25 Lakh Home Loan From Ujjivan Small Finance Bank

Are you looking forward to purchasing the keys to your dream home but facing a financial hurdle? Check out the 25 lakh Ujjivan Small Finance Bank home loan. This attractive scheme offers a very low interest rate, starting at 8.75% yearly. The loan applicant can avail of this loan scheme for a maximum of 20 years, making EMIs for 10 and 20 years convenient and budget-friendly. Individuals can avail themselves of this loan scheme for constructing a home, purchasing a ready-to-move property, or doing home repairs or renovations. Study how this housing loan scheme from Ujjivan Small Finance Bank can be a great choice for you.

Key Highlights – 25 Lakh Ujjivan Small Finance Bank Home Loan

The key features of Ujjivan Small Finance Bank’s ₹25 lakh home loan make it an appealing option. Refer to the table below for more details on these highlights:

25 Lakh Ujjivan Small Finance Bank Home Loan – 5 Years EMI

For a tenure of 5 years and a yearly interest rate of 10.25%, the applicable EMI on a 25 lakh Ujjivan Small Finance Bank home loan is given in the table below:

25 Lakh Ujjivan Small Finance Bank Home Loan – 10 Years EMI

The table below shows the EMI for a ₹25 lakh home loan from Ujjivan Small Finance Bank, based on a 10-year tenure and an annual interest rate of 10.25%:

25 Lakh Ujjivan Small Finance Bank Home Loan – 15 Years EMI

For a 15-year loan term with an interest rate of 10.25% per year, the EMI for a ₹25 lakh home loan from Ujjivan Small Finance Bank is detailed below:

25 Lakh Ujjivan Small Finance Bank Home Loan – 20 Years EMI

If you take a ₹25 lakh home loan from Ujjivan Small Finance Bank with a 20-year tenure at 10.25% annual interest, the compounding EMI is:

Ujjivan Small Finance 25 Lakhs Home Loan – Fees & Charges

Before applying for a 25 lakh Ujjivan Small Finance Bank home loan, it is imperative to know about the charges associated with it. Check the table below to learn the charges that are associated with the home loan:

Documents Required for a 25 Lakh Ujjivan Small Finance Bank Home Loan

Carry the following documents if you find the 25 lakh Ujjivan Small Finance Bank housing loan an appealing option for your financial needs:

• Identity Proof: PAN Card or Form 60.
• Property Papers: Original documents related to the property.
• Address Proof: Options include Passport, Driving License, Aadhaar Card, Voter ID, NREGA Job Card, or NPR Letter.
• Income Proof: Latest 6 months of bank statements, Income Tax Returns, Salary Slip, or Form 16A if needed.
• Business Proof (for self-employed): Documents like Business Registration, E-Bill, or Udyog Aadhaar.

Eligibility Criteria – 25 Lakh Ujjivan Small Finance Bank Home Loan

The applicant must meet certain criteria to be eligible for the 25 lakh Ujjivan Small Finance Bank housing loan. Ensure you meet the following eligibility criteria that are mentioned in the table below: