Axis Bank Personal Loan of 4 lakh

Axis Bank Personal Loans offer a straightforward solution for your diverse needs, providing quick access to funds with competitive rates and flexible repayment options. The bank prioritises simplicity and transparency, ensuring a hassle-free experience from application to approval.

Axis Bank’s user-friendly process requires minimal documentation, making it easy for salaried professionals, self-employed individuals, and business owners to secure the funds they need. Axis Bank is committed to its customer’s financial well-being, offering personalised guidance and a seamless borrowing experience. Let’s talk about Axis Bank’s personal loan EMI, loan comparison, documents required, and much more. 

Axis Bank Personal Loan 4 Lakh – Highlights

Take a look at the highlights for Axis Bank Personal Loan 4 Lakh. 

Axis Bank 4 Lakh Personal Loan EMI for 1- 5 & 10 Years

The following table will help you know about Axis Bank’s 4 lakh loan EMI for 12 months. 

Take a quick look at Axis Bank’s 4 lakh personal loan EMI for 2 years.

Here’s a look at the Axis Bank’s 4 lakh personal loan EMI for 3 years.

Here’s a look at the Axis Bank’s 4 lakh loan EMI for 4 years.

Take a look at Axis Bank’s 4 lakh loan EMI for 5 years.

Here is the basic snapshot of Axis Bank’s 4 lakh loan EMI for 7 years.

Compare 4 Lakh Personal Loan from other Banks & NBFC.

Axis Bank offers competitive rates. Here is a quick comparison of the 4 lakh personal loan of Axis Bank with that of its competitor banks along with other NBFCs. 

Axis Bank Personal Loan 4 Lakh – Fees & Charges

Here is a look at Axis Bank’s personal loan fees and charges. 

4 Lakh Personal Loan Documents Required for Axis Bank

The following documents are required for the Axis Bank personal loan. 

KYC documents required for the Axis Bank Personal Loan:

• Passport
• Voter’s ID
• Proof of Possession of Aadhaar Number
• Driving Licence with Photograph
• Letter issued by National Population Register with details of Name, Address

Proof of Date of Birth (any one):

• Passport
• Aadhaar Card with DOB
• School leaving certificate
• PAN Card
• Driving Licence with Photograph
• Birth Certificate

Signature Proof:

• PAN Card
• Passport
• Banker’s verification

Income Proof:

• Pay Slip for last 2 months
• Bank statements for the last 2 months showing salary credits
• Employment proof of 1 year (It is not required if the date of joining is mentioned in the payslip and work experience is more than 1 year.)

4 Lakh personal loan eligibility axis bank

Here are the eligibility criteria for the Axis Bank Personal Loan:

• The person should be 21 years of age
• He or she should have a stable source of income. The minimum monthly income should be Rs. 15,000
• The maximum age limit to apply for a personal loan is 60 years