HDFC Personal Loan of 25000

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Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

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Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Financial needs can arise unexpectedly in today’s fast-paced society. Whether it’s an unforeseen medical emergency, home repair, or any other personal crisis, having access to convenient personal loans can be a blessing. HDFC Bank understands the urgency and offers a hassle-free HDFC personal loan of 25000 to help you meet such monetary requirements. With lucrative interest rates and flexible repayment options, anyone can get their loans approved quickly and easily with the instant 25000 loan HDFC scheme. Embrace your financial freedom with an interest rate as low as 10.50% today.

25000 Personal Loan HDFC – Highlights

Here is a brief highlight of your HDFC Personal Loan of 25000.

Feature	Description
Interest Rate	10.50% p.a. Onwards
Loan Amount	₹50,000 to ₹25 lakhs
Tenure	12 to 84 months
Any Hidden Charges	No

25000 Personal Loan EMI for 5 Years

The table below showcases the 25000 personal loan EMI if you take the loan for 5 years with an interest rate of 10.50%.

Month	Beginning Loan Balance	EMI	Principal	Monthly Interest	Outstanding Balance
1	₹ 25000	₹ 537	₹ 319	₹ 219	₹ 24681
12	₹ 21338	₹ 537	₹ 351	₹ 187	₹ 20987
24	₹ 16922	₹ 537	₹ 389	₹ 148	₹ 16533
36	₹ 12019	₹ 537	₹ 432	₹ 105	₹ 11587
48	₹ 6576	₹ 537	₹ 480	₹ 58	₹ 6096
60	₹ 533	₹ 537	₹ 533	₹ 5	₹ 0

25000 Personal Loan EMI for 10 Years

The table below showcases the 25000 personal loan EMI if you take the loan for 10 years with an interest rate of 10.50%.

Month	Beginning Loan Balance	EMI	Principal	Monthly Interest	Outstanding Balance
1	₹ 25000	₹ 337	₹ 119	₹ 219	₹ 24881
12	₹ 23637	₹ 337	₹ 131	₹ 207	₹ 23506
24	₹ 21993	₹ 337	₹ 145	₹ 192	₹ 21848
36	₹ 20168	₹ 337	₹ 161	₹ 176	₹ 20007
48	₹ 18142	₹ 337	₹ 179	₹ 159	₹ 17964
60	₹ 15893	₹ 337	₹ 198	₹ 139	₹ 15695
72	₹ 13396	₹ 337	₹ 220	₹ 117	₹ 13176
84	₹ 10623	₹ 337	₹ 244	₹ 93	₹ 10379
96	₹ 7545	₹ 337	₹ 271	₹ 66	₹ 7274
108	₹ 4128	₹ 337	₹ 301	₹ 36	₹ 3827
120	₹ 334	₹ 337	₹ 334	₹ 3	₹ 0

Comparing 25000 Personal Loan from other Banks & NBFCs.

Feature	HDFC Bank	SBI	ICICI Bank	Axis Bank	Bajaj Finance
Interest Rate (5 years)	10.50% p.a.	9.60% p.a.	9.75% p.a.	10.50% p.a.	10.99% p.a. onwards
Interest Rate (10 years)	10.50% p.a.	9.70% p.a.	9.85% p.a.	10.75% p.a.	11.24% p.a. onwards

25000 HDFC Home Loan – Fees and Charges

Availing a ₹25,000 personal loan from HDFC comes with transparency. Similarly, understanding the associated fees and charges is crucial to managing your budget effectively.

Fee/Charge	Description
Processing Fee	Up to 2.5% of the loan amount
Foreclosure Charges	2% of the outstanding loan amount
Late Payment Charges	2% of the overdue instalment

25000 HDFC home loan – Documents Required

To apply for a 25000 personal loan from HDFC Bank, make sure you have these significant documents ready:

Identity proof: PAN card, Aadhaar card, or voter’s ID
Address proof: Electricity bill, rental agreement, or bank statement
Income proof: Salary slips for the last three months or ITR
Bank statement: Copy of bank statements for the previous six months
Employment proof: Appointment letter for salary certificate

To ensure a smooth application process for an instant 25000 loan from HDFC, please ensure that all documents are clear, legible, and self-attested.

25000 HDFC Home Loan – Eligibility Criteria [40 words]

25000 personal loans from HDFC sets specific eligibility criteria for loans. Ensure you meet the following demands before applying:

Criterion	Requirement
Age	21 to 60 years
Employment	Employees of private limited companies. Employees from public sector undertakings and central, state and local bodies.
Salary	Minimum net monthly income of ₹25,000
Credit Score	Minimum credit score of 650

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