45 Lakh Home Loan Yes Bank

When considering a home loan, prioritising both budget and convenience is essential. Your financial considerations align perfectly with the offering of YES Bank's 45 lakh home loan. This loan option fits within your budget and provides a pathway to unlock financial freedom. YES Bank is offering convenient repayment options. Whether you're a salaried individual, self-employed, or an NRI, flexible repayment plans are designed to suit your specific financial needs. YES Bank ensures you can manage your loan comfortably without straining your finances. YES Bank offers competitive interest rates, further enhancing the attractiveness of the loan. Starting at a favourable rate, these interest rates make the loan accessible and cost-effective.

45 lakh Home Loan YES Bank – Highlights

Following are the key highlights of the 45 lakh Home Loan YES Bank:

45 Lakh Home Loan EMI for 10 Years YES Bank 

To calculate the EMI payment for a 10-year YES Bank home loan amounting to ₹ 45 lakhs, the loan is subject to an annual interest rate of 9.40%.

45 Lakh Home Loan EMI for 20 Years YES Bank 

To calculate the EMI payment for a 20-year YES Bank home loan, use the starting annual interest rate of 9.40%.

45 Lakh YES Bank Home Loan – Fees and Charges 

There are additional expenses to consider associated with the 45 lakh YES Bank home loan interest rate. These charges include:

45 Lakh YES Bank Home Loan – Documents Required

Completing and signing the home loan application form is mandatory when applying for a 45 lakh YES Bank home loan. Alongside this, specific documents need to be submitted for approval:

• Identity and Residence Verification (KYC): Provide any of the following documents – PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License.
• Proof of Income: Submit either the latest three months’ salary slips, Form 16 for the last two years, or bank statements from the previous six months.
• Property-related Documents: This includes necessary documents such as the NOC from builders/society, registered sale deed, or buyer agreement.
• Other Home Loan Documents: Ensure you have passport-size photographs and a duly filled application form handy.

45 Lakh YES Bank Home Loan – Eligibility Criteria 

To be eligible for a 45 lakh YES Bank home loan, candidates must meet the following criteria:

• Age Range: Applicants should be between 21 to 70 years old.
• Eligibility: The loan is open to individuals with fixed salaries, self-employed professionals, and non-resident Indians (NRIs).
• Employment Type: Yes Bank’s home loan accommodates various employment categories, including self-employed individuals, salaried professionals, and agriculturists.
• Salaried Applicants: A minimum of two years of work experience, with at least six months of service in the current organisation, is required.
• Self-employed Applicants: Applicants should have at least three years of experience in their respective business or profession.