Axis Bank Personal Loan of 15000

Are you in need of personal funds? Banks and financing companies provide various schemes for borrowers to tackle unforeseen emergencies. Axis Bank’s 15000 Personal Loan offers an accessible and flexible solution to give yourself a financial boost. This plan comes as a financial saviour with its effortless process at a fixed interest rate from 10.49% onwards. Get instant assistance on loan procurement for up to 40 lakhs with end-to-end digital processing on the Urban Money website. Below, we have highlighted the key aspects of an instant 15000 loan from Axis Bank, guiding you through the application process, eligibility criteria, and much more.  

Axis Bank Personal Loan 15,000 – Highlights

Let’s take a quick scan at the highlights of Axis Bank personal loan 15000:

Feature Description
Maximum Loan Amount INR 40 lakhs
15000 loan Interest Rate Starting from 10.49% p.a.
Tenure Up to 84 months
Processing Fee Up to 2% of the loan amount (excluding GST)
Prepayment Charges Nil

Axis Bank 15000 Personal Loan EMI for 10 Years 

The table below will help you to get an idea of 15000 personal loan EMI breakout:

Tenure (In Years) Amount Interest Rate Total Interest Payable EMI
1 year 15,000 10.49% ₹577 Rs. 881
2 years 15,000 10.49% ₹1,129 Rs. 464
3 years 15,000 10.49% ₹₹1,699 Rs. 325
4 years 15,000 10.49% ₹2,287 Rs. 256
5 years 15,000 10.49% ₹2,893 Rs. 215
6 years 15,000 10.49% ₹3,517 Rs. 188
7 years 15,000 10.49% ₹₹4,159 Rs. 169
8 years 15,000 10.49% ₹4,817 Rs. 154
9 years 15,000 10.49% ₹5,493 Rs. 143
10 years 15,000 10.49% ₹6,185 Rs.135

Compare 15000 Personal Loan from other banks & NBFC.

Following is the comparison table of 15000 personal loan of Axis Bank with other banks as well as NBFCs for you to have a better evaluation. 

Bank/NBFC Interest Rate Processing Fee Tenure
Axis Bank Starting from 10.49% p.a. Up to 2% Up to 60 months
HDFC Bank Starting from 10.50% p.a. Up to 3% Up to 60 months
ICICI Bank Starting from 10.50% p.a. Up to 2.5% Up to 60 months
Kotak Mahindra Bank Starting from 10.99% p.a. Up to 3%  Up to 60 months
Fullerton India  Starting from 11.99% p.a. Up to 6.5% Up to 60 months

Compare and check which bank is best for your 15000 loan interest rate from Urban Money. 

Axis Bank Personal Loan 15000- Fees & Charges

Take a quick look at the additional fees and charges by Axis Bank for a personal loan 15000:

Fee/Charge Description
Processing Fee Up to 2% of the loan amount
Foreclosure Charges Nil
Prepayment Charges Nil
Stamping Charge As per the State Stamp Act
Credit Information Companies Report Issuance Charge INR 50 per instance (Exclusive GST)

15000 Axis Bank Personal Loan – Documents Required

Here are the required documents for 15000 personal loan Axis Bank: 

  • Identity Proof: PAN card / Passport / Aadhaar card / Voter’s ID
  • Proof of Residence: Electricity bill / Telephone bill / Rental agreement
  • Income Proof: Salary slips for the last 2 months / Employment proof of the last 1 year
  • Bank Statement: Copy of bank statements for the last 6 months

Please note: You need one of your recent passport-size photographs in order to submit the 15000 personal loan document to Axis Bank completely. All the documents that you submit should be self-attested. 

15000 Axis Bank Personal Loan – Eligibility Criteria

Eligibility criteria for Axis Bank personal loan of 15000:

  • Age range: 21 to 60 years
  • Nationality requirement: Indian citizen
  • Minimum monthly income: Stable income of INR 15,000
  • Employment status: Salaried or self-employed
  • CIBIL score requirement: 700 or above