HDFC Personal Loan of 10000

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Kirti Bansal

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The HDFC Bank personal loan of 10,000 offers financial assistance to fulfil personal expenses. These loans are as easy to repay as they’re to borrow. One can easily settle the personal loan in Equated Monthly Instalments (EMIs), which are majorly influenced by the loan tenure and the 10,000 loan interest rate.

Currently, these loans start at an interest rate of 10.50% p.a. As the loan tenure increases, the monthly repayments on the loan decrease. Look at the loan’s EMI schedule for up to 5 years and see how the two factors affect the monthly repayments.

HDFC Bank 10,000 Personal Loan – Highlights

Before moving on to the HDFC 10,000 personal loan EMIs, take a quick overview of the loan.

Loan Amount	10,000
Maximum Loan Tenure	Up to 6 years
Rate of Interest (p.a.)	10.50%-25.00% p.a.
Pre-approved Loans	Available
Collateral Requirement	NIL

10,000 Personal Loan EMI for Up to 5 Years

Here are the HDFC 10,000 personal loan EMIs scheduled for up to 5 years, calculated at the starting rate of 10.50% p.a.

Loan Tenure	Loan Amount	Interest Rate (p.a.)	EMI
1 Year	₹10,000	10.50%	₹881
2 Years	₹10,000	10.50%	₹464
3 Years	₹10,000	10.50%	₹325
4 Years	₹10,000	10.50%	₹256
5 Years	₹10,000	10.50%	₹215

Comparing 10,000 HDFC Personal Loan With Other Lenders

Look at how the instant 10,000 loan from HDFC Bank compares with similar offers from other banks and NBFCs.

Bank Name	Interest Rate (p.a.)	Maximum Loan Tenure
Bank of India	10.25% onwards	Seven years
ICICI Bank	10.50% onwards	Seven years
State Bank of India	10.55% onwards	Six years
TATA Capital	10.99% onwards	Six years
KreditBee	16% onwards	Two years

10,000 HDFC Personal Loan – Fees and Charges

Apart from the 10,000 loan interest rate, borrowers are also required to pay the following charges:

A processing fee of ₹4,999
A Goods and Services Tax (GST) of 18%, as mandated by the government
Other charges, such as the stamp duty charge, document verification charge and incidental charges, may also apply

10,000 HDFC Personal Loan – Documents Required

Customers must submit the following 10,000 personal loan documents to HDFC Bank to successfully apply for the loan:

Duly Filled Loan Application Form
Identity Proof: Aadhar card, Voter’s ID, Valid Passport, Driver’s license, others
Address Proof: Last three months’ utility bills, Aadhar card, Voter’s ID, and other documents
Income Proof: recent salary receipts, audited balance sheet and P&L account, others

10,000 HDFC Personal Loan – Eligibility Criteria

The 10,000 personal loan eligibility for HDFC Bank customers is listed below:

Eligible Applicant: Salaried/ Self-Employed/ Government Employee
Age Limit: 21-60 years
Minimum Income: 25,000 per month
Minimum Work Experience: 1 year at the current organisation and two years in general
Citizenship: Indian citizen