4 Crore Union Bank of India Home Loan

Union Bank of India offers a 4 crore home loan for high-value residential properties. The bank can disburse funds on time if you need to buy, build, or upgrade a home. They also offer more competitive interest rates and flexible repayment plans, making it a more affordable credit option. However, before finalising your decision, there are certain things you should know about this Union Bank of India 4 crore home loan. These may include the expected 4 crore home loan EMI with Union Bank of India, eligibility criteria, required documents, interest rates, and associated fees. Thus, you can make a more informed decision and have a stress-free journey towards homeownership. Continue to scroll down to learn more.

4 Crore Home Loan Union Bank of India – Highlights

The Union Bank of India home loan interest rate for 4 crore and other key parameters are as follows:

4 Crore Home Loan EMI for 5 Years Union Bank of India

Below are the 4 crore home loan EMI in Union Bank of India with a tenure of 5 years:

4 Crore Home Loan EMI for 10 Years Union Bank of India

Have a look at the expected 4 crore home loan EMI for 10 years from the Union Bank of India:

4 Crore Home Loan EMI for 15 Years Union Bank of India

Below are the Union Bank of India home loan of 4 crore EMI amount with a tenure of 15 years:

4 Crore Home Loan EMI for 20 Years Union Bank of India

Following are the statistics for a 4 crore home loan EMI in Union Bank of India with a tenure of 20 years:

4 Crore Home Loan EMI for 25 Years Union Bank of India

Here are the 4 crore home loan EMI in Union Bank of India with a tenure of 25 years:

4 Crore Union Bank of India Home Loan – Fees and Charges

Below are the fees and charges in addition to the Union Bank of India home loan interest rate of 4 crore:

4 Crore Union Bank of India Home Loan – Documents Required

Below are the applicable documents for the Union Bank of India 4 crore home loan: 

• KYC Proof: PAN card, aadhar card, voter ID, passport, etc.
• Address Proof: Utility bill, rental agreement, aadhar card, driving license, etc.
• Salary Proof: Last 2-year ITR/Form 16 and 3-month salary slips.
• Business Proof: Last 3-year ITR and other business documents (if you are self-employed).
• Property Proof: Sale agreement, title deed, payment receipts, NOC from the builder, etc.
• Additional Documents: Last six months’ bank statements and two passport-size photographs.

4 Crore Union Bank of India Home Loan – Eligibility Criteria

Below are the required 4 crore home loan eligibility in Union Bank of India:

• Age Limit: The age limit must be between 18 and 75 years old.
• Employment Status: You must be either a salaried or self-employed individual.
• Income Criteria: You must have a regular source of income to cover the loan EMIs.
• Credit Card: You must have a good credit score, preferably 700 or above.
• Nationality: You must be an Indian citizen, which applies to non-resident Indians.