HDFC Personal Loan of 5000

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Utsah Sharma

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An HDFC Bank personal loan of 5,000 readily fulfils a borrower’s personal financial obligations. The loan enjoys wide popularity for offering comfortable modes of settlement. A borrower can easily settle this personal loan in Equated Monthly Instalments (EMIs) that can be repaid in a maximum of 6 years.

Currently, the 5,000 loan interest rate starts at 10.50% p.a. Further, the higher the loan tenure, the higher will be the monthly repayment.

HDFC Bank 5,000 Personal Loan – Highlights

The HDFC Bank personal loan of 5,000 is available to borrowers at the following terms.

Loan Amount	₹5,000
Maximum Loan Tenure	Up to 6 years
Rate of Interest (p.a.)	10.50%-25.00% p.a.
Pre-approved Loans	Available
Collateral Requirement	NIL

5,000 Personal Loan EMI for Up to 5 Years

Based on the starting 5,000 loan interest rate of 10.50% p.a., here are the loan’s EMIs for up to 5 years.

Loan Tenure	Loan Amount	Interest Rate (p.a.)	EMI
1 Year	₹5,000	10.50%	₹441
2 Years	₹5,000	10.50%	₹232
3 Years	₹5,000	10.50%	₹163
4 Years	₹5,000	10.50%	₹128
5 Years	₹5,000	10.50%	₹107

Comparing 5,000 Personal Loans With Other Banks & NBFCs

Look at some other popular 5,000 HDFC personal loan offers available in the market today.

Bank Name	Interest Rate (p.a.)	Maximum Loan Tenure
Poonawala Fincorp	9.99% onwards	Five years
Axis Bank	10.49% onwards	Seven years
ICICI Bank	10.50% onwards	Seven years
State Bank of India	10.55% onwards	Six years
Bajaj Finserv	11% onwards	Eight years

5,000 HDFC Personal Loan – Fees and Charges

The following additional charges apply to the HDFC Bank personal loan of 5,000:

A processing fee of up to ₹ 4,999
A Goods and Services Tax (GST) of 18%
The bank also levies other charges like stamp duty charges and incidental charges

5,000 HDFC Personal Loan – Documents Required

The list of 5,000 personal loan documents for HDFC Bank customers is as follows:

Properly Filled Loan Application Form
KYC Documents: Identity Proof (Aadhar card/ Voter’s ID/ Valid Passport/ others) and Address Proof ( Utility bills, Aadhar Card, Voter ID, others)
Income Proofs: Salary slips/ Balance Sheet and P&L account

5,000 HDFC Personal Loan – Eligibility Criteria

The 5,000 personal loan eligibility for HDFC Bank borrows takes the following criteria into account:

Nature of Employment: Salaried/ Self-Employed/ Government Employee
Age Limit: 21-60 years
Minimum Income: 25,000 per month
Minimum Work Experience: 1 year at the current organisation and two years in general
Nationality: Indian

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