5 Crore Tata Capital Home Loan

The Tata Capital 5 crore home loan is designed for individuals looking to purchase premium properties or high-value homes. This loan is ideal for those who want to own large houses or luxurious apartments in prime locations. With a flexible tenure of up to 30 years and interest rates starting at 8.75% per annum, big investments are more manageable. 5 Crore home loan eligibility Tata Capital is applicable for applicants aged 21 to 65 with stable income are eligible. Salaried employees, self-employed professionals, and business owners can apply. Processing fees start at 0.10% of the loan amount, and there are no foreclosure charges when prepaying with personal funds. Tata Capital ensures quick approvals and a smooth loan process with minimal documentation.

₹5 Crore Home Loan Tata Capital – Highlights

Here is a 5 Crore home loan emi Tata Capital with key highlights:

₹5 Crore Home Loan EMI for 5 Years Tata Capital 

Let’s breakdown the Tata Capital’s housing loan EMI for ₹5 Crores:

₹5 Crore Home Loan EMI for 10 Years Tata Capital 

Here is the ₹5 Crore home loan emi for 10 years for Tata Capital:

₹5 Crore Home Loan EMI for 15 Years Tata Capital

Tata Capital’s home loan of 5 Crore EMI for 15 years is mentioned below:

₹5 Crore Home Loan EMI for 20 Years Tata Capital 

₹5 Crore home loan emi for 20 years Tata Capital is as follows:

₹5 Crore Home Loan EMI for 25 Years Tata Capital 

Tata Capital’s home loan of ₹5 Crores EMI for 25 years is as follows:

₹5 Crore Home Loan EMI for 30 Years Tata Capital

Have a look at the detailed information about Tata Capital housing loan EMI for 30 years:

₹5 Crore Tata Capital Home Loan – Fees and Charges

Tata Capital’s 5 crore home loan charges vary depending on the loan tenure and type. They include processing fees, foreclosure charges, and other costs when planning your loan.

• Processing Fees: Starts at 0.10% of the loan amount + GST for salaried individuals and 0.20% + GST for self-employed individuals.
• Foreclosure Charges: You will not be charged for paying off the loan early with your own funds, but small charges may apply if you use other funds.
• Late Payment Fee: Extra 2% on top of the usual interest rate for delayed EMI payments.
• Other Charges: These include fees for collection services and legal verification.

₹5 Crore Tata Capital Home Loan – Documents Required

You’ll need to submit documents that prove your identity, income, and details of the property for a smooth application process. Here are the basic documents required for Tata Capital’s 5 crore home loan:

• Identity Proof: Aadhaar card, Passport, or any government ID.
• Residence Proof: Recent utility bill, rent agreement, or government ID.
• Income Proof: Salary slips, bank statements, or ITR.
• Property Documents: Sales deed or property agreement.

₹5 Crore Tata Capital Home Loan – Eligibility Criteria

To apply for Tata Capital’s 5 crore home loan, you must meet certain eligibility criteria such as age, income, and employment requirements. A good credit score is also essential for approval.

• Age: 21 to 65 years.
• Income: A stable income is required; a minimum monthly salary of Rs. 30,000 for salaried employees and 3 years of business experience for self-employed employees.
• Loan Tenure: 5 to 30 years.
• Employment: Open to salaried employees, self-employed professionals, and business owners.
• Credit Score: A good score is needed to show financial responsibility.