90 Lakh Tata Capital Home Loan

Tata Capital’s ₹90 lakh home loan offers the financial support you need to buy a luxury home. With flexible repayment options, you can choose a tenure from 5 to 30 years. The loan has competitive interest rates to make your monthly payments more manageable. ₹90 lakh home loan eligibility at Tata Capital is easy to meet. Applicants can be salaried individuals, self-employed, or business owners. Tata Capital also offers easy online loan applications. This will help you get your funds faster. ₹90 lakh loan EMI calculator of Tata Capital will help you calculate your estimated EMI in simple steps.

₹90 Lakh Home Loan Tata Capital – Highlights

Here are Tata Capital’s home loan interest rates for ₹90 lakhs, along with highlights:

₹90 Lakh Home Loan EMI for 5 Years Tata Capital 

Tata Capital’s housing loan EMI for ₹90 lakhs for 5 years is mentioned below in detail:

₹90 Lakh Home Loan EMI for 10 Years Tata Capital 

Below is the amount for a ₹90 lakh home loan EMI for 10 years from Tata Capital:

₹90 Lakh Home Loan EMI for 15 Years Tata Capital

For a ₹90 lakh home loan, the EMI amount for 15 years is as follows:

₹90 Lakh Home Loan EMI for 20 Years Tata Capital

Below mentioned is the ₹90 lakh home loan EMI for 20 years from Tata Capital:

₹90 Lakh Home Loan EMI for 25 Years Tata Capital 

Tata Capital’s home loan of ₹90 lakhs EMI for 25 years is as follows:

₹90 Lakh Home Loan EMI for 30 Years Tata Capital 

Tata Capital’s home loan of ₹90 lakh EMI for 30 years is as follows:

₹90 Lakh Tata Capital Home Loan – Fees and Charges 

Tata Capital applies a processing fee of up to 2% of the loan amount plus GST to cover administrative costs. Foreclosure charges are not applicable if you prepay the loan using your funds. For missed EMI payments, a penalty of 2.36% per month (GST inclusive) is charged on the overdue amount. If a borrower defaults, collection agency fees may be applied if an external agency is used to collect the overdue amount. There are legal charges for property document verification and other charges, including registration, loan cancellation, and maintenance fees.

₹90 Lakh Tata Capital Home Loan – Documents Required

The following are the required documents for Tata Capital’s 90 Lakh home loan:

• Age Proof: Applicants must submit documents like a Passport, Driving License, Birth Certificate, PAN Card, or School Leaving Certificate to verify their age. This helps the lender ensure that the applicant meets the age criteria of 21–65.
• Photo Identity Proof: A valid form of identification, such as a voter ID, passport, driving license, Aadhaar card, or PAN card, is required to authenticate the applicant’s identity.
• Address Proof: Applicants must provide documents such as a Utility Bill, Bank Statement, Property Registration Documents, or Property Tax Receipt to confirm their current residential address.
• Income Proof: For salaried individuals, Salary Slips for the last three months, Bank Statements for the last 12 months, and Form 16 are required. Self-employed applicants must submit Income Tax Returns for the last two years, a Profit and loss Statement, and Current Account Statements.
• Existing Loan Details: If the applicant has existing loans, they must provide Bank Statements or Loan Statements to show their current debt obligations.
• Processing Fee Cheque: A cheque from the applicant’s salary or business account is required to cover the home loan processing fee.

₹90 Lakh Tata Capital Home Loan – Eligibility Criteria

Applicants should be between 21 and 65 years of age to be eligible for a home loan. A steady income is required if you’re salaried, self-employed, or a business owner. Loan terms can be as short as five years or as long as 30 years. A solid credit score is a must to qualify for the loan.