- Home
- Personal Loan
- Hdfc Bank
- HDFC Personal Loan of 3 Lakh
HDFC Personal Loan of 3 Lakh
- Personal Loan By Other
- Personal Loan By Amount
- Personal Loan By Profession
- Personal Loan By Scheme
- HDFC Personal Loan of 7 Lakh
- HDFC Personal Loan of 8 Lakh
- HDFC Personal Loan of 2 Lakh
- HDFC Personal Loan of 25000
- HDFC Personal Loan of 20000
- HDFC Personal Loan of 1 Lakh
- HDFC Personal Loan of 15000
- HDFC Personal Loan of 10000
- HDFC Personal Loan of 6 Lakh
- HDFC Personal Loan of 5 Lakh
- HDFC Personal Loan of 5000
- HDFC Personal Loan of 50000
- HDFC Personal Loan of 4 Lakh
- HDFC Personal Loan of 40000
- HDFC Personal Loan of 30000
- Personalized Personal Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Personal Loan Interest rate comparison
The HDFC Bank personal loan of 3 lakh enjoys wide popularity among home loan borrowers. Although the loan is famous for providing ready financial assistance, borrowers also prefer it for its flexible mode of repayment. The loan can be comfortably repaid in Equated Monthly Instalments (EMIs).
3 lakh personal loan EMIs are influenced by loan tenure and interest rates. At present, the HDFC Bank’s 3 lakh loan interest rate starts at 10.50% p.a. Further, high loan tenures imply small monthly repayments and vice versa.
HDFC Bank 3 Lakh Personal Loan – Highlights
An instant 3 lakh loan from HDFC Bank is available at the following terms.
Loan Amount | 3 lakh |
Maximum Loan Tenure | Up to 6 years |
Rate of Interest (p.a.) | 10.50%-25.00% p.a. |
Pre-approved Loans | Available |
Collateral Requirement | NIL |
3 Lakh Personal Loan EMI for 6 Years
Here is the complete EMI schedule for up to 6 years of loan tenure. The calculations are based on the starting HDFC 3 lakh loan interest rate of 10.50% p.a.
Loan Tenure | Loan Amount | Interest Rate (p.a.) | EMI |
1 Year | 3 lakh | 10.50% | ₹26,445 |
2 Years | 3 lakh | 10.50% | ₹13,913 |
3 Years | 3 lakh | 10.50% | ₹9,751 |
4 Years | 3 lakh | 10.50% | ₹7,681 |
5 Years | 3 lakh | 10.50% | ₹6,448 |
6 Years | 3 lakh | 10.50% | ₹5,634 |
Comparing HDFC 3 Lakh Personal Loan With Other Lenders
The housing loan market is a highly competitive one. The table below showcases how the HDFC Bank personal loan of 3 lakhs compares with other banks and NBFCs.
Bank Name | Maximum Loan Tenure | Interest Rate (p.a.) |
KreditBee | Two years | 16% onwards |
L&T Finance | Four years | 12% onwards |
State Bank of India | Six years | 10.55% onwards |
Axis Bank | Seven years | 10.49% onwards |
ICICI Bank | Seven years | 10.50% onwards |
HDFC Bank 3 Lakh Personal Loan – Fees and Charges
Apart from the 3 lakh loan interest rate, borrowers are required to pay the following additional fees and charges over the loan:
- A processing fee of up to ₹4,999
- An 18% Goods and Services Tax (GST)
- Other charges like document verification charges and stamp duty charges
HDFC Bank 3 Lakh Personal Loan – Documents Required
The 3 lakh personal loan documents for HDFC Bank customers are listed below:
- Duly filled loan application form
- ID Proof: Aadhar Card/ Voter’s ID/ Driver’s License/ Valid Passport
- Address Proof: Utility Bills/ Aadhar Card/ Voter ID/ Other documents
- Income Proof: Latest salary slips/ Balance Sheet and P&L account
HDFC Bank 3 Lakh Personal Loan – Eligibility Criteria
The 3 lakh personal loan eligibility for HDFC Bank customers is as follows:
- Eligible Candidates: Salaried Employees/ Self-Employed Individuals/ Government Employees
- Age Limit: 21-60 years
- Minimum Work Experience: 2 years in total; 1 year at the current organisation
- Minimum Monthly Income: ₹25,000
- Resident Type: Resident Indians
Quick Links
Loan Offers By Hdfc Bank's
Personal Loan by Private Bank
- RBL Bank Personal Loan
- DCB Bank Personal Loan
- karnataka bank Personal Loan
- Reliance Capital Personal Loan
- Federal Bank Personal Loan
- IDBI Bank Personal Loan
- karur Vysya Bank Personal Loan
- IDFC FIRST Bank Personal Loan
- YES Bank Personal Loan
- Kotak Bank Personal Loan
- ICICI Bank Personal Loan
- CITI Bank Personal Loan
- Deutsche Bank Personal Loan
- HDFC Bank Personal Loan
- HDFC Sales Personal Loan
- Axis Bank Personal Loan
- IndusInd Bank Personal Loan
- HSBC Personal Loan
Personal Loan by Nationalized Bank
Personal Loan by NBFC
- CASHe Personal Loan
- Prefr Personal Loan
- Tata Capital Financial Services LTD Personal Loan
- Ujjivan Small Finance Bank Personal Loan
- Edelweiss Financial Services Personal Loan
- PaySense Personal Loan
- MoneyWide Personal Loan
- Clix Capital Personal Loan
- Muthoot Finance Ltd Personal Loan
- InCred Financial Services Personal Loan
- IndiaBulls Personal Loan
- DHFL Personal Loan
- IIFL Finance Personal Loan
- FT Cash Personal Loan
- Shriram Urban Co Operative Bank Limited Personal Loan
- Fullerton India Personal Loan
- L&T Finance Personal Loan
- Bajaj Finserv Personal Loan
- Loantap Credit Products Private Limited Personal Loan
- AU Small Finance Bank Personal Loan
- Tata Capital Housing Finance Limited Personal Loan
- Capital First Ltd. Personal Loan
- Aditya Birla Finance Limited Personal Loan
- Poonawalla Fincorp Limited Personal Loan
- Privo Personal Loan
- Hero FinCorp Personal Loan
Personal Loan Calculators