65 Lakh Home Loan Yes Bank

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Yes Bank's home loan is the perfect solution for your dream of owning a home. They offer a range of payment plans and low interest rates on 65 Lakh home loans. The process is quick and easy, allowing the applicant to avoid needing much paperwork. Whether you prefer to pay off your loan quickly with larger monthly payments or take your time with smaller payments, Yes Bank has flexible options that can fit your budget.

Their low-interest rates make Yes Bank's home loans affordable for everyone. Yes Bank's Home Loan EMI is set up to fit your budget, even when you have other bills.

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Table of Content

1. 65 Lakh Home Loan Yes Bank Highlights

2. 65 Lakh Home Loan EMI for 10 Years Yes Bank

3. 65 Lakh Home Loan EMI for 20 Years Yes Bank

4. 65 Lakh Yes Bank Home Loan Fees & Charges

5. 65 Lakh Yes Bank Home Loan Documents Required

6. 65 Lakh Yes Bank Home Loan Eligibility Criteria

Written By

Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

65 Lakh Home Loan Yes Bank – Highlights

Following are the key highlights of Yes Bank’s 65 Lakh Home Loan:

Interest Rate	9.40% p.a. onwards
Loan Amount	65 lakhs
Loan Tenure	Up to 35 years
Eligibility	Both employed and self-employed individuals

65 Lakh Home Loan EMI for 10 Years Yes Bank

Let us calculate the EMI for a 65 lakh Home Loan from Yes Bank for a tenure of 10 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
₹65 Lakh	9.40% p.a.	10 years	₹83,753	₹35,50,353	₹1,00,50,353

65 Lakh Home Loan EMI for 20 Years Yes Bank

The table given below will show you the EMI supposed to be paid for a 65 Lakh Home Loan Yes Bank:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
₹65 Lakh	9.40% p.a.	20 years	₹60,165	₹79,39,528	₹1,44,39,528

65 Lakh Yes Bank Home Loan – Fees & Charges

Let’s review the fees and costs incurred when processing a 65 Lakh Yes Bank Home Loan:

Fee/Charge	Amount
Processing Fee	1.5% of the loan amount or Rs 10,000, whichever is higher.
Prepayment charges	Nil
Late payment charges	24.00% p.a. on default payments

65 Lakh Yes Bank Home Loan – Documents Required

When applying for a 65 Lakh Home Loan from Yes Bank, it is advisable to have the following documents prepared:

Completed application form with a photograph attached.
Proof of identity such as Aadhar, PAN, or Driving License.
For salaried individuals: A recent salary slip, Form 16, or another acceptable income verification document.
For self-employed individuals, Financial statements (Profit and loss statement, Balance Sheet) and income tax returns or other bank-approved documents are required.
Proof of signature.
Proof of address can include a driving license, landline bill, electricity bill, etc.

65 Lakh Yes Bank Home Loan – Eligibility Criteria

Before applying for a 65 Lakh Home Loan from Yes Bank, applicants need to meet the following eligibility requirements:

Age: Must be between 23 to 60 years old.
Employment Type: Open to both salaried and self-employed individuals.
Minimum Monthly Income:
- For Salaried Individuals: At least Rs 25,000.
- For Self-Employed Individuals: At least Rs 4 Lakh annually.
Work Experience: At least 2 years in the current field.
Credit History: Must have a good repayment record and a solid credit score.

Frequently Asked Question (FAQs)

What is the EMI for a 65 Lakh Home Loan for 20 years in Yes Bank?

With a competitive interest rate of 9.40% p.a., the EMI to be paid monthly for a 65 Lakh Yes Bank Home Loan is Rs 60,165 for a 20-year tenure.

Who is eligible for a 65 Lakh Home Loan in Yes Bank?

Yes Bank offers a 65-lakh home loan to People between 23 and 60 years old with a good credit history and certain years of work experience.

What is the monthly interest rate of a 65 Lakh Home Loan in Yes Bank?

Yes Bank offers home loans at an annual interest rate of 9.40%, which is roughly equal to 0.78% per month.

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