Tata Capital HFL Home Loan for Government Employees

Tata Capital Housing Finance Limited offers a specialised home loan for government employees to cater to their unique financial needs and job security. Tata Capital Housing Finance home loan for government employees comes with attractive interest rates and terms tailored to enhance affordability and accessibility for government staff. With streamlined processing and minimal documentation, it ensures that owning a home is not just a dream but a reachable goal for those serving the public. Explore how Tata Capital supports those in government service in realising their homeownership aspirations.

Tata Capital Housing Finance Home Loan for Government Employees – Highlights

Here are the highlights for the Tata Capital Housing Finance Home Loan for Government Employees:

Tata Capital Housing Finance Home Loan for Government Employees – Fees and Charges

Following are the fees and charges for the Tata Capital Housing Finance Home Loan for Government Employees:

Tata Capital Housing Finance Home Loan for Government Employees – Documents Required 

Documents required for the Tata Capital Housing Finance Home Loan for Government Employees are as follows:

• Age Proof
• Photo Identity Proof
• Address Proof
• Income Proof: Salary Slips (last three months), Bank Statements (last 12 months), or Form 16.
• Existing Loan Details: Provided via Bank Statements or Loan Statements.
• Processing Fee Cheque: Issued from your salary account.

Tata Capital Housing Finance Home Loan for Government Employees – Eligibility Criteria 

Here are the eligibility criteria for the Tata Capital Housing Finance Home Loan for Government Employees:

• Age Requirement: Applicants should be aged between 24 to 65 years.
• Minimum Salary: The applicant must earn at least Rs. 30,000 per month.
• Work Experience: A minimum of two years of work experience is required.

Tata Capital Housing Finance Home Loan Schemes for Government Employees

Tata Capital Housing Finance offers two main home loan schemes for government employees:

• Home Loan for Government Employees: This scheme is tailored specifically for government employees. It features concessional interest rates, longer loan tenures, and additional benefits designed to make homeownership more accessible and affordable.
• PMAY Subsidy Scheme: Eligible government employees can benefit from the Pradhan Mantri Awas Yojana, which offers a subsidy of up to ₹2.67 lakh, making it easier to buy a house.