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Vastu Housing Finance Home Loan for Government Employees
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Vastu Housing Finance offers competitive home loan interest rates for government employees. With interest rates starting at 12.50% per annum, a government employee can begin their dream home ownership journey by availing of a loan of up to Rs 50 lakhs. With a flexible tenure of up to 20 years, repayment can be easily manageable, allowing for pocket-friendly EMIs. To ensure a hassle-free homeownership journey, Vastu Housing Finance home loans for government employees can be easily availed with minimal documentation, with 100% transparency throughout the loan process. Whether you are a central or state government employee, Vastu Housing Finance home loan can be perfect for you!
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Vastu Housing Finance Home Loan For Government Employees – Highlights
The highlights of the Vastu Housing Finance home loan for government employees are:
Loan Amount | Maximum of Rs 1 crore |
Interest Rates | 12.50 % p.a. onwards |
Loan Tenure | Up to 20 years |
Eligibility | Government employees with a stable source of income |
Vastu Housing Finance Home Loan For Government Employees – Fees & Charges
The fees associated with Vastu Housing Finance home loan for government employees are as follows:
Fee/Charge | Amount |
Initial Processing fee | Rs 3,000 + applicable taxes |
Processing Fee | Up to 3% of loan amount + applicable taxes |
Vastu Housing Finance Home Loan For Government Employees – Documents Required
The required documentation includes an application form, identification copies, address proof, income records, bank statements, and property documents.
Vastu Housing Finance Home Loan For Government Employees – Eligibility Criteria
The table given below will give you an insight into the eligibility criteria for Vastu Housing Finance home loan for government employees:
Employment Type | A state or a central government employee with a regular source of income |
Nationality | Indian Resident |
Vastu Housing Finance Home Loan Schemes For Government Employees
Following are the different home loan schemes offered to government employees by Vastu Housing Finance:
Housing Access Loan
This Vastu Housing Finance home loan for government employees is perfect for those who want to buy, build, or improve a home on land, with or without a title deed. It’s a flexible option that provides financial support for various housing needs, ensuring government employees can easily achieve their dream of homeownership.
Home Extension/Improvement Loan
Designed to create additional living spaces in your existing house, this Vastu Housing Finance home loan scheme for government employees is ideal for those looking to expand their homes. It caters to government employees needing more space to accommodate their growing families or improve their living conditions.
Plot + Construction Loan
If you already own a plot of land and plan to construct a house, this Vastu Housing Finance home loan for central government employees suits your needs. Constructing your own home gives you a sense of pride and satisfaction, and this loan helps make that dream a reality with flexible terms and competitive home loan interest rates for government employees.
Commercial Property Loan
This loan is designed to acquire commercial properties for business or service delivery. It’s useful if you are a government employee beginning the journey into commercial property ownership. With transparent processes and minimal documentation, Vastu Housing Finance home loan documents for government employees make it easier to secure a loan and invest in commercial real estate.
Frequently Asked Questions (FAQs)
How much home loan a govt employee can take from Vastu Housing Finance?
A government employee can apply for a home loan of up to Rs 50 lakhs from Vastu Housing Finance.
What home loan schemes are provided by Vastu Housing Finance to govt employees?
Vastu Housing Finance offers government employees three home loan schemes: construction, home loans, and home extension/improvement loans.
What is the maximum age for government employees to repay the Vastu Housing Finance home loan?
The maximum age for government employees to repay the Vastu Housing Finance home loan is 65 years.
Who is eligible for Vastu Housing Finance Home Loan for Government Employees?
Central or state government employees who earn a regular source of income are eligible for Vastu Housing Finance home loans for government employees.
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Loan Offers By Vastu Housing Finance's
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Home Loan Calculators
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Bank Wise Home Loan Interest Rate
- Reliance Capital Home Loan Interest Rate
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- ICICI Bank Home Loan Interest Rate
- YES Bank Home Loan Interest Rate
- RBL Bank Home Loan Interest Rate
- Federal Bank Home Loan Interest Rate
- IDFC FIRST Bank Home Loan Interest Rate
- HDFC Bank Home Loan Interest Rate
- Axis Bank Home Loan Interest Rate
- Kotak Bank Home Loan Interest Rate
- Deutsche Bank Home Loan Interest Rate
- karur Vysya Bank Home Loan Interest Rate
- Housing Development Finance Corporation Home Loan Interest Rate
- IndusInd Bank Home Loan Interest Rate
- karnataka bank Home Loan Interest Rate
- LIC Housing Finance Home Loan Interest Rate
- HSBC Home Loan Interest Rate
- IDBI Bank Home Loan Interest Rate
- CITI Bank Home Loan Interest Rate
- HDFC Sales Home Loan Interest Rate
- Punjab National Bank Home Loan Interest Rate
- Canara Bank Home Loan Interest Rate
- State Bank of India Home Loan Interest Rate
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- Punjab & Sind Bank Home Loan Interest Rate
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- Indian bank Home Loan Interest Rate
- Bank of Maharashtra Home Loan Interest Rate
- Clix Capital Home Loan Interest Rate
- Hero Housing Finance Home Loan Interest Rate
- Hero FinCorp Home Loan Interest Rate
- Vastu Housing Finance Home Loan Interest Rate
- Aadhar housing Finance Home Loan Interest Rate
- DHFL Home Loan Interest Rate
- Muthoot Finance Ltd Home Loan Interest Rate
- Edelweiss Financial Services Home Loan Interest Rate
- Piramal Housing Finance Home Loan Interest Rate
- Fullerton India Home Loan Interest Rate
- Capri Global Home Loan Interest Rate
- Capital First Ltd. Home Loan Interest Rate
- Poonawalla Fincorp Limited Home Loan Interest Rate
- Cholamandalam Finance Home Loan Interest Rate
- IndiaBulls Home Loan Interest Rate
- Ujjivan Small Finance Bank Home Loan Interest Rate
- Tata Capital Housing Finance Limited Home Loan Interest Rate
- L&T Finance Home Loan Interest Rate
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- Punjab National Bank Housing Finance Home Loan Interest Rate
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- Bajaj Finserv Home Loan Interest Rate
- Home First Finance Company Home Loan Interest Rate