- Home
- Personal Loan
- Axis Bank
- Axis Bank Personal Loan of 3 lakh
Axis Bank Personal Loan of 3 lakh
- Personal Loan By Other
- Personal Loan By Profession
- Personal Loan By Amount
- Personal Loan By Scheme
- Axis Bank Personal Loan Balance Transfer
- Axis Bank Overdraft Loan
- Axis Bank Short Term Loan
- Axis Bank Small Personal Loan
- Axis Bank Housewife Personal Loan
- Axis Bank Senior Citizen Personal Loan
- Axis Bank Salaried Employee Personal Loan
- Axis Bank Students Personal Loan
- Axis Bank Self Employed Personal Loan
- Axis Bank Government Employees Personal Loan
- Axis Bank Personal Loan for Doctors
- Axis Bank Personal Loan for Lawyers
- Axis Bank Personal Loan of 1 lakh
- Axis Bank Personal Loan of 2 lakh
- Axis Bank Personal Loan of 4 lakh
- Axis Bank Personal Loan of 5 lakh
- Axis Bank Personal Loan of 6 lakh
- Axis Bank Personal Loan of 7 lakh
- Axis Bank Personal Loan of 8 lakh
- Axis Bank Personal Loan of 10 lakh
- Axis Bank Personal Loan of 5000
- Axis Bank Personal Loan of 20000
- Axis Bank Personal Loan of 15000
- Axis Bank Personal Loan of 10000
- Axis Bank Personal Loan of 30000
- Axis Bank Personal Loan of 40000
- Axis Bank Personal Loan of 50000
- Personalized Personal Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Personal Loan Interest rate comparison
Axis Bank Personal Loans offer a seamless financial solution for individuals seeking quick and hassle-free access to funds. With a commitment to customer convenience, Axis Bank provides competitive interest rates, flexible repayment tenures, and a straightforward application process. Whether you’re planning a dream vacation, covering medical expenses, or consolidating debts, Axis Bank Personal Loans cater to diverse financial needs. The loan approval is swift, and the disbursal process is efficient, ensuring that you can meet your financial requirements without unnecessary delays. Today, we will discuss Axis Bank’s personal loan of 3 lakh, EMI, interest rates, and more.
Axis Bank Personal Loan 3 Lakh – Highlights
Take a look at the highlights for Axis Bank Personal Loan 3 lakh.
Max Loan Amount | INR 40 Lakhs |
Loan Tenure | 12-84 Months |
3 Lakh Loan Interest Rate | Starting from 10.49% |
Processing Fee | Up to 2% of loan amount + GST |
Axis Bank 3 Lakh Personal Loan EMI for 1- 5 & 10 Years
Following is a quick snapshot of Axis Bank’s 3 lakh personal loan EMI for 1 year.
Loan Amount | 3 Lakh |
Interest Rate | 10.49% |
Tenure | 12 months |
EMI | INR 26,443 |
Here is a basic snapshot of Axis Bank’s 3 lakh personal loan EMI for 2 years.
Loan Amount | 3 Lakh |
Interest Rate | 10.49% |
Tenure | 24 months |
EMI | INR 13,911 |
Take a look at Axis Bank’s 3 lakh personal loan EMI for 3 years.
Loan Amount | 3 Lakh |
Interest Rate | 10.49% |
Tenure | 36 months |
EMI | INR 9,749 |
Here’s a look at the Axis Bank’s 3 lakh loan EMI for 4 years.
Loan Amount | 3 Lakh |
Interest Rate | 10.49% |
Tenure | 48 months |
EMI | INR 7,680 |
Take a look at Axis Bank’s 3 lakh personal loan EMI for 5 years.
Loan Amount | 3 Lakh |
Interest Rate | 10.49% |
Tenure | 60 months |
EMI | INR 6,447 |
Here is the basic snapshot of Axis Bank’s 3 lakh loan EMI for 7 years.
Loan Amount | 3 Lakh |
Interest Rate | 10.49% |
Tenure | 84 months |
EMI | INR 5,057 |
Compare 3 Lakh Personal Loan from other Banks & NBFC.
Take a look at the comparison of the 3 lakh personal loan of Axis Bank with other banks and NBFCs.
