50 Lakh Home Loan From Ujjivan Small Finance Bank

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The Ujjivan Small Finance Bank’s 50 lakhs home loan is an attractive credit option. Borrowers can ideally expect competitive interest rates, personalised repayment plans, simple documents, transparent processing, and quick fund disbursement. Estimating the 50 lakhs home loan EMI with Ujjivan Small Finance Bank is also crucial. This helps determine whether you can manage your monthly repayments on time, empowering you to plan your budget accordingly. This all-in-one guide gives you a detailed insight into the home loan from Ujjivan Small Finance Bank. Let’s scroll down to learn more.

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Table of Content

1. 50 Lakh Home Loan Ujjivan Small Finance Bank Highlights

2. 50 Lakh Home Loan EMI for 5 Years Ujjivan Small Finance Bank

3. 50 Lakh Home Loan EMI for 10 Years Ujjivan Small Finance Bank

4. 50 Lakh Home Loan EMI for 15 Years Ujjivan Small Finance Bank

5. 50 Lakh Home Loan EMI for 20 Years Ujjivan Small Finance Bank

6. 50 Lakh Ujjivan Small Finance Bank Home Loan Fees and Charges

7. 50 Lakh Ujjivan Small Finance Bank Home Loan Documents Required

8. 50 Lakh Ujjivan Small Finance Bank Home Loan Eligibility Criteria

Written By

Hepson Franklin

Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

50 Lakh Home Loan Ujjivan Small Finance Bank – Highlights

The Ujjivan Small Finance Bank’s home loan interest rate of 50 lakhs and other key features are as follows:

Interest Rates	8.75% – 16.756% per annum
Loan-To-Value (LTV) Ratio	80% of the property value
Loan Tenure	Up to 20 years
Eligibility	Both salaried and self-employed individuals

50 Lakh Home Loan EMI for 5 Years Ujjivan Small Finance Bank

Here is the interest rate for a 50 lakhs home loan EMI in Ujjivan Small Finance Bank with a tenure of 5 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
₹50 Lakh	8.75% p.a.	5 years	₹1,03,186	₹11,91,160	₹61,91,160

50 Lakh Home Loan EMI for 10 Years Ujjivan Small Finance Bank

Following are the 50 lakhs home loan EMI for 10 years from Ujjivan Small Finance Bank:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
₹50 Lakh	8.75% p.a.	10 years	₹62,663	₹25,19,560	₹75,19,560

50 Lakh Home Loan EMI for 15 Years Ujjivan Small Finance Bank

Let’s examine the Ujjivan Small Finance Bank’s home loan EMI for 50 lakhs with a tenure of 15 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
₹50 Lakh	8.75% p.a.	15 years	₹49,972	₹39,94,960	₹89,94,960

50 Lakh Home Loan EMI for 20 Years Ujjivan Small Finance Bank

Here are the 50 lakhs home loan EMI for 20 years in the Ujjivan Small Finance Bank:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
₹50 Lakh	8.75% p.a.	20 years	₹44,186	₹56,04,640	₹1,06,04,640

50 Lakh Ujjivan Small Finance Bank Home Loan – Fees and Charges

Here are the fees and charges you must know besides the Ujjivan Small Finance Bank’s home loan interest rate of 50 lakhs:

Fee/Charge	Amount
Processing Fee	₹ 3,350
CLADUM Charges	1.5% – 2.0% of the loan amount
Foreclosure Charges	Nil
Penal Interest Charges	2.5% per month
Stamp Duty and Registration	At actual

50 Lakh Ujjivan Small Finance Bank Home Loan – Documents Required

Examine the applicable documents for the Ujjivan Small Finance Bank’s 50 lakhs home loan:

KYC Documents	PAN Card, Aadhaar Card, Election ID, Passport, etc.
Residential Documents	Utility Bills, Aadhaar Card, Driving License, Passport, etc.
Salary Documents	Last 3-month pay slips, 2-year income tax return, and 6-month bank statement.
Business Documents	Income Tax Return, Sales Tax Challans, Shops & Est. Certificate, COI, Partnership Deed, Bank Statement, etc. (dated 5 years or older).

50 Lakh Ujjivan Small Finance Bank Home Loan – Eligibility Criteria

Following are the 50 lakh home loan eligibility criteria in Ujjivan Small Finance Bank:

Age Limit	18 – 60 years old
Employment Status	Either salaried or self-employed individuals
Credit Score	Preferably 700 or higher
Nationality	Indian

Frequently Asked Questions (FAQs)

What is the EMI for a 50 lakhs home loan for 20 years in Ujjivan Small Finance Bank?

₹44,186 is the estimated EMI for a 50 lakhs home loan over 20 years, subject to the annual interest rate of 8.75%.

Who is eligible for a 50 lakhs home loan in Ujjivan Small Finance Bank?

Both salaried and self-employed individuals are eligible for a 50 lakhs home loan at Ujjivan Small Finance Bank.

What is the monthly interest rate of a 50 lakhs home loan in Ujjivan Small Finance Bank?

The monthly interest rate for a 50 lakh home loan in Ujjivan Small Finance Bank starts at 0.73%.

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