HDFC Personal Loan of 15000

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Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

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Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

HDFC Bank is one of the pioneers in the Indian banking sector. It goes without saying that HDFC Bank stands as a trusted companion for loan applicants, offering a gateway to financial freedom through its personalised and accessible loan solutions. Among its array of financial products, HDFC Personal Loans emerge as one of its most popular products.

HDFC personal loan for 15,000 can help you finance your dream vacation, address any unforeseen medical expenses, or even consolidate existing debts. HDFC Personal Loans provide a flexible and hassle-free approach to turning your dreams into reality. With competitive interest rates, transparent terms, and a commitment to customer satisfaction, HDFC Bank ensures that the journey to securing financial assistance is not just efficient but also empowering.

HDFC Bank Personal Loan 15,000 – Highlights

Here’s a quick look at the highlights for 15,000 personal loan for HDFC Bank.

Loan Amount	15,000
Maximum Loan Tenure	Up to 6 years
Rate of Interest (p.a.)	10.50%-25.00% p.a.
Pre-approved Loans	Available
Collateral Requirement	NIL

15,000 Personal Loan EMI for 1- 5 & 10 Years

Take a look at 15,000 personal loan EMI for HDFC Bank.

Loan Tenure	Loan Amount	Interest Rate (p.a.)	EMI
1 Year	₹15,000	10.50%	₹867
2 Years	₹15,000	10.50%	₹696
3 Years	₹15,000	10.50%	₹488
4 Years	₹15,000	10.50%	₹384
5 Years	₹15,000	10.50%	₹322

Compare 15,000 Personal Loan from Other Banks & NBFC.

Before we discuss the fees and charges for HDFC Bank personal loan 15,000, let’s take a quick look at HDFC 15,000 personal loan comparison with other banks and NBFCs.

Bank Name	Interest Rate (p.a.)	Maximum Loan Tenure
Bank of India	10.25% onwards	Seven years
ICICI Bank	10.50% onwards	Seven years
State Bank of India	10.55% onwards	Six years
TATA Capital	10.99% onwards	Six years
KreditBee	16% onwards	Two years

HDFC Personal Loan 15,000 – Fees and Charges

Any individual applying for an HDFC personal loan will need to pay the following fees and charges.

A processing fee of ₹4,999
18% GST
Additional charges will include stamp duty charges, document verification charges, and incidental charges that may also apply

15,000 Personal Loan Document HDFC Bank

Following are the documents required for 15,000 personal loan from HDFC Bank.

Completed Loan Application Form

Provide one of the following valid identification documents:

Aadhar card
Voter’s ID
Valid Passport
Driver’s licence
Any other acceptable form of identification

For Address Verification:

The last three months’ utility bills
Aadhar card
Voter’s ID
Any other relevant documents supporting your address

For Income Documentation:

Recent salary receipts
Audited balance sheet and P&L account
Any other documents substantiating your income

15,000 Personal Loan Eligibility HDFC Bank

Following is the eligibility criteria to avail 15,000 personal loan.

The applicant should be salaried/self-employed or a government employee
The applicant must be between 21 to 60 years of age
He or she should be earning INR 25,000 on a monthly basis
He or she should have 1 year of work experience at their current organisation and 2 years in general.
He or she should be an Indian citizen.

Frequently Asked Question (FAQs)

What is the HDFC Bank monthly interest on a personal loan for 15,000 amount?

The interest rate for HDFC Bank personal loans starts at 10.50%.

Is it possible to get a 15,000 personal loan from HDFC Bank?

Yes, if you meet the eligibility criteria, you can apply for a HDFC Bank personal loan.

Can I get a 15,000 loan without a salary slip at HDFC Bank?

If you have a good credit score and can meet the basic eligibility criteria, then you can apply for a HDFC home loan.

What is the required credit score for 15,000 personal loan for HDFC Bank?

A CIBIL score of 700-750 is considered healthy and is enough for an applicant to apply for a personal loan.