60 Lakh Tata Capital Home Loan

Looking to finance your dream property? Borrowers can now get an easy-to-apply ₹60 lakh home loan from Tata Capital with flexible repayment alternatives. The bank offers attractive interest rates, ensuring affordable EMIs when calculating Tata Capital's ₹60 lakh home loan EMI amount. Both salaried and self-employed individuals can benefit from this loan, provided they meet the 60 lakh home loan eligibility from Tata Capital. These criterias can be fulfilled based on their financial profiles. The Tata Capital home loan of 60 lakh EMI is ideal for anyone seeking a cost-effective method to finance their perfect home.

₹60 Lakh Home Loan Tata Capital – Highlights

Here are Tata Capital’s home loan interest rates for ₹60 lakhs, along with highlights:

₹60 Lakh Home Loan EMI for 5 Years Tata Capital 

Tata Capital’s housing loan EMI for ₹60 lakhs is mentioned below in detail:

₹60 Lakh Home Loan EMI for 10 Years Tata Capital 

Here are the ₹60 lakh home loan EMI for 10 years from the Tata Capital:

₹60 Lakh Home Loan EMI for 15 Years Tata Capital

For an amount of ₹60 lakhs, the EMI for 15 years is as follows:

₹60 Lakh Home Loan EMI for 20 Years Tata Capital

A 60 lakh home loan EMI for 20 years from Tata Capital is as follows:

₹60 Lakh Home Loan EMI for 25 Years Tata Capital 

Tata Capital’s home loan of ₹60 lakhs EMI for 25 years is as follows:

₹60 Lakh Home Loan EMI for 30 Years Tata Capital 

Tata Capital’s home loan of ₹60 lakhs EMI for 30 years is as follows:

₹60 Lakh Tata Capital Home Loan – Fees and Charges 

Here are the fees and charges for a ₹60 lakh Tata Capital home loan:

• Processing Fee: Up to 2% of the loan amount plus GST.
• Foreclosure Charges: No prepayment charges when pre-paying with your own funds.
• Delayed EMI Payments: 2.36% PM (inclusive of GST) on the defaulted amount.
• Collection Agency Fee: Charged to the borrower if a collection agency is hired due to loan default.
• Legal Charges: Fees for legal verification of property documents are passed to the borrower.
• Other Charges: These may include home loan registration charges, MOD charges, PDC charges, loan cancellation fees, cheque bounce charges, account maintenance fees, and NOI charges.

₹60 Lakh Tata Capital Home Loan – Documents Required

Here are the required documents for a ₹60 lakh Tata Capital home loan applicable to salaried, self-employed, and NRIs:

• Age Proof:

• Photo Identity Proof:

• Address Proof:

• Existing Loan Details:

• Processing Fee Cheque: To be issued from the salary or business account

Additional Documents for Salaried Persons:

• Income Proof:

Additional Documents for Self-Employed Persons:

• Business Proof:

• Income Proof:

Additional Documents for NRIs:

• Employment Proof:

• Income Proof:

• Credit Report: Credit Report of the current country of residence (as per Tata Capital norms)

₹60 Lakh Tata Capital Home Loan – Eligibility Criteria

Here are the eligibility criteria to get a 60 lakh Tata Capital home loan: