- Home
- Personal Loan
- Bank Of Baroda
- BOB Senior Citizen Personal Loan
BOB Senior Citizen Personal Loan
- Personal Loan By Amount
- Personal Loan By Profession
- Personal Loan By Other
- Personal Loan By Scheme
- BOB Personal Loan of 15,000
- BOB Personal Loan of 20,000
- BOB Personal Loan of 25000
- BOB Personal Loan of 30000
- BOB Personal Loan of 6 Lakh
- BOB Personal Loan of 4 Lakh
- BOB Personal Loan of 5 Lakh
- BOB Personal Loan of 10000
- BOB Personal Loan of 10 Lakh
- BOB Personal Loan of 1 Lakh
- BOB Personal Loan of 2 Lakh
- BOB Personal Loan of 40000
- BOB Personal Loan of 9 Lakh
- BOB Personal Loan of 8 Lakh
- BOB Personal Loan of 7 Lakh
- BOB Personal Loan of 50000
- Personalized Personal Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Personal Loan Interest rate comparison
BOB personal loan for senior citizens is designed to provide you with the financial flexibility and security you deserve during retirement. With its attractive interest rates, minimal documentation, and swift processing, the loan empowers you to meet unexpected expenses, fulfil cherished dreams, or enjoy a worry-free retirement. Whether you need funds for a medical emergency, home renovation, or a dream vacation, the senior citizen personal loan BOB offers a reliable solution, allowing you to focus on what truly matters – enjoying a comfortable and fulfilling retirement.
BOB Personal Loan for Pensioners – Highlights
The following are the key principles of a BOB personal loan for senior citizens:
Highlights | |
Loan Amount | 5 Lakhs to 8 Lakhs |
Interest Rates | 11.65% |
Loan Tenure | Up to 15 years or until you reach the age of 70, whichever comes first. |
Eligibility | You should be under the age of 75 and should be a regular pensioner |
Comparing BOB Pensioners Loan With Other Banks
Following is the comparison of BOB personal loan senior citizens with other lending banks in India.
Lender | Interest Rate (p.a.) | Processing Fee | Tenure |
State Bank of India | 11.20% onwards | 1% of the loan amount | Up to 6 years |
Bank of India (BOI) | 10.25% onwards | Nil | Up to 5 years |
Punjab National Bank | 11.75% onwards | Nil | Up to 5 years |
United Bank of India | 11.40% onwards | 1% of the loan amount | Up to 5 years |
Central Bank of India | 12.00% onwards | 1% of the loan amount | Up to 7 years |
BOB Personal Loan for Pensioners – Fees and Charges
Let’s take a look at the following fees and charges you can expect in a BOB instant loan for senior citizens:
Fee/Charge | Amount |
Processing Fee | Rupees 1,000 + GST |
Penal Interest | 2% on the outstanding amount |
BOB Personal Loan for Pensioners – Documents Required
Specific documents are needed for a senior citizen applying for a BOB personal loan. These include proof of identity (Aadhaar card, PAN card, passport, voter ID, or driving licence), proof of address (utility bills, passport, or driving licence), and proof of pension (pension payment order or pension account statement). These documents are essential to facilitate the loan application process.
BOB Personal Loan for Pensioners – Eligibility Criteria
The following are the eligibility criteria for a BOB personal loan for senior citizens:
- Being an Indian citizen should be a must.
- You must be below 76 years of age.
- A BOB bank account is necessary for the pensioner to draw his/her pension.
- A good credit history and score is a must for the pensioners.
