the convenience of downloading your personal loan statement digitally from the comfort of your home or office, HDFC Bank provides seamless options for accessing your statement, guaranteeing transparency and convenience in managing your loan. Stay informed and control your financial well-being with every statement at your fingertips.

Methods to Get Your HDFC Personal Loan Statement

You have two options to access your loan statement from HDFC Bank. You can view it through their online portal or send it directly to your registered email address.

Checking HDFC Loan Statement Through the Online Portal

To check your HDFC Bank personal loan statement online, follow

Step 1. Go to the official website of HDFC Bank.

Step 2. Look for the ‘Ways to bank’ option in the top menu on the homepage.

Step 3. Click ‘Bank Online’ and then select ‘Loan Accounts Online’.

Step 4. You will be taken to a new webpage, where you need to click on the ‘Login to NetBanking’ button to access your NetBanking account.

Step 5. Once you have successfully logged in, you can view your HDFC loan account statement.

Checking HDFC Bank Personal Loan Statement Through the Registered Email ID

To get your HDFC bank loan account statement via email, simply log in to your account and submit a request. It is important to ensure that the email address associated with your loan account is active to receive the HDFC personal loan statement electronically.

Understanding Your HDFC Bank Personal Loan Statement

The HDFC personal loan statement is a detailed document that provides a detailed overview of your loan account, helping you to keep track of your financial obligations and progress towards repayment. Here are the key components typically included in an HDFC personal loan statement:

Loan Account Details: This section includes the borrower’s name, loan account number, and contact information, ensuring the statement is correctly associated with the account holder.

Transaction History: This records all loan transactions, including principal repayments, interest payments, fees, and prepayments, if applicable. It offers insight into how payments are applied to the loan balance.

Outstanding Balance and Interest Accrued: The current loan balance shows how much of the principal amount is still owed. This figure decreases as you make regular loan repayments.

Payment History and Due Dates: This section provides information about the remaining balance on the individual loan and enumerates any additional costs or fees associated with the loan, such as late payment charges, administration fees, or penalties for early repayment.

Registration Process at HDFC Bank Personal Loan Portal

HDFC Bank operates on two distinct online platforms, catering to different sets of customers. The Net Banking Portal is designed for existing customers with savings or current accounts.  The second is the ELOANS Portal, intended for new customers with only an HDFC loan account. Here are the guidelines for registering on each portal:

For Existing Customers:

Step 1: Go to HDFC Bank’s online banking platform.

Step 2: Enter the customer ID provided by the bank in your banking kit. 

Step 3: Press the “Go” option. You will be directed to a webpage where you must enter the security code.

Step 4: Click the “Continue” button to enrol your customer ID to access HDFC Bank’s online banking portal.

Step 5: Enter the OTP you received on your mobile number to verify your registered mobile number.

Step 6: Choose the debit card associated with HDFC Bank. The system will only show your debit card number’s first and last four digits for security reasons.

Step 7: Enter your card details and press the “confirm” button to set your HDFC Bank net banking password or IPIN.

For New Customers:

For those who are new to HDFC Bank and want to access the HDFC ELOANS portal, please follow these instructions to complete your registration:

• Go to the HDFC ELOANS portal and click the “Register” button under the “New User” section at the bottom of the webpage.
• Next, provide your user ID, loan account number, date of birth or incorporation, last EMI amount paid, and password. Once you have entered all the required information, click the “Submit” button to register your loan account online.

Login Procedure at HDFC Bank Loan Portal

To access your loan statement on HDFC Bank’s online portal, follow these steps to log in to your HDFC loan account. 

• Go to the HDFC Bank net banking portal and enter your “User ID”. Then, click on “Continue” to access your HDFC personal loan account.
• Next, enter your IPIN or net banking password and click the “Login” button.
• Upon logging in for the first time, you will be directed to a web page where you must change your net banking IPIN.
• Create an alpha-numeric IPIN with 6 to 15 characters, and click “Confirm” to save the changes.
• Once you have successfully changed your password, you will be redirected to a web page to log in to the HDFC net banking portal using your user ID and the newly set password. From there, you can access and review your personal loan details.

Downloading HDFC Bank Personal Loan Statement Online

To access your HDFC loan statement, simply follow these steps:

Step 1:  Go to the HDFC Bank website and log in to your personal banking account.

Step 2: Navigate to the personal loans section and click the ‘Provisional Personal Loan Interest Certificate’ link.

Step 3:  From the options provided, choose the specific loan account for which you require the statement.

Step 4: Once selected, you can view, download, or print the HDFC bank loan statement in PDF format.