30 Lakh Home Loan From Ujjivan Small Finance Bank

Most people need a home loan to purchase a residential property. Numerous credit options are also available in the market that offer feature-rich home loans. The key is to opt for a loan offering lower interest rates, which helps you save thousands of your hard-earned money in the long run. The Ujjivan Small Finance Bank’s 30 lakhs home loan is recognised for its lower interest rates, nominal processing fees, moderate eligibility, and minimal documentation. Thus,  making home loans more cost-effective and borrower-friendly. For more detailed insight, continue to read on. Urban Money presents a comprehensive overview of this remarkable credit option. We primarily cover details such as the 30 lakhs home loan in EMI Ujjivan Small Finance Bank, available tenure, associated fees, and other applicable information. Let’s scroll down.

30 Lakh Home Loan Ujjivan Small Finance Bank – Highlights

The Ujjivan Small Finance Bank’s home loan interest rate for 30 lakhs and other key parameters are as given below:

30 Lakh Home Loan EMI for 5 Years 

Have a close look at the 30 lakhs home loan EMI in Ujjivan Small Finance Bank with a tenure of 5 years:

30 Lakh Home Loan EMI for 10 Years Ujjivan Small Finance Bank 

Following are the 30 lakhs home loan EMI for 10 years from the Ujjivan Small Finance Bank:

30 Lakh Home Loan EMI for 15 Years Ujjivan Small Finance Bank

Let’s examine the Ujjivan Small Finance Bank’s home loan EMI for 30 lakhs with a tenure of 15 years:

30 Lakh Home Loan EMI for 20 Years Ujjivan Small Finance Bank

Below are the 30 lakhs home loan EMI for 20 years from the Ujjivan Small Finance Bank:

30 Lakh Ujjivan Small Finance Bank Home Loan – Fees and Charges 

Let’s examine the fees and charges in addition to the Ujjivan Small Finance Bank home loan interest rate of 30 lakhs:

30 Lakh Ujjivan Small Finance Bank Home Loan – Documents Required

Here are the required documents for the Ujjivan Small Finance Bank’s 30 lakhs home loan:

• Identity Proof: PAN Card, Aadhaar Card, Voter ID, Passport, Driving License, etc. 
• Address Proof: Utility Bills, Aadhaar Card, Driving License, Passport, etc.
• Salary Proof: Last 3-month pay slips, 2-year income tax return, and 6-month bank statement. 
• Business Proof: Income Tax Return, Sales Tax Challans, Shops & Est. Certificate, COI, Partnership Deed, Bank Statement, etc. (dated 5 years or older). 

30 Lakh Ujjivan Small Finance Bank Home Loan – Eligibility Criteria 

Following are the 30 lakhs home loan eligibility criteria in Ujjivan Small Finance Bank:

• Age Requirement: You should be aged between 18 and 60 years old.
• Employment Status: You should be either a salaried or self-employed individual. 
• Income Criteria: You should have earned adequate income to cover the loan repayment. 
• Credit Score: You should have a good credit score, typically 700 or higher.
• Nationality: You should be an Indian citizen.