70 Lakh Tata Capital Home Loan

Tata Capital makes homeownership easier with its ₹70 lakh home loan, perfect for those wanting to buy, build, or renovate their homes. With interest rates beginning at 8.75% p.a., this loan is available to many, including salaried workers, self-employed individuals, and business owners. You can repay the loan for up to 30 years, which helps keep your payments manageable. The Tata Capital ₹70 lakh home loan EMI calculator is a handy tool that lets you calculate your monthly repayments easily so you can plan ahead and feel confident in your financial decisions.

70 Lakh Home Loan Tata Capital – Highlights 

Below are the key highlights of Tata Capital’s 70 lakh home loan, providing an overview of its terms.

70 Lakh Home Loan EMI for 5 Years Tata Capital

With a shorter repayment period of 5 years, your EMI will be higher, but you’ll pay off the loan faster.

70 Lakh Home Loan EMI for 10 Years Tata Capital

Choosing a 10-year tenure offers a balance between EMI affordability and total interest.

70 Lakh Home Loan EMI for 15 Years Tata Capital

A 15-year tenure lowers your EMI but increases the overall interest paid.

70 Lakh Home Loan EMI for 20 Years Tata Capital

Opting for a 20-year tenure further reduces the EMI, although it raises the total interest cost.

70 Lakh Home Loan EMI for 25 Years Tata Capital 

With a 25-year tenure, your EMI becomes more affordable, though the interest accumulates over the long term.

70 Lakh Home Loan EMI for 30 years Tata Capital 

The 30-year tenure provides the lowest EMI, but you will pay more in total interest.

70 Lakh Tata Capital Home Loan – Fees and Charges

Tata Capital applies certain fees and charges during the home loan process, as outlined below:

70 Lakh Tata Capital Home Loan – Documents Required 

Here is a list of essential documents required for the 70 lakh home loan from Tata Capital:

• Proof of Identity: Passport, Voter ID, Aadhaar, PAN.
• Proof of Address: Utility Bill, Bank Statement, Voter ID.
• Income Proof for Salaried Individuals: 3 months’ salary slips, 12 months’ bank statements.
• Income Proof for Self-Employed Individuals: 2 years IT returns, business financials.

70 Lakh Tata Capital Home Loan – Eligibility Criteria 

To qualify for the 70 lakh home loan from Tata Capital, the following criteria must be met:

• Age Requirement: Between 21 to 65 years.
• Employment Type: Open to salaried and self-employed individuals.
• Income Requirement: Applicants must have a stable income.
• Credit Score: A good credit score is essential for approval.