Quick Links
Loan Offers By Bank Of Baroda's
Personal Loan by Private Bank
- RBL Bank Personal Loan
- DCB Bank Personal Loan
- karnataka bank Personal Loan
- Reliance Capital Personal Loan
- Federal Bank Personal Loan
- IDBI Bank Personal Loan
- karur Vysya Bank Personal Loan
- IDFC FIRST Bank Personal Loan
- YES Bank Personal Loan
- Kotak Bank Personal Loan
- ICICI Bank Personal Loan
- CITI Bank Personal Loan
- Deutsche Bank Personal Loan
- HDFC Bank Personal Loan
- HDFC Sales Personal Loan
- Axis Bank Personal Loan
- IndusInd Bank Personal Loan
- HSBC Personal Loan
Personal Loan by Nationalized Bank
Personal Loan by NBFC
- CASHe Personal Loan
- Prefr Personal Loan
- Tata Capital Financial Services LTD Personal Loan
- Ujjivan Small Finance Bank Personal Loan
- Edelweiss Financial Services Personal Loan
- PaySense Personal Loan
- MoneyWide Personal Loan
- Clix Capital Personal Loan
- Muthoot Finance Ltd Personal Loan
- InCred Financial Services Personal Loan
- IndiaBulls Personal Loan
- DHFL Personal Loan
- IIFL Finance Personal Loan
- FT Cash Personal Loan
- Shriram Urban Co Operative Bank Limited Personal Loan
- Fullerton India Personal Loan
- L&T Finance Personal Loan
- Bajaj Finserv Personal Loan
- Loantap Credit Products Private Limited Personal Loan
- AU Small Finance Bank Personal Loan
- Tata Capital Housing Finance Limited Personal Loan
- Capital First Ltd. Personal Loan
- Aditya Birla Finance Limited Personal Loan
- Poonawalla Fincorp Limited Personal Loan
- Privo Personal Loan
- Hero FinCorp Personal Loan
Personal Loan Calculators
Bank Of Baroda Calculators
Bank wise Personal Loan Calculators
- Punjab National Bank Personal Loan Calculator
- Indusind Bank Personal Loan Calculator
- Bank Of India Personal Loan Calculator
- Lic Housing Finance Personal Loan Calculator
- Punjab Sind Bank Personal Loan Calculator
- Indian Bank Personal Loan Calculator
- Hdfc Bank Personal Loan Calculator
- Bank Of Maharashtra Personal Loan Calculator
- Hsbc Personal Loan Calculator
- Citi Bank Personal Loan Calculator
- Canara Bank Personal Loan Calculator
- Axis Bank Personal Loan Calculator
- State Bank Of India Personal Loan Calculator
- Rbl Bank Personal Loan Calculator
- Karnataka Bank Personal Loan Calculator
- Federal Bank Personal Loan Calculator
- Deutsche Bank Personal Loan Calculator
- Union Bank Of India Personal Loan Calculator
- Yes Bank Personal Loan Calculator
- Dcb Bank Personal Loan Calculator
- Idfc First Bank Personal Loan Calculator
- Kotak Bank Personal Loan Calculator
- Idbi Bank Personal Loan Calculator
- Icici Bank Personal Loan Calculator
- Bank Of Baroda Personal Loan Calculator
Bank Wise Personal Loan Interest Rate
- RBL Bank Personal Loan Interest Rate
- DCB Bank Personal Loan Interest Rate
- karnataka bank Personal Loan Interest Rate
- Reliance Capital Personal Loan Interest Rate
- Federal Bank Personal Loan Interest Rate
- IDBI Bank Personal Loan Interest Rate
- karur Vysya Bank Personal Loan Interest Rate
- IDFC FIRST Bank Personal Loan Interest Rate
- YES Bank Personal Loan Interest Rate
- Kotak Bank Personal Loan Interest Rate
- ICICI Bank Personal Loan Interest Rate
- CITI Bank Personal Loan Interest Rate
- Deutsche Bank Personal Loan Interest Rate
- HDFC Bank Personal Loan Interest Rate
- HDFC Sales Personal Loan Interest Rate
- Axis Bank Personal Loan Interest Rate
- IndusInd Bank Personal Loan Interest Rate
- HSBC Personal Loan Interest Rate
- Union Bank of India Personal Loan Interest Rate
- Punjab & Sind Bank Personal Loan Interest Rate
- State Bank of India Personal Loan Interest Rate
- Indian bank Personal Loan Interest Rate
- Canara Bank Personal Loan Interest Rate
- Punjab National Bank Personal Loan Interest Rate
- Bank of Baroda Personal Loan Interest Rate
- Bank of India Personal Loan Interest Rate
- Bank of Maharashtra Personal Loan Interest Rate
- CASHe Personal Loan Interest Rate
- Prefr Personal Loan Interest Rate
- Tata Capital Financial Services LTD Personal Loan Interest Rate
- Ujjivan Small Finance Bank Personal Loan Interest Rate
- Edelweiss Financial Services Personal Loan Interest Rate
- PaySense Personal Loan Interest Rate
- MoneyWide Personal Loan Interest Rate
- Clix Capital Personal Loan Interest Rate
- Muthoot Finance Ltd Personal Loan Interest Rate
- InCred Financial Services Personal Loan Interest Rate
- IndiaBulls Personal Loan Interest Rate
- DHFL Personal Loan Interest Rate
- IIFL Finance Personal Loan Interest Rate
- FT Cash Personal Loan Interest Rate
- Shriram Urban Co Operative Bank Limited Personal Loan Interest Rate
- Fullerton India Personal Loan Interest Rate
- L&T Finance Personal Loan Interest Rate
- Bajaj Finserv Personal Loan Interest Rate
- Loantap Credit Products Private Limited Personal Loan Interest Rate
- AU Small Finance Bank Personal Loan Interest Rate
- Tata Capital Housing Finance Limited Personal Loan Interest Rate
- Capital First Ltd. Personal Loan Interest Rate
- Aditya Birla Finance Limited Personal Loan Interest Rate
- Poonawalla Fincorp Limited Personal Loan Interest Rate
- Privo Personal Loan Interest Rate
- Hero FinCorp Personal Loan Interest Rate