Ujjivan Small Finance Bank Home Loan for Women & Housewife

 Ujjivan SFB celebrates women's aspirations! Their home loan program empowers women to achieve their dream of owning a home. We offer flexible solutions to your income profile, focusing on accessibility and support. Build a secure future for yourself and your family with Ujjivan by your side.

Ujjivan Small Finance Bank Home Loan for Women and Housewife – Highlights

Ujjivan Small Finance Bank Home Loan for Women and Housewife – Fees and Charges

Ujjivan Small Finance Bank Home Loan for Women and Housewife – Documents Required

• Proof of identity and residence (Aadhaar, PAN, passport, etc.)
• Business or job existence proof (business registration, GST filings) 
• Financial documents (ITR for the last 3 years, balance sheet, profit & loss account)
• Bank account statements (last 6 months)
• Property documents (title deed, NOC from builder/society)
• Passport-sized photographs

Ujjivan Small Finance Bank Home Loan for Women and Housewife- Eligibility Criteria

• Applicants and co-applicants must be within the age range of 18 to 70 years at the time of loan application and at the time of loan maturity.
• Must have a stable and regular income source, evidenced through income tax returns, profit and loss statements, and other financial documents.
• A good credit score, typically above 750, indicates a reliable repayment history and financial behaviour.
• For women and housewives (with co-applicants), a minimum period of business operation is often 3 to 5 years or a job period of 2-3 years is mandatory.
• The debt and income ratio should be low, indicating that the applicant (and co-applicants) has sufficient income to cover the new loan payments and existing debts.
• The loan amount is often determined based on the value of the property being purchased, constructed, or renovated, requiring an official appraisal.
• The property must have clear titles and meet the bank’s technical and legal criteria.