90 Lakh Union Bank of India Home Loan

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Union Bank of India offers a home loan of up to 90 lakhs or more based on your property price and financial profile. Borrowers can use the loan amount to build or buy residential property, including houses, flats, villas, and apartments, catering to a wide range of customers. The loan further features competitive interest rates, flexible repayment plans, and lower processing fees, making it a more borrower-friendly credit option. For more information, Urban Money presents details on 90 lakh home loan EMI in Union Bank of India, expected eligibility, documentation, associated fees, and more. Continue to scroll down for more!

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Table of Content

1. 90 Lakh Home Loan Union Bank of India Highlights

2. 90 Lakh Home Loan EMI for 5 Years Union Bank of India

3. 90 Lakh Home Loan EMI for 10 Years Union Bank of India

4. 90 Lakh Home Loan EMI for 15 Years Union Bank of India

5. 90 Lakh Home Loan EMI for 20 Years Union Bank of India

6. 90 Lakh Home Loan EMI for 25 Years Union Bank of India

7. 90 Lakh Union Bank of India Home Loan Fees and Charges

8. 90 Lakh Union Bank of India Home Loan Documents Required

9. 90 Lakh Union Bank of India Home Loan Eligibility Criteria

Written By

Hepson Franklin

Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

90 Lakh Home Loan Union Bank of India – Highlights

Have a close look at the Union Bank of India home loan interest rate for 90 lakhs and other key parameters:

Interest Rates	Starting at 8.50% p.a.
Loan-to-value ratio (LTV)	75% of the property price
Loan Tenure	30 years or up to 75 years of age, whichever comes earlier
Eligibility	Indian residents and Non-Resident Indians (NRIs)

90 Lakh Home Loan EMI for 5 Years Union Bank of India

Following are the 90 lakh home loan EMI in Union Bank of India with a tenure of 5 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
90 Lakh	8.50% p.a.	5 years	₹1,84,649	₹20,78,940	₹1,10,78,940

90 Lakh Home Loan EMI for 10 Years Union Bank of India

Below is the 90 lakh home loan EMI for 10 years from the Union Bank of India:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
90 Lakh	8.50% p.a.	10 years	₹1,11,587	₹43,90,440	₹1,33,90,440

90 Lakh Home Loan EMI for 15 Years Union Bank of India

Here is the Union Bank of India home loan 90 lakh EMI amount with a tenure of 15 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
90 Lakh	8.50% p.a.	15 years	₹88,627	₹69,52,860	₹1,59,52,860

90 Lakh Home Loan EMI for 20 Years Union Bank of India

Following is the 90 lakh home loan EMI for 20 years from the Union Bank of India:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
90 Lakh	8.50% p.a.	20 years	₹78,104	₹97,44,960	₹1,87,44,960

90 Lakh Home Loan EMI for 25 Years Union Bank of India

Let’s examine the 90 lakh home loan EMI in Union Bank of India with a tenure of 25 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
90 Lakh	8.50% p.a.	25 years	₹72,470	₹1,27,41,000	₹2,17,41,000

90 Lakh Union Bank of India Home Loan – Fees and Charges

Here are the fees and charges in addition to the Union Bank of India home loan interest rate of 90 lakhs:

Fee/Charge	Amount
Processing Fee	0.50% of the loan amount
Foreclosure Charges	Nil
Penal Interest Rate	2% of the default EMIs
Stamp Duty & Other Statutory Charges	At actuals

90 Lakh Union Bank of India Home Loan – Documents Required

Below are the pertinent documents for the Union Bank of India 90 lakh home loan:

Identity Proof	PAN card, aadhaar card, voter ID, passport, etc.
Address Proof	Utility bill, rental agreement, aadhaar card, driving license, etc.
Salaried Proof	Last 2-year ITR/Form 16 and 3-month salary slips.
Business Proof	Last 3-year ITR and other business documents.
Property Proof	Sale agreement, title deed, payment receipts, NOC from the builder, etc.
Additional Documents	Last six months’ bank statements and two passport-size photographs.

90 Lakh Union Bank of India Home Loan – Eligibility Criteria

Below is the expected 90 lakh home loan eligibility in Union Bank of India:

Age Limit	18 – 75 years old
Employment Status	Salaried or self-employed
Credit Score	Preferably 700 or higher
Nationality	Indian citizens and NRIs

Frequently Asked Questions

What is the EMI for a 90 lakh home loan for 20 years in Union Bank of India?

The estimated EMI for a home loan of 90 lakh from Union Bank of India with a 20-year tenure is ₹78,104, subject to an annual interest rate of 8.50%.

Who is eligible for a 90 lakh home loan in Union Bank of India?

Salaried and self-employed individuals can apply for a 90 lakh home loan at Union Bank of India.

What is the monthly interest rate of a 90 lakh home loan in Union Bank of India?

The monthly interest rate for a 90 lakh home loan at Union Bank of India begins at 0.71%.

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