Mahindra Manulife Equity Mutual Funds

Investment Objective

The Mahindra Manulife Equity Mutual Fund seeks to provide investors with long-term capital appreciation by investing predominantly in equity and equity-related securities. The Mahindra Manulife fund aims to allow investors to participate in the equity markets and benefit from long-term capital gains. The fund manager will invest it in a diversified portfolio of equity and equity-related securities of companies that are expected to benefit from the country’s long-term growth potential.

Risks Involved in Mahindra Manulife Equity Mutual Funds

The investor must get acquainted with the associated risks to determine the best Mahindra Manulife Equity Mutual Fund scheme. While staying invested with the equity funds, you can expect the following Mahindra Manulife Equity Mutual Fund risks:

1. Market Risk: The investment value associated with the equity mutual fund is subject to market fluctuations. There is a risk of capital loss due to market conditions changes.
2. Liquidity Risk: The fund may not be able to meet redemption requests in a timely manner or at all. It could be due to illiquid investments or heavy redemptions.
3. Investment Risk: The fund may invest in companies or sectors that perform poorly. It further leads to losses in the fund.
4. Regulatory Risk: The Mahindra Manulife Equity Mutual fund is subject to changes in regulations or taxation which could affect the performance of the fund. 
5. Management Risk: The fund managers’ expertise and skill can affect the equity fund. Poor decisions could lead to losses in the fund. 

Investors must get familiar with the associated risks as being familiar with them helps determine the Mahindra Manulife Equity Funds’ return potential. 

Return Potential of Mahindra Manulife Equity Mutual Fund Schemes

The Mahindra Manulife Equity Mutual Fund return potential depends on market conditions and the performance of the underlying investments in the fund. Generally, equity mutual funds have the potential to provide higher returns than debt mutual funds, but they also come with greater risk. The potential return of Mahindra Manulife Equity Mutual Fund schemes will depend on the fund’s performance and the performance of the underlying investments in the fund. Investors should carefully research the fund and its investments before making any decision. Investors willing to determine the best equity funds must consider certain additional things, such as Mahindra Manulife Equity Mutual Fund NAV and past performance. 

Who Should Invest in Mahindra Manulife Equity Mutual Funds? 

Mahindra Manulife Equity Mutual Funds are suitable for investors with a moderate to high-risk tolerance seeking capital appreciation over the long term. These funds are best suited for individuals with a longer-term investment horizon of 5-7 years who are looking for a diversified portfolio of equity stocks and have a higher risk appetite.

Things To Consider Before Investing in Mahindra Manulife Equity  Mutual Fund

Consider the following pointers that will help you to conclude your final decision to invest in the best Mahindra Manulife Equity Mutual Fund schemes. 

1. Investment Objective: Before investing in Mahindra Manulife Equity Mutual Fund, an investor must understand the investment objectives and assess if they align with the financial goals.
2. Fund Performance: It is essential to assess the fund’s past performance and compare it with other funds in the same category to understand the risk profile and expected return. 
3. Expense Ratio: High expense ratios can eat into your returns, so comparing the expense ratios of different funds before investing is essential. 
4. Asset Allocation: The investor must understand the fund’s asset allocation strategy and assess its suitability for financial goals. 
5. Risk Profile: It is crucial to understand the fund’s risk profile and assess if it is suitable for your investment horizon and risk appetite. 
6. Tax Implications: Investing in mutual funds can have tax implications, so assessing the same before investing is vital. 

Tax on Mahindra Manulife Equity Mutual Funds

The tax on Mahindra Manulife Equity Mutual Fund is the same as the capital gains tax applicable to any equity mutual fund sale. This tax is 15% if the fund is held for more than one year and 10% if it is held for less than one year.