75 Lakh Home Loan From Ujjivan Small Finance Bank

Ujjivan Small Finance Bank offers up to ₹75 lakh home loans to help you buy your dream house. With interest rates starting at 8.75% annually, it's a cost-effective way to finance your home. You can repay the loan over a flexible period, ranging from 39 to 240 months, making it easy to manage. This loan isn’t just for buying a house—you can use it for building, renovating, or even buying a plot. The bank offers different options to suit your needs, even if you want to fix up your current home or buy a new one. With simple guidance and a straightforward process, Ujjivan's home loan makes your journey to owning a home much smoother.

Highlights of Ujjivan Small Finance Bank 75 Lakh Home Loan

Learn about the key highlights of a Ujjivan Small Finance Bank 75 lakh home loan by referring to the table below: 

5 Years EMI – Ujjivan Small Finance Bank 75 Lakh Home Loan

Check the EMI amount for a 75 lakh Ujjivan Small Finance Bank home loan available at an interest rate of 8.95% annually for 5 years by referring to the table below:

10 Years EMI – Ujjivan Small Finance Bank 75 Lakh Home Loan

Refer to the table below to find the EMI for a ₹75 lakh home loan from Ujjivan Small Finance Bank at an 8.95% annual interest rate over 10 years:

15 Years EMI – Ujjivan Small Finance Bank 75 Lakh Home Loan

Look at the table below to see the EMI amount for a ₹75 lakh Ujjivan Small Finance Bank home loan, available at an annual interest rate of 8.95% for 15 years:

20 Years EMI – Ujjivan Small Finance Bank 75 Lakh Home Loan

Use the table below to calculate the EMI for a ₹75 lakh home loan from Ujjivan Small Finance Bank, offered at an 8.95% yearly interest rate for 20 years:

Fees & Charges – Ujjivan Small Finance Bank 75 Lakh Home Loan

Availing of the Ujjivan Small Finance Bank 75 lakh home loan will attract the following fees.

Important Documents – Ujjivan Small Finance Bank 75 Lakh Home Loan

Don’t forget to have the following documents ready if you avail of the 75 lakh Ujjivan Small Finance Bank housing loan:

Ujjivan Small Finance Bank 75 Lakh Home Loan Eligibility Criteria

To apply for a Ujjivan Small Finance Bank 75 lakh home loan, you must provide a few common documents, such as your PAN Card or Form 60, along with the original property papers. For proof of address, you can submit any one of the following: A passport, driving license, Aadhaar card, voter ID, or a job card issued by NREGA.

For income documents, ensure you have your latest 6 months’ Bank Statement or Passbook, Income Tax Returns, and a salary certificate if you are employed. Form 16A is also needed, if applicable. Additional documents like your Business Registration Certificate, an E-Bill, or Udyog Aadhaar will be required if you are self-employed.