Banks/NBFCs | Interest Rates(p.a.) |
Axis Bank | 10.49% onwards |
IndusInd Bank | 10.49% onwards |
IDFC First Bank | 10.49% onwards |
HDFC Bank | 10.50% onwards |
ICICI Bank | 10.50% onwards |
Kotak Mahindra Bank | 10.99% onwards |
Tata Capital | 10.99% onwards |
Bajaj Finserv | 11.00% onwards |
Federal Bank | 11.49% onwards |
DMI Finance | 12.00% – 40.00% |
L&T Finance | 12.00% onwards |
Kreditbee | 12.25% – 30.00% |
MoneyTap | 12.96% onwards |
Piramal Finance | 12.99% onwards |
Aditya Birla | 13.00% onwards |
Cashe | 27.00% onwards |
Axis Bank Personal Loan 3 Lakh – Fees & Charges
Here is a look at Axis Bank’s personal loan fees and charges.
Repayment instruction/ Instrument return charges | INR 339 per instance + GST |
Swap charges | INR 500 per instance + GST |
Penal interest | 24% per annum |
Duplicate Issuance Charges | INR 250 per instance + GST |
3 Lakh Axis Bank Personal Loan – Documents Required
If you want to apply for an Axis Bank personal loan, the following documents will be required.
Following are the KYC documents required for an Axis Bank personal loan.
- Passport
- Voter’s ID
- Proof of Possession of Aadhaar Number
- Driving Licence with Photograph
- Job Card by NREGA, signed by a state government officer
- A letter issued by National Population Register with details of name and address
Proof of Date of Birth (any one):
- Passport
- Aadhaar Card with DOB
- School leaving certificate
- PAN Card
- Driving Licence with Photograph
- Birth Certificate
Signature Proof:
- PAN Card
- Passport
- Banker’s verification
Income Proof:
- Pay Slip for last 2 months
- Bank statement for the last 2 months showing salary credits
- Employment proof of 1 year (It is not required if the date of joining is mentioned in the payslip and work experience is more than 1 year.)
3 Lakh Axis Bank Personal Loan – Eligibility Criteria
Here is the eligibility criteria for Axis Bank personal loan.
- The person should be at least 21 years of age
- He or she should have a stable source of income. His or her minimum monthly income should be 15,000
- The maximum age limit to apply for a personal loan is 60 years
Frequently Asked Question (FAQs)
What is the Axis Bank monthly interest on a 3 lakh personal loan?
Can I get a 3 lakh personal loan from Axis Bank?
How do I get a 3 lakh loan without a salary slip at Axis Bank?
What is the CIBIL score for personal loans at Axis Bank?
Quick Links
Loan Offers By Axis Bank's
Personal Loan by Private Bank
- RBL Bank Personal Loan
- DCB Bank Personal Loan
- karnataka bank Personal Loan
- Reliance Capital Personal Loan
- Federal Bank Personal Loan
- IDBI Bank Personal Loan
- karur Vysya Bank Personal Loan
- IDFC FIRST Bank Personal Loan
- YES Bank Personal Loan
- Kotak Bank Personal Loan
- ICICI Bank Personal Loan
- CITI Bank Personal Loan
- Deutsche Bank Personal Loan
- HDFC Bank Personal Loan
- HDFC Sales Personal Loan
- Axis Bank Personal Loan
- IndusInd Bank Personal Loan
- HSBC Personal Loan
Personal Loan by Nationalized Bank
Personal Loan by NBFC
- CASHe Personal Loan
- Prefr Personal Loan
- Tata Capital Financial Services LTD Personal Loan
- Ujjivan Small Finance Bank Personal Loan
- Edelweiss Financial Services Personal Loan
- PaySense Personal Loan
- MoneyWide Personal Loan
- Clix Capital Personal Loan
- Muthoot Finance Ltd Personal Loan
- InCred Financial Services Personal Loan
- IndiaBulls Personal Loan
- DHFL Personal Loan
- IIFL Finance Personal Loan
- FT Cash Personal Loan
- Shriram Urban Co Operative Bank Limited Personal Loan
- Fullerton India Personal Loan
- L&T Finance Personal Loan
- Bajaj Finserv Personal Loan
- Loantap Credit Products Private Limited Personal Loan
- AU Small Finance Bank Personal Loan
- Tata Capital Housing Finance Limited Personal Loan
- Capital First Ltd. Personal Loan
- Aditya Birla Finance Limited Personal Loan
- Poonawalla Fincorp Limited Personal Loan
- Privo Personal Loan
- Hero FinCorp Personal Loan
Personal Loan Calculators