45 Lakh Home Loan From Ujjivan Small Finance Bank

Ujjivan Small Finance Bank's ₹45 Lakh home loan is a wonderful opportunity to realise your homeownership dreams. The loan offers attractive interest rates and flexible repayment plans, making it straightforward and convenient to finance your dream home. The bank provides a seamless application process, with a specialised team to walk you through each step, making house purchase a stress-free experience.

₹45 Lakh Home Loan Ujjivan Small Finance Bank – Highlights

Here are Ujjivan Small Finance Bank’s home loan interest rates for ₹45 Lakh, along with highlights:

₹45 Lakh Home Loan EMI for 5 Years Ujjivan Small Finance Bank 

Ujjivan Small Finance Bank’s housing loan EMI for ₹45 Lakhs is mentioned below in detail:

₹45 Lakh Home Loan EMI for 10 Years Ujjivan Small Finance Bank 

Here are the ₹45 Lakh home loan EMI for 10 years from the Ujjivan Small Finance Bank:

₹45 Lakh Home Loan EMI for 15 Years Ujjivan Small Finance Bank

For an amount of ₹45 Lakhs, the EMI for 15 years is as follows:

₹45 Lakh Home Loan EMI for 20 Years Ujjivan Small Finance Bank

₹45 Lakh home loan EMI for 20 years from the Ujjivan Small Finance Bank is as follows:

₹45 Lakh Home Loan EMI for 25 Years Ujjivan Small Finance Bank 

Ujjivan Small Finance Bank’s home loan of ₹45 Lakhs EMI for 25 years is as follows:

₹45 Lakh Ujjivan Small Finance Bank Home Loan – Fees and Charges 

Here are the charges for ₹45 Lakh Ujjivan Small Finance Bank’s Home Loan:

₹45 Lakh Ujjivan Small Finance Bank Home Loan – Documents Required

Here are the documents required for a ₹45 Lakhs Home Loan from Ujjivan Small Finance Bank:

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving Licence
• Address Proof: Utility Bill (Electricity/Water), Aadhaar Card, Passport, Rent Agreement
• Income Proof (Salaried): Salary Slips (Last 3 Months), Form 16, Bank Statements (Last 6 Months)
• Income Proof (Self-employed): Income Tax Returns (Last 3 Years), Business Financials, Bank Statements (Last 12 Months)
• Property Documents: Sale Agreement, Title Deed, NOC from Society, Allotment Letter
• Age Proof: Birth Certificate, Passport, PAN Card, or any valid proof of age
• Employment Proof: Employment Certificate, Offer Letter, or Employer ID card
• Loan Application Form: Duly filled and signed application form
• Photographs: Passport-sized photographs

₹45 Lakh Ujjivan Small Finance Bank Home Loan – Eligibility Criteria

The following are the criteria for  ₹45 Lakh home loan eligibility at Ujjivan Small Finance Bank:

• Age: Applicant must be between 21 and 65 at loan maturity.
• Employment Type: Open to salaried individuals, self-employed professionals, and business owners.
• Income Stability: A stable and regular income source must support EMI payments.
• Minimum Work Experience (Salaried): 2 years of continuous employment.
• Minimum Business Continuity (Self-employed): At least 3 years of business operation.
• Credit Score: A good credit score is typically required, with 650 or above being ideal.
• Property Type: Residential properties (flats, houses) are eligible.